利率可能會支撐美元。

raising interest rates may support the dollar's rebound.output: December 30 is an important day for cryptocurrency exchanges in the European Union (EU). According to new regulations, crypto exchanges must begin reporting information on transfers of funds and crypto assets, a move that will put financial pressure on these exchanges but is expected to benefit the industry in the long run.

升息或支持美元反彈。根據新規定，加密貨幣交易所必須開始報告有關資金和加密資產轉移的信息，此舉將給這些交易所帶來財務壓力，但從長遠來看預計將使該行業受益。

Here's a summary of the key cryptocurrency news events scheduled for December 30 - January 5, 2025:

以下是計劃於 2025 年 12 月 30 日至 1 月 5 日期間發生的主要加密貨幣新聞事件的摘要：

December 30

12月30日

Policy supervision:

政策監理：

New EU regulations require crypto exchanges to comply with travel rule guidelines and strengthen anti-money laundering measures from December 30

歐盟新法規要求加密貨幣交易所從 12 月 30 日起遵守旅遊規則指南並加強反洗錢措施

The European Banking Authority (EBA) has taken an important step to strengthen anti-money laundering (AML) measures, announcing the extension of the Travel Rule guidance to crypto service providers and their intermediaries. From December 30, cryptocurrency exchanges operating in the European Union (EU) will be subject to Regulation (EU) 2023/1113 (Travel Rule Guidance), which requires reporting of information on transfers of funds and crypto assets.

歐洲銀行管理局（EBA）為加強反洗錢（AML）措施邁出了重要一步，宣布將旅行規則指南的範圍擴大到加密貨幣服務提供者及其中介機構。從 12 月 30 日起，在歐盟 (EU) 運營的加密貨幣交易所將受到 (EU) 2023/1113 法規（旅行規則指南）的約束，該法規要求報告有關資金和加密資產轉移的資訊。

Therefore, according to the definition of MiCAR, crypto asset service providers (CASPs) will be subject to the EU Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) regime. Once the regulation comes into effect, payment service providers (PSPs), intermediary PSPs, CASPs and intermediary CASPs will be given a two-month grace period to declare compliance with the new requirements. Some general provisions include collecting user information to transfer funds or crypto assets, determining whether a transaction is related to the purchase of services, and detecting seemingly related transfers. In addition, crypto service providers and intermediaries need to declare their multiple intermediary and cross-border transfer policies.

因此，根據MiCAR的定義，加密資產服務提供者（CASP）將受到歐盟反洗錢/打擊恐怖主義融資（AML/CFT）制度的約束。該法規生效後，支付服務提供者 (PSP)、中介 PSP、CASP 和中介 CASP 將獲得兩個月的寬限期，以聲明遵守新要求。一些一般性規定包括收集用戶資訊以轉移資金或加密資產、確定交易是否與購買服務相關以及檢測看似相關的轉移。此外，加密貨幣服務提供者和中介機構需要聲明其多項中介和跨境轉移政策。

The EBA acknowledged that complying with the EU Travel Rule Guidance will put cryptocurrency exchanges and service providers under financial pressure. However, the regulator expects there will be overall benefits in the long run.

EBA 承認，遵守歐盟旅遊規則指南將使加密貨幣交易所和服務提供者面臨財務壓力。不過，監管機構預計，從長遠來看，整體上會帶來好處。

EBA issues guidelines on restrictive measures for cryptocurrency providers, which will take effect from December 30, 2025

EBA 發布加密貨幣提供者限制措施指南，將於 2025 年 12 月 30 日生效

The European Banking Authority (EBA) issued new guidelines for payment service providers (PSPs) and crypto asset service providers (CASPs) on November 14, clarifying that these institutions must comply with the restrictive measures of the European Union and its member states when transferring money. The EBA pointed out that these guidelines will help financial institutions effectively implement restrictive measures within the governance and risk management framework to avoid operational and legal risks.

歐洲銀行管理局（EBA）於 11 月 14 日發布針對支付服務提供者（PSP）和加密資產服務提供者（CASP）的新指南，明確這些機構在轉帳時必須遵守歐盟及其成員國的限制措施。 EBA指出，這些指引將有助於金融機構在治理和風險管理框架內有效實施限制措施，以避免操作和法律風險。

The EBA stressed that if there are loopholes in the control, internal policies and procedures of financial institutions, it may lead to legal and reputational risks, weaken the effectiveness of EU restrictive measures, and even affect the stability of the EU financial system. The new guidelines require PSPs and CASPs to use reliable screening systems to prevent users or entities from bypassing restrictive measures. These guidelines will take effect from December 30, 2025.

EBA強調，如果金融機構的控制、內部政策和程序存在漏洞，可能會導致法律和聲譽風險，削弱歐盟限制措施的有效性，甚至影響歐盟金融體系的穩定。新指南要求 PSP 和 CASP 使用可靠的篩選系統，以防止使用者或實體繞過限制措施。本指引將於2025年12月30日起施行。

The Markets in Crypto-Assets (MiCA) regulations will come into effect on December 30

加密資產市場 (MiCA) 法規將於 12 月 30 日生效

The EU’s dedicated regulation for the cryptocurrency industry, the Markets in Crypto-Assets (MiCA), is intended to take effect in the 27 member states on December 30. But some countries have yet to enact legislation to implement MiCA. Portugal’s central bank said on Monday that it had not yet determined which national authority would be responsible for the rules because the legislation had not yet been adopted. Industry associations said the delays in national authorities were partly due to the short time between ESMA’s publication of the final technical standards in October and the implementation date.

歐盟針對加密貨幣產業的專門法規《加密資產市場》(MiCA) 計畫於 12 月 30 日在 27 個成員國生效。葡萄牙央行週一表示，尚未確定由哪個國家機構負責這些規則，因為該立法尚未獲得通過。產業協會表示，國家主管機關的拖延部分原因是ESMA在10月發布最終技術標準與實施日期之間的時間很短。

Exchange:

交換：

Bloomberg: EU crypto exchanges must remove USDT on December 30

彭博：歐盟加密貨幣交易所必須在 12 月 30 日下架 USDT

According to Bloomberg, EU crypto asset regulations will fully take effect at the end of the year. In order to comply with the Crypto Asset Market Regulation (MiCA), several cryptocurrency exchanges in the EU have removed USDT, a mainstream stablecoin, from Tether. This move is affecting the market for such tokens, with new issuers trying to fill the gap and investors defaulting to using euros for buying and selling cryptocurrencies. Tether's main competitor Circle obtained such a license in July. However, Tether has not yet obtained such a license, but has not ruled out the possibility of trying to obtain it in the future. In the absence of Tether's license, regulated exchanges must remove the token by December 30. Tether declined to comment on its own plans for an e-money license.

根據彭博社報道，歐盟加密資產法規將於今年底全面生效。為了遵守加密資產市場法規（MiCA），歐盟多家加密貨幣交易所已將主流穩定幣USDT從Tether下架。此舉正在影響此類代幣的市場，新的發行人試圖填補這一空白，而投資者則默認使用歐元買賣加密貨幣。 Tether 的主要競爭對手 Circle 在 7 月獲得了此類許可。不過，Tether 目前尚未獲得這樣的許可，但也不排除未來嘗試取得的可能性。在沒有 Tether 許可證的情況下，受監管的交易所必須在 12 月 30 日之前刪除該代幣。

Earlier news said that Coinbase plans to delist non-compliant stablecoins such as USDT in Europe .

先前有消息稱，Coinbase 計劃在歐洲下架 USDT 等不合規穩定幣。

Tether CEO retweeted several tweets in response: USDT will not be deemed illegal in Europe on December 30

Tether CEO轉發多則推文回應：12月30日USDT在歐洲不會被視為非法

Tether CEO Paolo Ardoino retweeted a tweet from weRate co-founder and JAN3 CEO on the X platform, in which he mentioned that there is a lot of "FUD information" about USDT

Tether CEO Paolo Ardoino 在 X 平台上轉發了 weRate 聯合創始人兼 JAN3 CEO 的一條推文，其中提到有很多關於 USDT 的“FUD 信息”