Binance Pay的興起說明了範式轉變：加密貨幣即將成為真正的交易工具

Binance Pay的興起超越了投機和投資。實際上，這些資產作為付款手段的具體使用已經達到了前所未有的水平，從而改變了對該行業的看法。

Binance Pay, Binance's crypto payment service, saw a massive surge in transaction volume, reaching an all-time high of $72.4 billion in 2024. This astronomical growth, up from $2.5 billion in 2021, showcases the increasing adoption of cryptocurrencies as a viable payment method, shifting the narrative away from mere speculation and investments.

Binance Pay，Binance的加密支付服務，交易量大幅增長，2024年的歷史最高額度為724億美元。這種天文學增長從2021年的25億美元上升，表明了越來越多的加密貨幣的採用量，將敘述從僅僅猜測和投資中移開。

The vast majority of these transactions were conducted using stablecoins, with USDT leading the way with an astonishing 80% share, amounting to $57 billion in transactions. Bitcoin followed with $6.6 billion, Ethereum with $2.4 billion, and BNB with $2.2 billion. Notably, USDC saw a rapid surge with a 1,338% increase in transactions and a 48% rise in volume over a year.

這些交易中的絕大多數是使用Stablecoins進行的，USDT以驚人的80％份額領先，總計570億美元的交易。比特幣緊隨其後的是66億美元，以太坊的24億美元和22億美元的BNB。值得注意的是，USDC的迅速增長迅速，交易增加了1,338％，一年中的數量增加了48％。

This remarkable growth in crypto payments can be attributed to several key factors. Merchants and consumers are showing greater trust in cryptocurrencies, thanks in part to the stability of stablecoins amidst the volatility of traditional cryptos. Additionally, Binance's infrastructure enables fast and low-cost transactions, making crypto payments a more attractive option.

加密支付的這種顯著增長可以歸因於幾個關鍵因素。商人和消費者對加密貨幣表現出更大的信任，部分原因是在傳統加密貨幣的波動中穩定的穩定性。此外，Binance的基礎架構可以快速和低成本的交易，使加密付款成為更具吸引力的選擇。

Binance Pay's success is not limited to the platform itself but also reflects a broader transformation in the crypto market. Notably, the total number of crypto holders experienced a significant increase of 13% in 2024, reaching 659 million users worldwide. Bitcoin remained the most widely held asset, boasting 337 million holders, which constitutes about 51% of crypto investors.

Binance Pay的成功不僅限於平臺本身，還反映了加密市場的更廣泛的轉變。值得注意的是，2024年的加密貨幣持有人總數顯著增加了13％，在全球範圍內達到了6.59億用戶。比特幣仍然是最廣泛的資產，擁有3.37億持有人，佔加密貨幣投資者的51％。

Institutions also played a pivotal role in this dynamic. In the United States, an estimated 300,000 to 1.2 million new investors acquired BTC through spot ETFs, thanks to a favorable policy stance by President Donald Trump. Meanwhile, Ethereum also saw renewed interest, largely driven by developments in Layer 2 solutions and the launch of spot Ethereum ETFs, which stimulated investor participation.

機構在這種動態中也發揮了關鍵作用。在美國，由於唐納德·特朗普總統的有利政策立場，估計有30萬至120萬新投資者通過現場ETF獲得了BTC。同時，以太坊還看到了新的興趣，這在很大程度上是由第2層解決方案的發展以及刺激投資者參與的現貨以太坊ETF推出的。

The rise of Binance Pay raises questions about the future of the sector, with regulators likely to keep a close eye on this growth as they seek to regulate these new uses. Furthermore, the increasing adoption of crypto payments could put pressure on certain players in the traditional banking system, driving them to innovate to avoid falling behind.

Binance Pay的興起引發了有關該行業未來的問題，監管機構可能會密切關注這種增長，因為他們試圖規範這些新用途。此外，加密支付的越來越多可能給傳統銀行系統中的某些參與者施加壓力，促使他們進行創新以避免落後。

As Binance's crypto reserves also soared by 137% to reach $100 billion, the exchange continues to strengthen its influence across the entire crypto ecosystem.

隨著Binance的加密儲備也飆升了137％，達到1000億美元，該交易所繼續在整個加密生態系統中加強其影響力。