PayPal計劃如果用戶持有公司的Pyusd Stablecoin，則可以3.7％

根據彭博社的一份報告，PayPal計劃將公司的Pyusd Stablecoin持有PayPal或Venmo錢包，為用戶提供3.7％的收益。

PayPal is planning to offer users a 3.7% return if they hold the company’s PYUSD stablecoin in their PayPal or Venmo wallets, according to a Bloomberg report.

根據彭博社的一份報告，貝寶（PayPal）計劃為用戶提供3.7％的收益，如果公司的pyusd stablecoin放在貝寶（Paypal）或Venmo錢包中。

The company is aiming to launch the offering this summer in the United States.

該公司的目標是今年夏天在美國推出產品。

It is part of broader efforts by the company to encourage adoption of the stablecoin on the PayPal network.

該公司鼓勵在PayPal網絡上採用Stablecoin的更廣泛努力的一部分。

The company launched its stablecoin in November and it is fully backed by U.S. bank deposits and short-term Treasury securities.

該公司於11月推出了穩定的股幣，並得到了美國銀行存款和短期財政證券的全部支持。

The report said that the offering will see rewards accrue daily and be paid out monthly.

該報告說，該產品將每天獲得獎勵，並每月支付。

It is the latest development in the fast-moving world of crypto derivatives.

這是加密衍生品的快速發展世界中的最新發展。

Currently holders of the USDC stablecoin on Coinbase can earn 4.1% rewards in the United States.

目前，在Coinbase上，USDC Stablecoin的持有人在美國可以獲得4.1％的獎勵。

Coinbase had a half ownership stake in USDC, until transferring it to Circle. But it still earns more interest on the stablecoin’s assets than Circle, according to Circle’s IPO filing.

Coinbase在USDC擁有一半的所有權股權，直到將其轉移到Circle。但根據Circle的IPO備案，它在Stablecoin的資產上仍然賺取更多的利息。

In some jurisdictions such as Europe, stablecoins are considered to be e-money which is not allowed to earn interest.

在歐洲等某些司法管轄區中，穩定幣被認為是電子貨幣，不允許賺取利息。

Draft US stablecoin legislation would prohibit interest

美國Stablecoin立法草案將禁止利息

Draft legislation for stablecoins is currently being debated in both the House (STABLE Act) and the Senate (GENIUS Act).

目前，眾議院（穩定法案）和參議院（Genius Act）正在對Stablecoins的立法草案進行辯論。

Both the latest legislation drafts included clauses banning the payment of interest or yield by the issuer to stablecoin holders. The likely rationale is to safeguard bank deposits. If banks have to pay more to deposits holders, then loans will get more expensive.

兩項最新立法草案都包括禁止發行人向Stablecoin持有人支付利息或收益的條款。可能的理由是保護銀行存款。如果銀行必須向存款持有人支付更多費用，那麼貸款將變得更加昂貴。

However, Coinbase is not the issuer of USDC, so technically it may be free to pay interest, even though it receives the interest on the underlying assets. And PayPal’s stablecoin is issued by Paxos, despite PayPal recently receiving a New York trust charter. Of course, Paxos will pay most of the interest on the reserves to PayPal.

但是，Coinbase不是USDC的發行人，因此從技術上講，即使它收到了基礎資產的利息，也可以免費支付利息。儘管PayPal最近獲得了紐約信託憲章，但PayPal的Stablecoin還是由Paxos發行的。當然，Paxos將向PayPal支付大部分儲備金的利息。

So, if legislators really don’t want to see interest paid on stablecoins, they may need to apply the ban on interest more broadly. Potentially it won’ bậtcoin will be able to pay interest.

因此，如果立法者真的不想看到對Stablecoins支付的利息，他們可能需要更廣泛地申請禁令。它可能會贏得'bậtcoin將能夠支付利息。

Earlier this year, Figure announced a new token that is being registered with the SEC as a security and will pay interest to investors.

今年早些時候，Tigue宣布了一個新的代幣，該代幣正在向SEC註冊為安全，並將向投資者支付利息。