在Beta平台發布之前，Mutuum Finance（MUTM）超過了8,100個持有人和Certik Audit

在一個通常以誇張的代幣和回收敘事為主導的市場中，很少有人在發布之前穩步發展其社區 - 沒有媒體噪音或影響者驅動的價格峰值。

In a market often blitzed by overhyped tokens and recycled narratives, it’s rare to see a DeFi project steadily grow its community before launch—without media blitzes or influencer-driven price spikes. Yet, Mutuum Finance (MUTM) is doing exactly that. The protocol just crossed 8,100 on-chain holders—a milestone signaling quiet but strong interest from long-term participants. With its presale moving rapidly and price locked at $0.025, many investors are starting to look at MUTM as a serious contender for 2025’s next crypto to explode.

在一個經常受到誇張的代幣和回收敘事而閃閃發光的市場中，很少有人在發布之前穩步發展其社區，而沒有媒體閃電或有影響力的人驅動的價格峰值。然而，Mutuum Finance（MUTM）正是這樣做的。該協議剛剛越過8,100個鏈持有人，這是一個里程碑，這是一個安靜的信號，但長期參與者的濃厚興趣。由於其預售迅速移動，價格鎖定為0.025美元，許多投資者開始將MUTM視為2025年下一次加密貨幣的認真競爭者。

What makes this especially interesting isn’t just the holder count—it’s the timing. Mutuum is preparing for several major steps, including the launch of its beta platform and a full smart contract audit by CertiK, one of the most recognized names in blockchain security. This combination of adoption and accountability is turning heads.

使這一點特別有趣的不僅僅是持有人的數量，而是時機。 Mutuum正在準備幾個主要步驟，包括啟動其Beta平台和Certik的完整智能合同審核，Certik是區塊鏈安全中最知名的名稱之一。這種採用和問責制的結合正在轉向責任。

Mutuum Finance (MUTM)

死亡金融（MUTM）

Mutuum Finance is a decentralized lending and borrowing protocol designed to address one of the most pressing needs in crypto: efficient, non-custodial access to capital. Rather than using a closed or overly complex system, Mutuum allows users to deposit assets into smart contracts and earn passive income through interest-bearing mtTokens.

Mutuum Finance是一種分散的貸款和借款方案，旨在滿足加密貨幣中最緊迫的需求之一：高效，非監測的資本訪問。 Mutuum不使用封閉或過於復雜的系統，而是允許用戶將資產存入智能合約，並通過承擔利息的mttokens賺取被動收入。

These mtTokens aren’t placeholders; they reflect real-time yield. As others borrow from the protocol, interest is automatically accrued to the mtTokens without users needing to stake, lock, or manage anything manually. It’s passive income designed for simplicity and scale, giving users complete control over their funds at all times.

這些mttokens不是佔位符；它們反映了實時收率。當其他人從協議中藉來的情況下，MTTOKENS會自動產生利息，而無需用戶手動施加，鎖定或管理任何內容。它是為簡單和規模而設計的被動收入，始終為用戶提供對資金的完全控制。

Borrowers, meanwhile, use overcollateralized positions to access liquidity without having to sell their assets. It’s a model that fits well into the habits of both retail and whale investors, especially in bullish markets where holding core assets like ETH or stablecoins can lead to stronger long-term gains.

同時，借款人使用過度補償職位來獲得流動性，而不必出售其資產。這是一個非常適合零售和鯨魚投資者的習慣，尤其是在持有ETH或Stablecoins等核心資產的看漲市場中，可以帶來更大的長期增長。

The early interest in Mutuum is backed by real numbers. The project has raised over $6.5 million so far during its presale, with participation from a mix of DeFi veterans and newer investors who recognize value early. While other tokens chase listing announcements before building anything, Mutuum has focused on fundamentals.

對Mutuum的早期興趣得到了實數的支持。該項目迄今已在預售期間籌集了超過650萬美元的籌集資金，來自Defi退伍軍人和較新的投資者的參與，他們早期認識價值。儘管其他代幣追逐在構建任何內容之前公告，但Mutuum還是專注於基本面。

Crossing the 8K holder mark during presale alone is a major signal. It shows that investors aren’t just buying in—they’re holding on. This kind of retention is often seen in tokens with long-term appeal, not quick-flip narratives. The price is expected to move up to $0.03 in the next phase, and the public launch is confirmed at $0.06, which already gives today’s buyers a 2.4x upside. But for many, it’s not just about the price—it’s about what comes next.

僅在預售期間越過8K支架標記是一個主要信號。它表明投資者不僅在購買，而且還堅持不懈。這種保留經常在具有長期吸引力的令牌中可以看到，而不是快速彈性的敘述。預計下一階段的價格將上漲0.03美元，公眾發布的價格為0.06美元，這已經使當今的買家上漲了2.4倍。但是對於許多人來說，這不僅僅是價格，而是接下來要發生的事情。

One of the most critical elements for any DeFi protocol is smart contract security, and Mutuum is taking it seriously. The team has officially announced an upcoming audit by CertiK, a trusted name that has reviewed some of the largest projects in the crypto space. This audit will ensure that the protocol’s smart contracts meet strict safety standards, further reinforcing investor trust before the token launches on exchanges.

對於任何DEFI協議來說，最關鍵的要素之一是智能合同安全，Mutuum正在認真對待它。該團隊已正式宣布了Certik即將進行的審計，Certik是一個值得信賴的名字，審查了加密貨幣領域中一些最大的項目。該審核將確保該協議的智能合約符合嚴格的安全標準，並在代幣啟動交易所之前進一步加強投資者信任。

This is a step that sets Mutuum apart in an industry that’s sadly seen an uptick in scams and rug pulls. The inclusion of CertiK at this stage adds credibility—not just to the codebase but to the project’s long-term commitment to doing things right.

這是一個在一個行業中脫穎而出的一步，令人遺憾地看到了騙局和地毯拉力的上升。在此階段，Certik的包含增加了信譽 - 不僅是在代碼庫中，而是對項目對正確做事的長期承諾。

MUTM isn’t just a governance token or a speculative asset—it’s a part of the protocol’s economic engine. A portion of Mutuum’s platform revenue is set aside to buy MUTM tokens on the open market, which are then redistributed to users who hold mtTokens. This means that long-term contributors aren’t just earning interest—they’re also receiving added value through recurring token distributions tied to real platform activity.

MUTM不僅是治理令牌或投機資產，而且是該協議經濟引擎的一部分。 Mutuum平台收入的一部分被放在一邊購買公開市場上的MUTM令牌，然後將其重新分配給持有mttokens的用戶。這意味著長期貢獻者不僅會賺取利息，而且還通過與真實平台活動相關的代幣分佈獲得附加的價值。

This model connects demand for the token with the actual use of the protocol. It’s not driven by hype but by engagement—and that’s exactly the kind of structure long-term investors tend to look for.

該模型將對令牌的需求與協議的實際使用聯繫起來。它不是由炒作驅動的，而是由參與驅動的，而這正是長期投資者傾向於尋找的結構。

Mutuum Finance is still early, and it’s priced like it. But unlike many presale tokens that struggle to justify their valuations, MUTM has already proven it has a real foundation: utility, a working model, community growth, and third-party validation through its upcoming CertiK audit.

Mutuum Finance還很早，而且價格也像它一樣。但是，與許多難以證明其估值合理的預售代幣不同，MUTM已經證明了它具有真正的基礎：實用程序，工作模式，社區成長和第三方驗證，其即將進行的Certik審計。

For those asking what’s next in DeFi—and which project might quietly lead the next wave—Mutuum is worth serious attention. It’s an underrated protocol with momentum, a clear vision, and now, over 8,000 holders who seem to agree. Whether you’re looking for smart passive yield, exposure to early-stage DeFi, or just the best crypto coin to buy before 2025 heats up, MUTM may be one of the best options on the table right now.

對於那些詢問Defi的下一步以及哪個項目可能會悄悄帶領下一波浪潮的人來說，Mutuum值得引起嚴重的關注。這是一個被低估的協議，具有動力，清晰的願景，現在似乎有8,000多個同意的持有人。無論您是尋找智能的被動收益率，暴露於早期Defi，還是在2025年加熱之前購買的最佳加密硬幣，MUTM都可能是目前桌上最好的選擇之一。