Nubank將加密貨幣產品擴展到現在支持20個加密貨幣

這包括多個層1區塊鏈，包括Cardano（ADA），近協議（近）和Algorand（Algo），以及區塊鏈平台宇宙（Atom），該平台宇宙（原子）著重於不同區塊鏈之間的互操作性。

Nubank is expanding its cryptocurrency offerings to now offer access to four new cryptocurrencies, bringing a total of 20 cryptocurrencies to the popular platform.

Nubank正在將其加密貨幣產品擴展到現在可以訪問四個新的加密貨幣，從而將20個加密貨幣帶到了流行的平台。

This is comprised of several Layer-1 blockchains including Cardano (ADA), NEAR Protocol (NEAR), and Algorand (ALGO), as well as the blockchain platform Cosmos (ATOM) which focuses on interoperability between different blockchains.

這包括多個層1區塊鏈，包括Cardano（ADA），近協議（近）和Algorand（Algo），以及區塊鏈平台宇宙（Atom），該平台宇宙（原子）著重於不同區塊鏈之間的互操作性。

Nubank holds over 90 million users. Its US$8B (AU$12.7B) revenue in 2023 solidified it as the largest revenue earner of any neobank globally.

Nubank擁有超過9000萬用戶。 2023年，其$ 8B（澳元$ 12.7B）的收入鞏固了全球任何新機器的最大收入。

Nubank is also the largest neobank in South America and is backed by the conglomerate Berkshire Hathaway, whose CEO is the renowned Warren Buffet. Buffet still retains a large ownership share of Berkshire Hathaway.

Nubank也是南美最大的新牛現在，並得到了企業集團伯克希爾·哈撒韋（Berkshire Hathaway）的支持，他的首席執行官是著名的沃倫·巴菲特（Warren Buffet）。 Buffet仍然保留了伯克希爾·哈撒韋（Berkshire Hathaway）的大量所有權。

Berkshire Hathaway initially invested US$500M (AU$793.9M) into Nubank in 2021, followed by another US$1B (AU$1.58B) in 2022, showcasing high conviction in the neobank.

伯克希爾·海瑟薇（Berkshire Hathaway）最初於2021年向Nubank投資了5億美元（7.939億美元），隨後在2022年另外另一名$ 1B（AU $ 1.58B），在Neobank中表現出了高度的信念。

At one stage Nubank launched its own crypto token, however Nubank suspended trading of the token in 2024.

在一個階段，Nubank推出了自己的加密代幣，但努邦克在2024年暫停了代幣的交易。

The Growing Relevance of Neobanks

Neokanss日益增長的相關性

Neobanks have become increasingly popular worldwide as an opportunity to increase banking and financial services opportunities.

Neobanks在全球範圍內變得越來越受歡迎，這是增加銀行和金融服務機會的機會。

Rather than having to jump through hoops often involving visiting a physical branch, a neobank just requires access to a phone so you can download an app.

Neobank不必經常涉及訪問物理分支的籃球，而只需要訪問手機，以便您可以下載應用程序。

Neobanks have helped to provide opportunities for unbanked persons globally but are also an increasingly popular option for existing bank users. This is due to their ease of access and expanded financial services. A number of neobanks are starting to become ‘all-in-one’ apps.

Neobanks為全球無銀行的人提供了機會，但對於現有銀行用戶來說也是越來越受歡迎的選擇。這是由於他們易於訪問和擴大金融服務。許多新單銀行開始成為“多合一”應用程序。

Data suggests that Neobanks are projected to grow from US$210.16B (AU$333.74B) in 2025 to US$3.4T (AU$5.39T) by 2032, with a CAGR of 48.9% during this forecasted period.

數據表明，預計Neobanks將從2025年的210.16b（AU $ 333.74B）增長到2032年的3.4噸（AU $ 5.39T），在此預測期間的複合年增長率為48.9％。

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Crypto and Latin America

加密和拉丁美洲

While Latin America may not currently have one of the largest crypto economies compared to other major continents, adoption at a grassroots level is strong throughout the region. Brazil, Argentina, and Mexico are leading Latin America regarding crypto adoption.

儘管與其他主要大洲相比，拉丁美洲目前可能沒有最大的加密經濟體之一，但在整個地區，基層的採用率很強。巴西，阿根廷和墨西哥領導拉丁美洲關於採用加密貨幣。

Cryptocurrencies have become increasingly popular and important in day-to-day life, particularly in the face of the devaluation of fiat currencies in the region.

加密貨幣在日常生活中變得越來越流行和重要，尤其是面對該地區法定貨幣貶值的情況。

Notably, centralised exchanges, as opposed to decentralised exchanges, are utilised at a much higher ratio in Latin America compared to most other regions.

值得注意的是，與大多數其他地區相比，拉丁美洲的集中式交流（而不是分散交流）的比例更高。

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