Ripple公佈雄心勃勃的穩定幣計劃，瞄準美元主導地位

XRP 背後的公司 Ripple 將推出第一個與美元掛鉤的穩定幣。穩定幣將得到與其價值等值的資產支持，確保波動的加密市場的穩定性。 Ripple 旨在利用其作為受監管機構的地位，為其他面臨「脫鉤」問題的穩定幣提供可靠的替代品。此舉標誌著 Ripple 的重大擴張，該公司正在尋求在穩定幣市場建立據點。

Ripple Unveils Plans for US Dollar-Backed Stablecoin, Expanding Its Crypto Portfolio

Ripple 公佈美元支持的穩定幣計劃，擴大其加密貨幣投資組合

April 5, 2024

2024 年 4 月 5 日

San Francisco, California - Ripple, a leading blockchain technology company, today announced its ambitious plans to launch a stablecoin pegged to the United States dollar, marking a significant expansion of its cryptocurrency offerings. The announcement comes amidst growing demand for stablecoins, which have become popular as a means of mitigating volatility in the cryptocurrency market.

加州舊金山 - 領先的區塊鏈技術公司 Ripple 今天宣布其雄心勃勃的計劃，推出與美元掛鉤的穩定幣，標誌著其加密貨幣產品的大幅擴展。這項消息發布之際，穩定幣的需求不斷增長，穩定幣作為緩解加密貨幣市場波動的一種手段而變得流行。

A Stablecoin Ecosystem

穩定幣生態系統

Ripple's stablecoin, tentatively named USDX, will join a burgeoning market of stablecoins that have gained widespread adoption. Tether's USDT and Circle's USDC are among the most well-known and widely traded stablecoins, with a combined market capitalization exceeding $150 billion.

Ripple 的穩定幣暫定名為 USDX，將加入已廣泛採用的新興穩定幣市場。 Tether 的 USDT 和 Circle 的 USDC 是最知名、交易最廣泛的穩定幣之一，總市值超過 1500 億美元。

Ripple's Competitive Edge

瑞波幣的競爭優勢

Ripple's entry into the stablecoin market is fueled by its deep understanding of blockchain technology and its focus on providing regulated and compliant solutions. Unlike some competitors that have faced regulatory scrutiny, Ripple operates under licenses in New York, Ireland, Singapore, and other jurisdictions, ensuring the safety and integrity of its products.

Ripple 進入穩定幣市場得益於其對區塊鏈技術的深刻理解以及專注於提供受監管和合規的解決方案。與一些面臨監管審查的競爭對手不同，Ripple 在紐約、愛爾蘭、新加坡和其他司法管轄區獲得許可運營，確保其產品的安全性和完整性。

Maintaining a 1:1 Peg

維持 1:1 掛鉤

Ripple has emphasized that USDX will be fully backed by an equivalent amount of assets, including deposits, US government bonds, and cash equivalents. This 1:1 ratio will ensure that USDX maintains its peg to the US dollar, providing stability and reducing market volatility.

Ripple強調，USDX將得到等量資產的全面支持，包括存款、美國政府公債和現金等價物。這一 1:1 的比率將確保 USDX 保持與美元掛鉤，提供穩定性並減少市場波動。

Additional Stablecoins in the Pipeline

正在醞釀中的其他穩定幣

While Ripple's initial focus is on launching USDX, the company has hinted at plans to introduce stablecoins pegged to other regional currencies in the future. This strategic move would cater to the growing demand for local stablecoins that are tailored to specific markets.

雖然 Ripple 最初的重點是推出 USDX，但該公司已暗示計劃在未來推出與其他地區貨幣掛鉤的穩定幣。這項策略性舉措將滿足針對特定市場客製化的本地穩定幣不斷增長的需求。

Challenges and Opportunities

挑戰與機遇

The stablecoin market is not without its challenges. Recent incidents, such as the collapse of the Terra ecosystem and the de-pegging of certain stablecoins, have raised concerns about the long-term viability of these assets. However, Ripple believes that its strong regulatory compliance and asset-backed approach will differentiate USDX from its competitors.

穩定幣市場並非沒有挑戰。最近發生的事件，例如 Terra 生態系統的崩潰和某些穩定幣的脫鉤，引發了人們對這些資產的長期生存能力的擔憂。然而，Ripple 相信，其強大的監管合規性和資產支援方法將使 USDX 從競爭對手中脫穎而出。

Ripple's Legal Battle

瑞波幣的法律戰

Ripple is no stranger to legal challenges. The company is currently engaged in a lawsuit with the US Securities and Exchange Commission (SEC) over the sale of its XRP token. Despite this ongoing litigation, Ripple has remained steadfast in its commitment to innovation and regulatory compliance.

Ripple 對法律挑戰並不陌生。該公司目前正在就出售其 XRP 代幣向美國證券交易委員會（SEC）提起訴訟。儘管訴訟持續不斷，Ripple 仍然堅定地致力於創新和監管合規。

Expansion into Europe

擴展到歐洲

In addition to its stablecoin plans, Ripple has recently expanded its operations into Europe. The company has established a presence in Ireland and is seeking a Virtual Asset Service Provider (VASP) license. This move positions Ripple to tap into the growing European cryptocurrency market.

除了穩定幣計劃外，Ripple 最近還將業務擴展到歐洲。該公司已在愛爾蘭開展業務，並正在尋求虛擬資產服務提供者 (VASP) 授權。此舉使 Ripple 能夠進軍不斷成長的歐洲加密貨幣市場。

Conclusion

結論

Ripple's announcement of a US dollar-backed stablecoin is a testament to the company's commitment to expanding its cryptocurrency offerings and addressing the growing demand for stable assets. USDX is expected to provide a stable and regulated option for investors and users, while also opening up new opportunities for Ripple to expand its presence globally. As the cryptocurrency market continues to evolve, Ripple's strategic moves position it as a formidable player in the industry.

Ripple 宣布推出美元支持的穩定幣證明了該公司致力於擴大其加密貨幣產品並滿足對穩定資產不斷增長的需求。 USDX 預計將為投資者和用戶提供穩定且受監管的選擇，同時也為 Ripple 擴大其全球影響力提供新的機會。隨著加密貨幣市場的不斷發展，Ripple 的策略性舉措使其成為該行業的強大參與者。