Ripple (XRP) 準備推出受監管的穩定幣 RLUSD，瞄準紐約市場

Ripple 即將推出其受監管的穩定幣 RLUSD，預計很快就會獲得紐約金融服務部 (NYDFS) 的批准。

Ripple is set to launch its New York-approved stablecoin, RLUSD, on December 4, according to FOX Business reports. This will mark Ripple’s entry into the US stablecoin market, placing it in direct competition with established issuers like Circle, Paxos, and Gemini.

根據 FOX Business 報道，Ripple 將於 12 月 4 日推出紐約批准的穩定幣 RLUSD。這將標誌著 Ripple 進入美國穩定幣市場，使其與 Circle、Paxos 和 Gemini 等成熟發行人直接競爭。

If approved by the New York Department of Financial Services (NYDFS), Ripple will be able to offer RLUSD as a stable and regulated digital currency alternative to XRP. This could appeal to customers looking to avoid the volatility and regulatory challenges associated with other cryptocurrencies.

如果獲得紐約金融服務部 (NYDFS) 的批准，Ripple 將能夠提供 RLUSD 作為 XRP 的穩定且受監管的數位貨幣替代品。這可能會吸引那些希望避免與其他加密貨幣相關的波動性和監管挑戰的客戶。

New York is a critical market for stablecoin issuers, with the state having a dedicated regulatory framework for these assets. The NYDFS imposes stringent requirements, including transparency, security, and consumer protection standards.

紐約是穩定幣發行人的重要市場，該州對這些資產有專門的監管框架。 NYDFS 提出了嚴格的要求，包括透明度、安全性和消費者保護標準。

“XRP, 1,000 times faster and 1,000 times cheaper than Bitcoin, when paired with Ripple’s soon to be released RLUSD Stablecoin, a tool our US Treasury recently deemed a vital liquidity product backed by US Treasury Bills, America and the world dodges economic chaos & destruction,” Rob Cunningham wrote on X (formerly Twitter).

「XRP 比比特幣快1,000 倍，便宜1,000 倍，與Ripple 即將發布的RLUSD 穩定幣配合使用，我們的美國財政部最近將其視為由美國國庫券支持的重要流動性產品，美國和世界可以避免經濟混亂和破壞”，Rob Cunningham 在 X（以前的 Twitter）上寫道。

Companies like Ripple typically pursue limited-purpose trust charters to offer digital asset services without the extensive oversight faced by traditional banks. Others, such as Coinbase and Robinhood, operate under New York’s BitLicense to facilitate crypto trading and custody services.

像 Ripple 這樣的公司通常會尋求有限目的信託章程來提供數位資產服務，而無需傳統銀行面臨的廣泛監管。 Coinbase 和 Robinhood 等其他公司在紐約的 BitLicense 下運營，以促進加密貨幣交易和託管服務。

Ripple’s stablecoin launch will also involve partnerships with payment providers like Bitstamp, Moonpay, and Uphold, ensuring broad accessibility for users once the product goes live.

Ripple 的穩定幣發布還將涉及與 Bitstamp、Moonpay 和 Uphold 等支付提供商的合作，確保產品上線後用戶可以廣泛使用。

“RLUSD will only be on XRP Ledger and won’t be multichain. It is intended for bank office institutional settlement and will compete with USDT/USDC for cross-border payments,” influencer Martin Folb wrote on X (formerly Twitter).

「RLUSD 將只存在於 XRP Ledger 上，不會是多鏈的。它旨在用於銀行機構結算，並將與 USDT/USDC 進行跨境支付競爭。

In other news, Ripple’s XRP token recently surpassed BNB to become the fifth-largest cryptocurrency by market capitalization. Earlier today, the altcoin crossed $100 billion for the first time in over three years.

其他消息方面，Ripple 的 XRP 代幣最近超過 BNB，成為市值第五大加密貨幣。今天早些時候，該山寨幣三年多來首次突破 1000 億美元。

XRP’s market value has surged by over 230% in November, driven by increasing investor confidence and the broader bullish momentum in the crypto market. The resignation of SEC Chair Gary Gensler also contributed to the positive sentiment, with some speculating that Ripple could face reduced regulatory pressure from the SEC.

在投資者信心增強和加密貨幣市場更廣泛的看漲勢頭的推動下，XRP 的市值在 11 月飆升了 230% 以上。 SEC 主席 Gary Gensler 的辭職也推動了積極情緒，有些人猜測 Ripple 可能面臨 SEC 監管壓力的減輕。

Finally, institutional interest in XRP is also on the rise, with WisdomTree filing an application for an XRP ETF in Delaware last week. This marks the third such application, following similar filings by Bitwise and Canary Capital in October.

最後，機構對 XRP 的興趣也在上升，WisdomTree 上週在德拉瓦州提交了 XRP ETF 申請。這是繼 Bitwise 和 Canary Capital 在 10 月提交類似申請後的第三次此類申請。