Mutuum Finance（MUTM）在Defi空間中獲得了牽引力

多年來，分散的金融（DEFI）領域已經實現了巨大的創新，諸如XRP之類的項目在金融領域浪潮。但是，一個新的競爭者正在迅速獲得牽引力-Mutuum Finance（MUTM）。

The decentralized finance (DeFi) space has seen significant innovation over the years, with projects like XRP making waves in the financial sector. However, a new contender is quickly gaining traction—Mutuum Finance (MUTM). Designed as a decentralized lending and borrowing protocol, Mutuum Finance is positioning itself as a game-changer with its structured financial model, overcollateralized stablecoin, and buy-and-distribute mechanism that supports long-term token value.

多年來，分散的金融（DEFI）領域已經實現了巨大的創新，諸如XRP之類的項目在金融領域浪潮。但是，一個新的競爭者正在迅速獲得牽引力-Mutuum Finance（MUTM）。 Mutuum Finance設計為分散的貸款和借貸協議，將自己定位為具有結構化財務模型，過度補充的StableCoin和購買和分發機制的遊戲規則改變者，以支持長期代幣價值。

Mutuum Finance (MUTM)

死亡金融（MUTM）

One of the standout features of Mutuum Finance is its overcollateralized stablecoin, which offers users access to liquidity without relying on traditional financial intermediaries. Unlike centralized stablecoins, this asset is minted directly through the platform when borrowers provide collateral above a required ratio. This ensures that every stablecoin in circulation is fully backed by on-chain assets, maintaining a predictable and sustainable peg to the U.S. dollar.

Mutuum Finance的傑出特徵之一是其過度結合的Stablecoin，它為用戶提供了訪問流動性而無需依賴傳統金融中介機構。與集中式穩定劑不同，當借款人提供高於所需比率的抵押品時，該資產直接通過平台鑄造。這樣可以確保每個流通中的穩定幣都得到鏈上資產的完全支持，並保持了美元可預測且可持續的釘子。

Additionally, the stablecoin model benefits the overall Mutuum ecosystem. Borrowers can access liquidity without selling their assets, and lenders receive interest on their deposited funds. Interest generated from stablecoin loans remains within the platform, reinforcing protocol reserves and enhancing long-term stability.

此外，Stablecoin模型受益於整個Mutuum生態系統。借款人可以在不出售其資產的情況下獲得流動性，並且貸款人會從存款資金中獲得利息。由Stablecoin貸款產生的利息保留在平台內，增強了協議儲備並增強了長期穩定性。

Mutuum Finance enables both peer-to-contract (P2C) and peer-to-peer (P2P) lending models, offering users flexibility in accessing liquidity or generating passive income. In the P2C model, lenders supply assets into liquidity pools and earn a dynamic annual percentage yield (APY). Borrowers can access these funds by locking collateral, ensuring overcollateralization to maintain platform stability and minimize defaults.

Mutuum Finance可以實現對等合同（P2C）和點對點（P2P）貸款模型，從而為用戶提供了靈活性，可以靈活地獲得流動性或產生被動收入。在P2C模型中，貸款人將資產供應流動性池並獲得動態的年度百分比（APY）。借款人可以通過鎖定抵押品來訪問這些資金，從而確保過度結合化以保持平台穩定性並最大程度地減少默認值。

The P2P lending model allows borrowers and lenders to negotiate loan terms directly, making it an attractive option for those looking for customized agreements. This is particularly useful for more volatile assets, which may not fit into traditional DeFi lending pools. By offering both models, Mutuum Finance creates an inclusive and scalable lending protocol that caters to a wide range of users.

P2P貸款模式允許借款人和貸方直接協商貸款條款，這是那些尋求定制協議的人的有吸引力的選擇。這對於更揮發性的資產特別有用，這可能不適合傳統的Defi Lending池。通過提供這兩種模型，Mutuum Finance創建了包容性且可擴展的貸款協議，可滿足廣泛的用戶。

Mutuum Finance incorporates a buy-and-distribute mechanism that actively supports long-term token appreciation. A portion of the platform’s revenue is used to buy back MUTM tokens from the market, which are then distributed to mtToken holders. This process not only creates consistent buy pressure but also incentivizes long-term participation in the ecosystem.

Mutuum Finance納入了一種積極支持長期令牌升值的買入和分佈機制。該平台收入的一部分用於從市場上回購MUTM令牌，然後將其分發給Mttoken持有人。這個過程不僅會產生一致的購買壓力，而且還激發了對生態系統的長期參與。

Additionally, mtTokens play a crucial role in the platform’s functionality. When users deposit assets, they receive mtTokens, which represent their stake in the liquidity pool. These tokens automatically accumulate interest over time and increase in redemption value, allowing users to earn passive income without actively managing their funds.

此外，mttokens在平台的功能中起著至關重要的作用。當用戶存入資產時，他們會收到mttokens，這代表了他們在流動性池中的股份。這些代幣會自動積累了隨著時間的推移利息並增加贖回價值，從而使用戶可以在不積極管理其資金的情況下賺取被動收入。

Mutuum is currently in its presale phase, offering early investors an opportunity to enter before the price surges. The project is now in Phase 3, with MUTM priced at $0.02. The presale consists of 11 phases in total, and the price is set to increase to $0.025 in Phase 4.

Mutuum目前處於其前階段，為早期投資者提供了在價格飆升之前進入的機會。該項目現在處於第3階段，MUTM的價格為0.02美元。預售總共有11個階段，價格將在第4階段上漲至0.025美元。

With over $4.45 million raised so far and more than 6,250 holders, demand for MUTM continues to rise as investors secure their positions ahead of the next phase. The rapid fundraising and structured presale model attest to the growing confidence in Mutuum's potential.

到目前為止，隨著投資者在下一階段的領先地位，對MUTM的需求不斷增加，對MUTM的需求不斷上升。快速籌款和結構化的預售模型證明了對Mutuum潛力的信心日益增長。

As Mutuum progresses toward its token launch, investors are anticipating significant value appreciation, especially given the project's upcoming exchange listings and beta platform release. This makes Mutuum stand out from traditional DeFi lending protocols.

隨著Mutuum在代幣發布方面的發展，投資者預計將獲得大量價值升值，尤其是考慮到該項目即將推出的交流清單和Beta平台發布。這使Mutuum在傳統的Defi貸款方案中脫穎而出。

Mutuum combines stablecoin functionality, flexible lending models, and a sustainable token economy. With a growing community, a presale that continues to gain traction, and a unique buy-and-distribute mechanism reinforcing its market strength, MUTM is shaping up to be a strong competitor in the DeFi space.

Mutuum結合了Stablecoin功能，靈活的貸款模型和可持續的代幣經濟。隨著社區的不斷增長，一種繼續吸引人的預售以及一種獨特的買賣機制，增強了其市場實力，MUTM正在塑造成為Defi領域的強大競爭對手。

Those looking for an early opportunity in a fast-growing DeFi ecosystem may find that Mutuum offers one of the most compelling investment prospects of 2024. With momentum building, now may be the best time to consider joining before the next price increase and broader market adoption.

那些在快速增長的Defi生態系統中尋求早期機會的人可能會發現Mutuum提供了2024年最引人注目的投資前景之一。隨著動力的建設，現在可能是考慮在下一個價格上漲和更廣泛的市場採用之前加入加入的最佳時機。

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