拉賈特·索尼（Rajat Soni）繼續xrp fud，稱其為“騙局”，並斷言銀行永遠不會採用它

擁有10年經驗的金融業資深人士拉賈特·索尼（Rajat Soni）公開批評XRP，稱其為“騙局”，並斷言銀行永遠不會採用它。

Finance industry veteran Rajat Soni has publicly denounced XRP, labeling it a “scam” and asserting that banks will never integrate it.

金融行業的資深人士拉賈特·索尼（Rajat Soni）公開譴責XRP，稱其為“騙局”，並斷言銀行永遠不會將其整合。

In a recent tweet, Soni outlined his reasoning for why he believes XRP lacks the qualities necessary to be adopted by financial institutions. According to him, Bitcoin is the true digital currency that will shape the future of finance.

在最近的一條推文中，索尼概述了他為什麼認為XRP缺乏金融機構所必需的素質的原因。據他說，比特幣是真正的數字貨幣，它將影響金融的未來。

XRP “Has Centralized Risk”

XRP“具有集中風險”

Soni’s main critique revolves around XRP’s decentralization, arguing that the American payment company Ripple largely controls XRP. Specifically, he pointed out that Ripple owns approximately 50% of the total supply of XRP.

Soni的主要批評圍繞XRP的權力下放，認為美國支付公司的波動在很大程度上控制了XRP。具體來說，他指出，Ripple擁有XRP總供應量的約50％。

In his view, this heavy concentration of ownership leaves the cryptocurrency vulnerable to price manipulation and poses a major risk to potential users, especially financial institutions.

他認為，這種大量的所有權使加密貨幣容易受到價格操縱的影響，並向潛在用戶（尤其是金融機構）帶來了主要風險。

As a result, he concluded that “XRP is not decentralized,” asserting that banks do not want to be taken advantage of, as they are typically the ones who take advantage of others.

結果，他得出的結論是“ XRP不是分散的”，他斷言銀行不想被利用，因為它們通常是利用他人的人。

Furthermore, Soni claimed that Ripple has the capability to alter the XRP code and issue more coins if they choose, a claim many dub false. Soni argues that this “lack of true decentralization” makes XRP unattractive to banks. In his opinion, the idea that banks will adopt XRP is a misbelief.

此外，Soni聲稱Ripple具有更改XRP代碼並發行更多硬幣的能力，這是許多Dub false的要求。索尼認為，這種“缺乏真正的權力下放”使XRP對銀行沒有吸引力。他認為，銀行會採用XRP的想法是不信的。

Meanwhile, Soni argued that a U.S. regulatory crackdown could impede XRP’s price ascent. He claimed that aside from hopes that banks will eventually use it, many are not really interested in XRP. He recalled how the price of XRP tanked after the announcement of a lawsuit against Ripple in late 2020 to back his view.

同時，索尼（Soni）認為，美國的監管鎮壓可能會阻礙XRP的價格上漲。他聲稱，除了希望銀行最終會使用它外，許多人對XRP並不感興趣。他回憶起XRP的價格在2020年末宣布針對Ripple的訴訟後如何傾斜。

Moreover, Soni claimed Ripple’s periodic sales of XRP contributed to the asset’s inability to reach an all-time high in seven years.

此外，索尼聲稱，Ripple的定期XRP銷售促成了該資產在七年內無法達到歷史最高高的銷售。

Bitcoin as “True Future of Digital Currency”

比特幣是“數字貨幣的真實未來”

In contrast to XRP, Soni praised Bitcoin for its decentralization and growing global adoption. He stated that Bitcoin’s code is open-source, and any user can run the software, making it more resistant to control or manipulation.

與XRP相反，Soni讚揚了比特幣的權力下放和日益增長的全球採用。他說，比特幣的代碼是開源的，任何用戶都可以運行該軟件，從而使其更具控製或操縱性。

Furthermore, he cited that the largest Bitcoin holders own no more than 5% of the total supply, preventing any single entity from taking control of the currency.

此外，他援引最大的比特幣持有人擁有不超過總供應量的5％，從而阻止了任何單一實體控制貨幣。

Soni also highlighted Bitcoin’s growing use in countries where traditional banking systems are inaccessible. He noted that if Bitcoin were banned in one country, it would still be used and traded in others. In his view, it is unlike XRP, claiming it could likely lose value if it were banned in the U.S.

索尼還強調了比特幣在傳統銀行系統無法訪問的國家中日益增長的使用。他指出，如果在一個國家禁止比特幣，它仍將在其他國家使用和交易。他認為，這與XRP不同，聲稱如果在美國被禁止，它可能會失去價值

Soni’s XRP Stance Under Check

Soni的XRP立場正在檢查

It is important to note that Soni is a longstanding XRP critic and Bitcoin maxi who has continued to publish biased articles on the token.

重要的是要注意，Soni是一位長期以來的XRP評論家和比特幣超長，他繼續在令牌上發表有偏見的文章。

Meanwhile, members of the XRP community have largely grown accustomed to his takes, with minimal efforts to counter his negative narratives about the coin.

同時，XRP社區的成員在很大程度上已經習慣了他的服用，以最少的努力來應對他對硬幣的負面敘述。