接收DFSA許可後，Ripple擴展到阿聯酋

著名的跨境支付提供商Ripple在周四獲得DFSA許可後宣布進入阿聯酋市場

Ripple, the prominent cross-border payments provider with its flagship XRP cryptocurrency, has announced that it has received the Dubai Financial Services Authority (DFSA) License.

Ripple是其旗艦XRP加密貨幣的著名跨境支付提供商，已宣布已獲得迪拜金融服務管理局（DFSA）許可證。

Coming as its first license in the Middle East, Ripple will now be able to offer its cross-border crypto payments services in the global hub of Dubai, which is the centre of international trade and outbound finance with a $400bn+ market.

Ripple成為第一個在中東的許可證，現在將能夠在迪拜全球樞紐的跨境加密付款服務中提供，這是國際貿易和出站金融的中心，擁有400億美元的市場。

Notably, this move comes following the reports that the U.S. Securities and Exchange Commission (SEC) is moving closer to wrapping up the case against Ripple which is the largest known corporate holder of the XRP token. The lawsuit, going on since December 2020, centers around whether XRP—Ripple’s native cryptocurrency—should be classified as a security under U.S. law or not.

值得注意的是，此舉是根據報導稱，美國證券交易委員會（SEC）正靠近針對Ripple的案件，這是XRP代幣的最大公司持有人。自2020年12月以來一直進行的訴訟圍繞XRP（Ripple的本地加密貨幣）是否應根據美國法律歸為安全性。

What does DIFC License Approval mean for Ripple

DIFC許可證批准對Ripple意味著什麼

The Dubai Financial Services Authority (DFSA) introduced its Crypto Token Regulatory Framework in October 2021.

迪拜金融服務局（DFSA）於2021年10月推出了其加密代幣監管框架。

This framework was part of Dubai’s efforts to establish a clear and structured regulatory environment for digital assets, blockchain, and crypto-related businesses operating within the Dubai International Financial Centre (DIFC).

該框架是迪拜努力為在迪拜國際金融中心（DIFC）內開展業務的數字資產，區塊鍊和與加密相關的企業建立明確而結構化的監管環境的努力的一部分。

And now this license approval by DFSA will enable Ripple to offer its services within the Dubai International Financial Centre (DIFC), an economic free zone known for its progressive financial regulations and strategic role in the region’s economic ecosystem.

現在，DFSA的許可證批准將使Ripple能夠在迪拜國際金融中心（DIFC）內提供服務，這是一個以其漸進金融法規和該地區經濟生態系統中的戰略作用而聞名的經濟自由區。

This comes after Ripple has been engaging with DFSA for license approval since last year. Notably, Ripple established its Middle East HQ in 2020, it has not been offering its payment solutions in the Dubai market till now.

這是在Ripple自去年以來一直與DFSA訂立許可證批准之後。值得注意的是，Ripple於2020年建立了中東總部，到目前為止，它還沒有在迪拜市場提供其支付解決方案。

The UAE has been rapidly establishing itself as a crypto-friendly jurisdiction, with Dubai leading the charge in fostering blockchain adoption through clear and forward-thinking regulations.

阿聯酋一直在迅速將自己確立為對加密友好的管轄權，迪拜通過清晰和前瞻性的法規領導了促進區塊鏈採用的指控。

Ripple has secured regulatory approval from the Dubai Financial Services Authority (DFSA), making us the first blockchain payments provider licensed in the DIFC.

Ripple已獲得迪拜金融服務管理局（DFSA）的監管機構批准，使我們成為DIFC中許可的第一個區塊鏈支付提供商。

This milestone unlocks fully regulated cross-border crypto payments in the UAE, bringing…https://t.co/6oHWtnjODr— Ripple (@Ripple) March 13, 2025

這個里程碑解鎖了阿聯酋的完全監管的跨境加密付款，帶來了……https：//t.co/6ohwtnjodr- Ripple（@Ripple）2025年3月13日

With its flagship product, RippleNet, and the use of XRP for cross-border transactions, Ripple has been revolutionizing the way money moves globally.

憑藉其旗艦產品Ripplenet以及使用XRP進行跨境交易，Ripple一直在徹底改變金錢在全球範圍內的移動方式。

By securing this license, Ripple has gained regulatory clarity, allowing it to expand operations while ensuring compliance with Dubai’s financial guidelines.

通過獲得此許可，Ripple獲得了法規清晰度，使其可以擴大運營，同時確保遵守迪拜的財務準則。

What This Means for Dubai’s Crypto Ecosystem

這對迪拜的加密生態系統意味著什麼

Dubai has been actively attracting major blockchain firms and fintech companies, with a vision to become a global Web3 and crypto capital.

迪拜一直在積極吸引主要的區塊鏈公司和金融科技公司，以成為全球Web3和Crypto Capital的願景。

Ripple’s entry into the market aligns with this goal and can bring several key benefits including:

Ripple進入市場與這個目標保持一致，可以帶來一些關鍵的好處，包括：

1. With Ripple’s blockchain-based payment solutions now available in the UAE, financial institutions and businesses will now have access to faster, cheaper, and more transparent cross-border transactions.

1。借助Ripple的基於區塊鏈的支付解決方案，現在可以在阿聯酋使用，金融機構和企業現在將可以訪問更快，更便宜，更透明的跨境交易。

This could further enhance Dubai’s standing as a leader in fintech innovation and can act as a boost for stablecoin transactions with the availability of Ripple’s own stablecoin (RLUSD).

這可以進一步提高迪拜作為金融科技創新領域的領導者的地位，並可以通過Ripple自己的Stablecoin（RLUSD）的可用性來提高Stablecoin交易。

2. Ripple’s partnership with traditional financial entities may encourage more banks and payment providers in the region to explore blockchain-based solutions. This could lead to an increase in the institutional adoption of digital assets in Dubai and beyond.

2. Ripple與傳統金融實體的合作夥伴關係可能會鼓勵該地區更多的銀行和付款提供商探索基於區塊鏈的解決方案。這可能會導致迪拜及以後的數字資產的機構採用。

3. The UAE’s regulatory framework is often cited as one of the most advanced for digital assets. By welcoming a company like Ripple, Dubai is reinforcing its commitment to responsible crypto adoption, potentially attracting other major players to set up operations in the city.

3。阿聯酋的監管框架通常被認為是數字資產最先進的框架之一。通過歡迎像Ripple這樣的公司，迪拜正在加強對負責任的加密貨幣採用的承諾，有可能吸引其他主要參與者在城市中開展業務。

4. The UAE is home to a large expatriate population that relies on remittance services. With Ripple’s technology, cross-border payments could become significantly more efficient, reducing transaction costs and processing times for millions of migrant workers and businesses.

4。阿聯酋是依靠匯款服務的大量外籍人口的家園。借助Ripple的技術，跨境支付可能會變得更加高效，減少了數百萬移民工人和企業的交易成本和處理時間。

Following this news of Ripple gaining DFSA License approval, XRP Price has witnessed a modest surge of 3.24%, currently trading at $2.23. The cryptocurrency reached an intraday high of $2.26 and a low of $2.14 during this period. A critical report of SEC to conclude its case against Ripple is also driving the XRP Price.

在此消息獲得了獲得DFSA許可證批准的消息之後，XRP Price目睹了3.24％的不小增長，目前的交易價格為2.23美元。在此期間，加密貨幣達到了2.26美元的盤中高價，低點為2.14美元。 SEC得出結論案件針對波紋案件的重要報告也推動了XRP價格。

This further aligns with the broader stabilization that the market is witnessing following the dip, with Bitcoin witnessing 3% increase – to trade at $83,500.

這進一步與更廣泛的穩定相吻合，即市場下降後正在目睹市場，比特幣的增長3％，貿易量為83,500美元。

Thus, the market’s positive response to this development underscores investor confidence in Ripple’s strategic expansion efforts and can further influence XRP Price.

因此，市場對這一發展的積極反應強調了投資者對Ripple的戰略擴張工作的信心，並可以進一步影響XRP價格。

Challenges Continue to Exist for Ripple

波紋繼續存在挑戰

While Ripple’s DFSA license marks a significant step forward, the company still faces challenges on the global regulatory front.

儘管Ripple的DFSA許可證標誌著向前邁出的重要一步，但該公司仍在全球監管方面面臨挑戰。

The ongoing legal battle with the U.S. Securities and Exchange Commission (SEC) regarding the classification of XRP as a security remains unresolved though there are reports that SEC is moving forward to its conclusion soon.

與美國證券交易委員會（SEC）正在進行的有關將XRP分類為擔保的法律鬥爭仍未解決，儘管有報導稱SEC即將得出很快的結論。

However, Ripple’s expansion into the UAE signals confidence in international markets that offer a

但是，Ripple向阿聯酋的擴張表示對國際市場的信心