Ripple 公佈了用值得信賴的與美元掛鉤的穩定幣震撼加密世界的計劃

Ripple 是一家專注於企業用例的區塊鏈服務提供商，宣布計劃在今年稍後推出與美元掛鉤的穩定幣。該穩定幣最初將部署在 XRP Ledger 和以太坊區塊鏈上，並由美元存款、短期美國國庫券和其他現金等價物支援。 Ripple 旨在透過合規第一的方法使其穩定幣脫穎而出，每月由頂級會計師事務所進行審計。

Ripple Unveils Plans for USD-Pegged Stablecoin, Aiming to Dominate Crypto's Trustworthy Stablecoin Landscape

Ripple 公佈與美元掛鉤的穩定幣計劃，旨在主導加密貨幣值得信賴的穩定幣格局

Ripple, the enterprise-focused blockchain pioneer, has embarked on a transformative mission to revolutionize the stablecoin market with its highly anticipated USD-pegged stablecoin, set for release later this year. This bold move marks a significant step in Ripple's unwavering commitment to providing institutional-grade financial solutions that empower businesses to harness the transformative power of blockchain technology.

Ripple 是一家以企業為中心的區塊鏈先驅，它已經開始了一項變革性的使命，即透過其備受期待的與美元掛鉤的穩定幣徹底改變穩定幣市場，該穩定幣將於今年晚些時候發布。這一大膽舉措標誌著 Ripple 堅定不移地致力於提供機構級金融解決方案，使企業能夠利用區塊鏈技術的變革力量，並邁出了重要一步。

A Differentiated Approach to Stablecoin Issuance

差異化的穩定幣發行方法

Ripple's stablecoin will stand out from the crowd through its unwavering focus on compliance and transparency. Backed by a robust portfolio of USD deposits, short-term U.S. government treasuries, and other cash equivalents, it will provide investors with the assurance they crave in the often-volatile cryptocurrency landscape.

Ripple 的穩定幣將透過其對合規性和透明度的堅定關注而脫穎而出。在美元存款、短期美國政府國債和其他現金等價物的強勁投資組合的支持下，它將為投資者在經常波動的加密貨幣環境中提供他們渴望的保證。

Furthermore, Ripple's commitment to monthly audits by a top-tier accounting firm adds an additional layer of accountability and trust. This unprecedented level of transparency will set Ripple's stablecoin apart in an industry where trust is paramount.

此外，Ripple 承諾由頂級會計師事務所進行每月審計，這增加了一層額外的責任和信任。這種前所未有的透明度將使 Ripple 的穩定幣在信任至上的行業中脫穎而出。

A Strategic Move to Unlock New Opportunities

釋放新機會的策略舉措

Ripple President Monica Long envisions the stablecoin as a catalyst for unlocking a wealth of new opportunities within the institutional and decentralized finance (DeFi) realms. Its presence on both the XRP Ledger and the Ethereum blockchain will facilitate seamless interoperability, enabling businesses to seamlessly transact across multiple ecosystems.

Ripple 總裁 Monica Long 將穩定幣視為在機構和去中心化金融 (DeFi) 領域釋放大量新機會的催化劑。它在 XRP Ledger 和以太坊區塊鏈上的存在將促進無縫互通性，使企業能夠跨多個生態系統無縫進行交易。

Capitalizing on a Thriving Market

充分利用蓬勃發展的市場

Ripple's foray into the stablecoin market is well-timed, as the industry is poised for exponential growth. With an estimated market value of over $150 billion today, projections indicate that it could soar to an astounding $2.8 trillion by 2028. Ripple anticipates a clear demand for stablecoins that embody trust, stability, and utility.

Ripple 進軍穩定幣市場恰逢其時，因為該行業預計將呈指數級增長。目前估計市場價值超過 1500 億美元，預計到 2028 年可能飆升至驚人的 2.8 兆美元。Ripple 預計對體現信任、穩定性和實用性的穩定幣有明確的需求。

Distinguished from the Competition

在比賽中脫穎而出

Ripple's stablecoin will differentiate itself through its unparalleled approach to compliance and transparency. While the company acknowledges the existence of other stablecoin providers, it believes that its unwavering commitment to these principles will set it apart and establish it as a dominant player in the market.

Ripple 的穩定幣將透過其無與倫比的合規性和透明度方法而脫穎而出。儘管該公司承認其他穩定幣提供者的存在，但它相信，對這些原則堅定不移的承諾將使該公司脫穎而出，並成為市場的主導者。

Addressing the Needs of Underserved Entities

滿足服務不足實體的需求

Ripple Chief Technology Officer David Schwartz recognizes the significant opportunity to cater to the needs of small- and medium-sized enterprises (SMEs) and non-banking financial institutions (NBFIs). He believes that Ripple's stablecoin can serve as a compelling solution for these entities, many of which have been underserved by traditional financial institutions.

Ripple 技術長 David Schwartz 認識到滿足中小型企業 (SME) 和非銀行金融機構 (NBFI) 需求的重大機會。他認為 Ripple 的穩定幣可以為這些實體提供引人注目的解決方案，其中許多實體尚未得到傳統金融機構的服務。

Driving Enterprise-Grade Adoption

推動企業級採用

Schwartz expresses optimism that the stablecoin will accelerate enterprise-grade institutional adoption of blockchain technology. He attributes the lack of widespread adoption to regulatory uncertainties and the absence of a well-tailored product. Ripple aims to address these challenges head-on, fostering a stable and compliant ecosystem that meets the evolving needs of businesses.

施瓦茨對穩定幣將加速企業級機構採用區塊鏈技術表示樂觀。他將缺乏廣泛採用的原因歸咎於監管的不確定性和缺乏量身定制的產品。 Ripple 旨在正面應對這些挑戰，培育一個穩定且合規的生態系統，以滿足企業不斷變化的需求。

Navigating Legal Challenges with Resilience

堅韌應對法律挑戰

Despite facing legal challenges from the U.S. Securities and Exchange Commission (SEC), Ripple remains unwavering in its commitment to compliance. The company continues to expand its license portfolio in key regions worldwide, demonstrating its determination to operate within regulatory frameworks.

儘管面臨美國證券交易委員會（SEC）的法律挑戰，Ripple 仍然堅定不移地致力於合規。該公司繼續擴大其在全球關鍵地區的授權組合，以表明其在監管框架內運作的決心。

Vignesh Karunanidhi

維涅什·卡魯納尼迪