Ripple 推出雄心勃勃的穩定幣計劃，瞄準市場主導地位

Ripple 執行長 Brad Garlinghouse 計劃透過 Ripple 即將推出的美元支持的穩定幣佔領 1500 億美元穩定幣市場的重要份額，該穩定幣將於今年晚些時候在 XRPL 和以太坊上推出。該穩定幣旨在架起加密貨幣和傳統金融的橋樑，利用Ripple 的合規第一方法、透明儲備、企業級安全性、去中心化交易所的流動性以及多鏈兼容性來滿足不斷增長的市場需求。

Ripple Unveils Ambitious Stablecoin Plans, Targeting Market Dominance

Ripple 公佈雄心勃勃的穩定幣計劃，瞄準市場主導地位

In an exclusive interview with Fox Business, Ripple CEO Brad Garlinghouse has disclosed the highly anticipated launch of the company's U.S. dollar-backed stablecoin. This strategic move is part of Ripple's ambitious plan to capture a significant portion of the burgeoning stablecoin market.

Ripple 執行長 Brad Garlinghouse 在接受福克斯商業頻道獨家採訪時透露，該公司備受期待的美元支持穩定幣的推出。這項戰略舉措是 Ripple 雄心勃勃的計畫的一部分，該計畫旨在佔領新興的穩定幣市場的很大一部分。

Stablecoin Market: A Growing Landscape

穩定幣市場：不斷發展的格局

The stablecoin market has witnessed exponential growth, with its current valuation estimated at $150 billion. Experts predict a surge to an astounding $2.8 trillion by 2028, highlighting the immense potential for this asset class.

穩定幣市場呈指數級增長，目前估值估計為 1500 億美元。專家預測，到 2028 年，這項資產將激增至驚人的 2.8 兆美元，凸顯了該資產類別的巨大潛力。

Garlinghouse recognized this opportunity, stating, "The players in that space [stablecoin market], particularly one called Tether, is a non-US-based entity. The US, frankly, is kind of going after that because they want it to be regulated."

Garlinghouse 認識到了這個機會，他表示：“該領域（穩定幣市場）的參與者，尤其是 Tether ，是一個非美國實體。坦率地說，美國正在追求這一機會，因為他們希望對其進行監管” 。

Ripple's Competitive Advantage

瑞波幣的競爭優勢

Amidst regulatory concerns in the United States, Ripple has maintained a strong focus on non-US clients, with 95% of its customer base comprising non-US financial institutions.

在美國監管擔憂的背景下，Ripple 一直高度關注非美國客戶，95% 的客戶群來自非美國金融機構。

Garlinghouse believes that Ripple's stablecoin, developed with a "compliance-first" mindset and targeting the U.S. market, will play a vital role in the stablecoin ecosystem.

Garlinghouse認為，Ripple的穩定幣以「合規第一」的思維開發並針對美國市場，將在穩定幣生態系統中發揮至關重要的作用。

Key Benefits of Ripple Stablecoin

瑞波幣穩定幣的主要優勢

Fox Business illuminated several key advantages that differentiate Ripple's stablecoin from its competitors:

福斯商業闡明了 Ripple 穩定幣與競爭對手的幾個關鍵優勢：

1. Transparent Stablecoin Reserve:

1. 透明的穩定幣儲備：

The stablecoin will be fully backed by USD and other highly liquid assets, such as short-term U.S. government treasuries. To ensure transparency, Ripple will engage an independent accounting firm to conduct regular audits and publish monthly reports detailing the reserve's holdings.

該穩定幣將完全由美元和其他高流動性資產（例如短期美國政府國債）支持。為了確保透明度，Ripple 將聘請獨立會計師事務所進行定期審計並發布詳細說明儲備金持有量的月度報告。

2. Enterprise-Grade:

2.企業級：

Leveraging its expertise in enterprise-grade blockchain solutions, Ripple has designed the stablecoin system with robust security features to meet the stringent demands of financial institutions.

Ripple利用其在企業級區塊鏈解決方案方面的專業知識，設計了具有強大安全功能的穩定幣系統，以滿足金融機構的嚴格要求。

3. Compliance-First Mindset:

3. 合規第一的心態：

Ripple places compliance at the core of its operations. The stablecoin will adhere to all applicable laws and regulations, building trust among users and establishing a credible presence in the market.

Ripple 將合規性作為其營運的核心。穩定幣將遵守所有適用的法律和法規，在用戶之間建立信任並在市場上建立可信的存在。

4. Liquidity on Decentralized Exchange:

4. 去中心化交易所的流動性：

Ripple's native DEX on XRPL supports multiple assets, providing the opportunity for increased liquidity for the stablecoin.

Ripple 在 XRPL 上的原生 DEX 支援多種資產，為穩定幣提供了增加流動性的機會。

5. Multichain Compatibility:

5. 多鏈相容性：

The stablecoin will initially launch on XRPL and Ethereum, with plans to expand to other leading blockchains in the future. This multichain approach aligns with the industry's trend towards cross-chain interoperability.

該穩定幣最初將在 XRPL 和以太坊上推出，並計劃在未來擴展到其他領先的區塊鏈。這種多鏈方法符合產業跨鏈互通性的趨勢。

Ripple's Ambitious Future

Ripple 雄心勃勃的未來

Beyond the stablecoin launch, Garlinghouse outlined Ripple's broader vision: to build a comprehensive infrastructure around its stablecoin. This includes establishing partnerships, developing new use cases, and expanding the crypto payments ecosystem.

除了推出穩定幣之外，加林豪斯還概述了 Ripple 更廣泛的願景：圍繞其穩定幣構建全面的基礎設施。這包括建立合作夥伴關係、開發新的用例以及擴展加密支付生態系統。

Garlinghouse emphasized the immense opportunities for Ripple and XRP, stating, "The opportunities are huge for the company and XRP as we build this infrastructure around the payment method."

Garlinghouse 強調了 Ripple 和 XRP 的巨大機遇，並表示：“當我們圍繞支付方式構建基礎設施時，這對公司和 XRP 來說都是巨大的機會。”

Conclusion

結論

Ripple's upcoming stablecoin launch is a strategic move that reflects the company's commitment to innovation, regulation, and global expansion. With its focus on transparency, enterprise-grade solutions, and compliance, Ripple aims to capture a significant portion of the stablecoin market, transforming itself into a dominant player in the digital asset space.

Ripple 即將推出的穩定幣是一項策略性舉措，反映了該公司對創新、監管和全球擴張的承諾。 Ripple 專注於透明度、企業級解決方案和合規性，旨在佔領穩定幣市場的很大一部分，將自己轉變為數位資產領域的主導者。