Mutuum Finance（MUTM）通過在發布前交付實際價值開始轉彎

在加密貨幣中，時間與資產一樣重要。現在，許多貿易商正在超越擁擠的名字，並專注於具有強大基礎的早期項目。

In crypto, timing is just as important as the asset itself. As many traders are now looking beyond the crowded names and into early-stage projects with strong fundamentals, one token currently priced at $0.025 is starting to turn heads across the decentralized finance (DeFi) space.

在加密中，時機與資產本身一樣重要。由於許多交易者現在正在超越擁擠的名字並進入具有強大基本面的早期項目，因此當前有一個定價為0.025美元的代幣開始在分散的金融（DEFI）領域開始轉動。

That token is Mutuum Finance (MUTM), and with projections placing its value above $1 in the long run, this low-priced token is becoming part of conversations about serious upside potential.

該令牌是Mutuum Finance（MUTM），從長遠來看，預測將其價值置於1美元以上，因此這種低價的代幣正成為有關嚴重上升潛力的對話的一部分。

But what’s fueling this interest isn’t just the price tag—it’s the utility behind the project. Mutuum Finance is building a decentralized lending and borrowing protocol designed to give users more control and flexibility with their digital assets.

但是，這引起了這一興趣的不僅僅是價格標籤，而是該項目背後的實用性。 Mutuum Finance正在建立一個分散的貸款和借貸協議，旨在為用戶提供更多的數字資產控制和靈活性。

Unlike traditional finance or even many legacy DeFi apps, Mutuum allows you to either supply liquidity and earn interest or borrow against your crypto without having to sell it. This structure, combined with the unique mechanics of Mutuum’s native mtTokens, is setting the stage for a protocol that could generate serious yield for users.

與傳統的金融甚至許多舊版應用程序不同，Mutuum允許您供應流動性並賺取利息或借用加密無需出售。這種結構，結合了Mutuum本機Mttokens的獨特機制，為可以為用戶帶來嚴重產量的協議奠定了基礎。

The current stage of the presale is offering MUTM at $0.025. So far, over 340 million tokens have been sold, and the project has already raised more than $5.7 million. With over 7,400 holders involved, the traction is growing rapidly.

預售的當前階段的價格為0.025美元。到目前為止，已經出售了超過3.4億個令牌，該項目已經籌集了超過570萬美元。涉及7,400多個持有人，牽引力正在迅速增長。

Not long ago, the price increased by 25%—and with the next presale phase set to raise the token price to $0.03, the window to enter at this level is closing quickly.

不久前，價格上漲了25％ - 下一個預售階段將令牌價格提高到0.03美元，在此級別上輸入的窗口迅速關閉。

MTUM is set to launch at $0.06, but analysts are already targeting a move toward $1.45, which would mark a 58x return from today’s price. While that kind of gain requires time and strong adoption, it’s not an impossible prediction. The token is tied to real mechanics that create a feedback loop of value.

MTUM定價為0.06美元，但分析師已經以1.45美元的價格搬遷，這將是今天的價格為58倍的回報。儘管這種收益需要時間和強勁的採用，但這並不是不可能的預測。令牌與創建價值反饋迴路的真實機制相關。

Mutuum plans to use a portion of its protocol revenue to regularly buy MUTM on the open market and distribute it to users who lock up their mtTokens. This structure is designed to reward long-term believers in the project.

Mutuum計劃利用其協議收入的一部分來定期在公開市場上購買MUTM，並將其分發給鎖定其mttokens的用戶。該結構旨在獎勵該項目的長期信徒。

The concept of mtTokens is crucial to understanding how Mutuum works. When users contribute assets to the protocol, they are issued mtTokens to denote their deposit. These tokens internalize the value of the original deposit and automatically capitalize on any accrued interest over time.

mttokens的概念對於理解Mutuum的工作原理至關重要。當用戶向協議貢獻資產時，他們會發出mttokens表示其存款。這些令牌將原始存款的價值內在化，並自動利用任何應計利息隨時間到來的。

They can be held, transferred, or even traded, and they remain active and recognized within the broader DeFi ecosystem. This flexibility makes them more than a mere placeholder—they’re a functional part of the platform’s core, able to participate in other DeFi activities.

它們可以被持有，轉移甚至交易，並且在更廣泛的自生態系統中保持活躍和認可。這種靈活性使他們不僅僅是一個佔位符，他們是平台核心的功能性一部分，能夠參與其他Defi活動。

Another factor that sets Mutuum apart is the makeup of its lending system. The platform offers two distinct lending approaches: Peer-to-Contract (P2C) and Peer-to-Peer (P2P), providing users with the flexibility to engage with the protocol in a way that suits their style.

將Mutuum與眾不同的另一個因素是其貸款系統的構成。該平台提供了兩種不同的貸款方法：對等合同（P2C）和點對點（P2P），為用戶提供了以適合其風格的方式與協議互動的靈活性。

In the P2C mode, users interact with a shared liquidity pool that adjusts interest rates and allocates liquidity based on collective usage. But if traders prefer more personalized control, they can opt for the P2P model.

在P2C模式下，用戶與共享流動性池進行互動，該流動性池調整利率並根據集體使用分配流動性。但是，如果交易者更喜歡更個性化的控制，他們可以選擇P2P模型。

P2P allows users to directly negotiate lending terms with one another, setting rates and amounts based on their individual strategies, asset volatility preferences, or any other factor they deem relevant. This creates space for both conservative traders who prioritize stability to forge low-interest loans over long periods and those seeking rapid gains from high-interest, short-term loans on highly volatile assets.

P2P允許用戶直接根據其各個策略，資產波動率偏好或他們認為相關的任何其他因素來直接協商貸款條款，設定費率和金額。這為兩位保守的交易者創造了空間，他們優先考慮穩定在長期內偽造低息貸款，以及那些從高度波動的高度波動性資產上尋求快速收益的人。

And it’s not just the architecture that’s future-proof. The Mutuum team is preparing to release the beta version of the platform at the time of the token’s launch.

不僅僅是實現未來的建築。 Mutuum團隊正準備在令牌發佈時發布該平台的Beta版本。

This means that users won’t have to wait for months of development after the token’s listing to begin using the platform and experience the full scope of its offerings. It’ll be ready from the beginning.

這意味著在令牌清單之後，用戶不必等待數月的開發即可開始使用該平台並體驗其產品的全部範圍。從一開始就可以準備好了。

Combine this early-stage functionality with an ongoing smart contract audit by CertiK, and it’s clear that Mutuum is making the moves to show it’s focused on long-term reliability and transparency.

將這種早期功能與Certik進行的智能合同審核相結合，很明顯，Mutuum正在採取行動，以表明其專注於長期的可靠性和透明度。

To keep the community energy high, Mutuum is also hosting a $100,000 giveaway for its supporters. Ten lucky winners will be able to split the prize pool, and the entry process is explained in full on the project’s official website.

為了保持社區能源高，Mutuum還為其支持者提供了100,000美元的贈品。十個幸運的獲獎者將能夠將獎金分開，並且該項目的官方網站全面解釋了入門過程。

It’s another way the team is engaging early backers and adding momentum as the presale pushes forward.

這是團隊吸引早期支持者並增加動力的另一種方式，隨著預售的前進。

In a market where many low-priced tokens are valued purely on speculation, MUTM is different. The foundation for the project is being built in real-time, and the numbers already speak for themselves.

在許多低價令牌的市場純粹是在猜測上，mutm是不同的。該項目的基礎是實時建立的，數字已經為自己說話。

With a launch just around the corner, a functioning platform on the way, and a smart mechanism for rewarding long-term holders, Mutuum Finance is proving that a $0.02

隨著推出的臨近，途中正常運行的平台，以及一種獎勵長期持有人的明智機制，Mutuum Finance證明了$ 0.02