NT規則，這可能會令人困惑。政府仍在弄清監管加密貨幣的最佳方法：標題：美國和其他國家的加密貨幣法規如何運作

加密法規是政府制定的規則，以管理如何交易和分發加密貨幣（例如比特幣和以太坊）。

rules for crypto in its area of responsibility, and these rules can change over time.output: Major topics in the United States and around the world include crypto regulation. Governments are making rules to control crypto trading, stop scams, and ensure fair use. Some countries support crypto with clear laws, while others restrict or ban it.

加密在其責任領域的規則，這些規則可能會隨著時間的推移而改變。輸出：美國和世界各地的主要主題包括加密法規。政府正在製定控制加密交易，停止騙局並確保合理使用的規則。一些國家通過明確的法律支持加密貨幣，而另一些國家則限製或禁止加密貨幣。

In the United States, for example, crypto is taxed as property, while exchanges are regulated with strict security and anti-money laundering rules. Other countries are different, including Australia, India, and the UK, from high taxes to strict cryptocurrency compliance laws.

例如，在美國，加密貨幣被徵稅為財產，而交易所則受到嚴格的安全和反洗錢規則的監管。其他國家 /地區不同，包括澳大利亞，印度和英國，從高稅收到嚴格的加密貨幣合規法。

Regulations affect how people buy, sell, and use crypto. Regulations can protect investors but also slow down innovation. As crypto continues to grow, governments continue to adjust their rules to find a balance. This article explores how crypto regulation works in the U.S. and other countries. It explains key rules, crypto taxes, and future trends that will shape the global virtual currency market.

法規會影響人們的購買，出售和使用加密方式。法規可以保護投資者，但也可以放慢創新。隨著加密貨幣的不斷增長，政府繼續調整其規則以找到平衡。本文探討了加密法規在美國和其他國家的工作方式。它解釋了將影響全球虛擬貨幣市場的關鍵規則，加密稅和未來趨勢。

What is Cryptocurrency Regulation?

什麼是加密貨幣法規？

Crypto regulations are rules created by governments to govern how cryptocurrencies, such as Bitcoin and Ethereum, will be traded and circulated. As in other forms of real money and its financial markets, crypto needs guidelines to protect people, prevent illegal activities, and stability in the financial system.

加密法規是政府制定的規則，以管理如何交易和分發加密貨幣（例如比特幣和以太坊）。與其他形式的真實資金及其金融市場一樣，加密貨幣需要指南來保護人們，防止非法活動和金融體系的穩定。

Some of the areas in which regulations are performed are:

執行法規的一些領域是：

Since crypto is decentralized-meaning it is not controlled by any one authority-it is regulated differently in each country. Some countries are stricter, while others are more lenient. Others are still finding their way in terms of regulating it.

由於加密貨幣是分散的，它不受任何一個機構的控制，因此在每個國家 /地區的監管都不同。一些國家更加嚴格，而另一些國家更寬容。其他人仍在調節它方面找到自己的方式。

Why is crypto being regulated?

為什麼加密受到監管？

Governments and banks want to set rules for crypto for a few big reasons:

政府和銀行希望為加密製定規則，原因有幾個很大：

Cryptocurrency Regulation Around the World

世界各地的加密貨幣調節

1. Australia

1。澳大利亞

Licensing and Regulation

許可和法規

Anyone running a digital currency exchange (DCE) in Australia must register with AUSTRAC. This is required under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006. You must check customer identities, track transactions, and report suspicious activities. Running an exchange without registration is illegal.

任何在澳大利亞運營數字貨幣兌換（DCE）的人都必須在澳大利亞註冊。這是根據2006年《反洗錢和反恐怖主義融資法》所必需的。您必須檢查客戶身份，跟踪交易並報告可疑活動。在沒有註冊的情況下運行交換是非法的。

Any platform dealing with financial products, like securities or investment schemes, needs an AFS license from ASIC. This rule comes under the Corporations Act 2001. A license is needed to offer financial advice or trade crypto-assets.

任何處理金融產品（例如證券或投資計劃）的平台都需要ASIC的AFS許可證。該規則屬於2001年《公司法》。需要許可以提供財務建議或貿易加密資產。

Crypto Taxation

加密稅收

The Australian Taxation Office (ATO) sees cryptocurrencies as property, not money. You must pay Capital Gains Tax (CGT) when selling or trading crypto. For instance, for staking rewards, It’s considered as ordinary income so tax payment is mandatory.

澳大利亞稅收辦公室（ATO）將加密貨幣視為財產，而不是金錢。出售或交易加密貨幣時，您必須繳納資本利得稅（CGT）。例如，對於存放獎勵，它被認為是普通收入，因此必須強制使用稅款。

Crypto used in business may count as trading stock or ordinary income. The tax depends on how the crypto is used.

在業務中使用的加密貨幣可以算作交易股票或普通收入。稅收取決於如何使用加密貨幣。

The individual tax rates in Australia for 2024–2025:

2024 - 2025年澳大利亞的個人稅率：

Holding crypto for over 12 months may qualify for a 50% CGT discount. This means only half the profit is taxed.

持有加密貨幣超過12個月可能有資格獲得50％的CGT折扣。這意味著只有一半的利潤被徵稅。

To ensure compliance and security when trading, it’s important to choose a properly regulated platform—explore our guide on the Best crypto exchanges in Australia to find the top options available.

為了確保交易時的合規性和安全性，重要的是要選擇一個適當監管的平台 - 探索我們有關澳大利亞最佳加密交易所的指南，以找到可用的最佳選擇。

2. Brazil

2。巴西

Licensing and Regulation

許可和法規

As of 2025, Brazil has clear rules for cryptocurrencies, covering licensing, taxes, and trading. The main law is the Virtual Assets Act (Law No. 14,478/2022), effective since June 20, 2023. The Central Bank of Brazil (BCB) oversees these rules.

截至2025年，巴西有明確的加密貨幣規則，涵蓋許可，稅收和交易。主要法律是《虛擬資產法》（第14,478/2022號法律），自2023年6月20日起生效。巴西中央銀行（BCB）監督了這些規則。

If you offer crypto services in Brazil, you must get approval from the BCB. This ensures you follow financial rules, including anti-money laundering (AML) and combating the financing of terrorism (CFT) standards. The BCB’s Circular No. 3,978/2020 provides guidelines on these topics.

如果您在巴西提供加密服務，則必須獲得BCB的批准。這樣可以確保您遵守財務規則，包括反洗錢（AML）並打擊恐怖主義（CFT）標準的融資。 BCB的第3,978/2020號通函提供了有關這些主題的指南。

The Securities and Exchange Commission of Brazil (CVM) regulates crypto assets considered securities. If you’re involved in security token offerings (STOs), you must register with the CVM. This ensures transparency and investor protection.

巴西證券交易委員會（CVM）規範被視為證券的加密資產。如果您參與了安全令牌產品（STOS），則必須在CVM上註冊。這樣可以確保透明度和投資者保護。

Brazil is also developing its own digital currency, called the Digital Real or Drex. The BCB plans to regulate stablecoins and asset tokenization in 2025.

巴西還正在開發自己的數字貨幣，稱為數字元或DREX。 BCB計劃在2025年調節穩定劑和資產令牌化。

Crypto Taxation

加密稅收

Profits from cryptocurrency transactions are subject to capital gains tax in Brazil. If your monthly transactions exceed BRL 35,000, you must pay taxes. The tax rates are:

來自加密貨幣交易的利潤在巴西征收資本利得稅。如果您的每月交易超過BRL 35,000，則必須繳稅。稅率是：

These rates are outlined in Normative Instruction No. 1,888/2019 by the Federal Revenue Service (RFB). You must report your crypto transactions in your annual income tax return.

聯邦稅務局（RFB）在2019年規範指導中概述了這些費率。您必須在年度所得稅申報表中報告加密交易。

3. Canada

3.加拿大

Licensing and crypto regulations

許可和加密法規

Crypto exchanges in Canada must register with FINTRAC. FINTRAC helps stop money crimes and crypto exchanges must check customers, keep records, and report anything suspicious. The Canadian Securities Administrators (CSA) also makes rules. Some cryptos are treated like stocks, so exchanges must follow security laws.

加拿大的加密交易所必須在Fintrac註冊。 FINTRAC幫助阻止貨幣犯罪，加密交易所必須檢查客戶，保留記錄並報告任何可疑的東西。加拿大證券管理員（CSA）也制定了規則。一些加密貨幣被視為股票，因此交易所必須遵守安全法。