隨著市場轉向鏈交易解決方案，許多分散項目已經出現。

其中最新的是Mutuum Finance。根據其白皮書的說法，Mutuum Finance的目標是為用戶提供貸款人，借款人和清算人的途徑。

The market has seen a surge in on-chain trading solutions, leading to the emergence of many decentralized projects. Among them is Mutuum Finance, a decentralized and non-custodial liquidity protocol. Its aim, as stated in its whitepaper, is to provide an avenue for users to act as lenders, borrowers, and liquidators.

市場已經看到鏈交易解決方案激增，導致許多分散項目的出現。其中包括Mutuum Finance，這是一種分散且非監測流動性方案。如白皮書所述，其目的是為用戶提供貸方，借款人和清算人的途徑。

Currently in the second stage of its presale, the project has already raised approximately $2.5 million. But is the Mutuum Finance coin a good buy?

該項目目前處於預售的第二階段，已經籌集了約250萬美元。但是Mutuum Finance硬幣是好購買嗎？

Mutuum Finance Summary

Mutuum Finance摘要

Mutuum Finance is a decentralized platform where users can borrow and lend various digital assets via pool-based (P2C) and direct (P2P) models.

Mutuum Finance是一個分散的平台，用戶可以通過池基（P2C）和Direct（P2P）模型借入和借用各種數字資產。

The major goal is to connect lenders looking to put their assets to best use and borrowers scouting for overcollateralized loans. Lenders contribute to the liquidity of the ecosystem by constantly depositing their crypto assets, and in return, they earn interest.

主要目標是將希望將其資產最佳利用的貸方聯繫起來，並藉款人搜索過度貸款。貸方通過不斷存放加密貨幣資產來為生態系統的流動性做出貢獻，作為回報，他們贏得了利息。

Borrowers, on the other hand, will be able to access the deposited funds by providing sufficient collateral. To ensure that liquidity remains accessible at all times, Mutuum Finance says it will ensure that lenders’ yields complement borrowers’ interest payments.

另一方面，借款人將能夠通過提供足夠的抵押品來獲得存款資金。為了確保流動性始終可以訪問，Mutuum Finance表示將確保貸方的收益率補充借款人的利息支付。

Moreover, interest rates will be adjusted from time to time to align with market conditions, ensuring a dynamic reward structure for lenders and sufficient on-chain liquidity for borrowers.

此外，利率將不時調整以與市場條件保持一致，確保貸方的動態獎勵結構，並為藉款人提供足夠的鍊子流動性。

Mutuum Finance will employ a deposit-token mechanism for those who supply assets to its liquidity pools, minting “mtTokens” at a nominal ratio to the deposited assets.

Mutuum Finance將為那些向其流動性池提供資產的人採用存款機制，以標稱的比率與存款資產造成“ mttokens”。

Lenders hold “mtTokens” until the maturity date of the loans given to borrowers arrives, after which they can now exchange the tokens back for the corresponding amount of the underlying asset.

貸款人持有“ mttokens”，直到給借款人的貸款到期日期，之後他們可以將令牌交換為基礎資產的相應金額。

To drive more liquidity to the ecosystem and incentivize both borrowers and lenders, Mutuum Finance says it has designed a native currency dubbed MUTM.

為了使生態系統的流動性更多，並激勵借款人和貸方，Mutuum Finance表示，它設計了一種被稱為MUTM的原始貨幣。

MUTM Tokenomics

mutm tokenomics

MUTM, according to its whitepaper, has a total supply of 4 billion tokens. They are distributed as follows:

根據其白皮書，MUTM的總供應量為40億個令牌。它們分佈如下：

Mutuum Finance Roadmap

借款人財務路線圖

Mutuum Finance’s roadmap has been segmented into four stages:

Mutuum Finance的路線圖已分為四個階段：

Phase 1 — Introducing Mutuum

第1階段 - 介紹借款人

This phase is concerned with the initiation of the token presale, launch of marketing campaigns, audit of smart contracts, formation of legal compliance team, and many more.

這個階段涉及啟動令牌預售的啟動，營銷活動的啟動，智能合同的審核，法律合規團隊的成立等等。

Phase 2 — Building Mutuum

第2階段 - 建築Mutuum

In this phase, the focus will be on implementing Back-End infrastructure setup, advanced analytical tools, risk parameters, code reviews, and DApp Front-End.

在此階段，重點將放在實施後端基礎架構設置，高級分析工具，風險參數，代碼評論和DAPP前端。

Phase 3 — Finalizing Mutuum

第三階段 - 最終確定mutuum

This phase is where the token presale will be concluded, beta testing on the Demo version of the platform testnet will be initiated, and exchange listings will be carried out.

該階段是將要結束的令牌預售的地方，將啟動對平台測試網絡的演示版本的Beta測試，並將執行交換列表。

Phase 4 — Delivering Mutuum

第4階段 - 交付借款人

This is the final stage of Mutuum’s roadmap, which will see the platform go live, and other important initiatives like multichain expansion, bug bounty, and strategic partnerships implemented.

這是Mutuum路線圖的最後階段，該路線圖將使平台上線，以及其他重要的舉措，例如實施的多鍵擴展，漏洞賞金和戰略合作夥伴關係。

Mutuum Finance Price Prediction

借款人財務價格預測

Mutuum Finance recently arrived on presale and has gained considerable interest, raising close to $2.5 million from early investors. The presale, according to its whitepaper, will run across eleven stages, with $0.6 as its possible listing price.

Mutuum Finance最近到達了Presale，並引起了極大的興趣，從早期投資者那裡籌集了近250萬美元。根據其白皮書，預售將跨越11個階段，其可能的上市價格為0.6美元。

However, while its use cases are impressive, the project has yet to reveal when it will fully roll out all the plans highlighted in its roadmap. Based on these factors, here is a complete analysis of MUTM’s potential:

但是，儘管其用例令人印象深刻，但該項目尚未揭示其何時將其路線圖中突出顯示的所有計劃。基於這些因素，這是對MUTM潛力的完整分析：

Short-Term

短期

The first factor that will influence the price action of MUTM in the short-term is the eventual performance of its presale. While the presale is still in its early phase, with only a stage fully completed at press time, Mutuum Finance’s goal is to complete the sale of the allocated 1.82 billion tokens before preparing for DEX launch.

在短期內影響MUTM的價格行動的第一個因素是其預售的最終表現。雖然預售仍處於早期階段，但在發稿時只有一個階段完全完成，但Mutuum Finance的目標是在準備DEX推出之前完成分配的18.2億代幣的出售。

How soon it is able to achieve this target will determine the degree of pump it will see after listing on exchanges.

它能夠多久能夠實現此目標，將確定在交換上列出的泵的程度。

Another crucial factor to consider is the overall market dynamics. In the event that the market remains bullish by the time the project completes its presale, it may ride the wave to increase in price. A bearish market outlook, on the other hand, may result in repeated downward movement for MUTM.

要考慮的另一個關鍵因素是整體市場動態。如果到項目完成預售時市場仍然看漲，它可能會乘波動以提高價格。另一方面，看跌的市場前景可能會導致MUTM反復向下移動。

Long-Term

長期

Mutuum Finance’s performance in the long run will depend on how soon it is able to implement the plans highlighted in its roadmap. If the platform features are up and running as early as possible, it can help the project gain more attention from the crypto community, particularly those enthusiastic about decentralized lending and borrowing.

從長遠來看，Mutuum Finance的表現將取決於其能夠在路線圖中強調的計劃的時間。如果平台功能儘早啟動並運行，它可以幫助該項目從加密貨幣社區（尤其是那些熱衷於分散貸款和借貸的人）中獲得更多關注。

Building a loyal community and improving user experience through regular updates will also be crucial, allowing the MUTM price to see a steady rise in value. However, failure to deliver on the roadmap and integrate many innovative features could lead to stagnation, potentially sending the project into obscurity.

建立忠實的社區並通過定期更新改善用戶體驗也將是至關重要的，從而使MUTM價格看到價值的穩定上漲。但是，未能在路線圖上交付並整合許多創新功能可能會導致停滯，從而使該項目變得晦澀難懂。

Should Investors Buy MUTM Token On Presale?

投資者應該在預售上購買MUTM令牌嗎？