美國主要銀行面臨訴訟，據稱涉嫌不當客戶資金，剩下的85,000人無法獲得儲蓄

Yotta Technologies已針對Evolve Bank＆Trust提起訴訟，指責欺詐，陰謀和過失。

A major U.S. bank is facing legal action for allegedly mishandling customer funds, which has left 85,000 individuals unable to access their savings since May 2024.

一家主要的美國銀行正面臨涉嫌不當客戶資金的法律訴訟，自2024年5月以來，該公司造成了85,000個人無法獲得儲蓄的人。

Yotta Technologies has initiated legal proceedings against Evolve Bank & Trust, the institution entrusted with safeguarding the deposits made by Yotta customers through a high-yield savings program.

Yotta Technologies已提起了針對Evolve Bank＆Trust的法律程序，該機構委託該機構通過一項高收益儲蓄計劃來保護Yotta客戶的存款。

In May 2024, customers of Yotta were locked out of their savings after the bank's fintech partner, Synapse, went bankrupt.

2024年5月，Yotta的顧客被銀行的金融科技合作夥伴Synapse破產後，被鎖定在節省中。

The lawsuit, seen by Blockworks, claims that over $25 million in transactions were carried out by Evolve without authorization or disclosure, including direct transfers to Synapse, which allegedly breached banking regulations and customer trust.

該訴訟被Blockworks看到，聲稱超過2500萬美元的交易是通過Evolve進行的，沒有授權或披露，包括直接轉讓到Synapse，據稱違反了銀行法規和客戶信託。

According to Yotta's investigation, a shortfall of between $65 million to $95 million exists in the customer accounts.

根據Yotta的調查，客戶帳戶中存在6500萬至9500萬美元的短缺。

The lawsuit alleges that the transactions were not authorized by customers and that they were a coordinated effort between Evolve and Synapse to misappropriate the funds.

該訴訟稱，交易未獲得客戶的授權，並且在演變和突觸之間進行了協調的努力，以濫用資金。

"Evolve's actions were fraudulent, willful, malicious, oppressive, and in reckless disregard for the rights of Yotta and its customers," the lawsuit reads.

訴訟中說：“ Evolve的行動是欺詐，故意，惡意，壓迫性的，並且魯ck忽視了Yotta及其客戶的權利。”

"Evolve's unlawful and fraudulent conduct has led to a financial crisis with devastating consequences for thousands of individuals who entrusted their savings with Yotta in good faith."

“ Evolve的非法和欺詐行為導致了金融危機，對成千上萬以真誠地委託其儲蓄的人造成了毀滅性後果。”

Evolve has rejected the accusations, maintaining that the problem arose from incorrect account data provided by Synapse.

Evolve拒絕了這些指控，並堅持認為問題是由突觸提供的不正確的帳戶數據引起的。

"We are deeply disappointed by Synapse's inability to maintain accurate customer information, which has led to significant hardship for both Yotta's customers and our own bank," an Evolve spokesperson said in May.

Evolve發言人在5月說：“我們對Synapse無法維持準確的客戶信息感到非常失望，這給Yotta的客戶和我們自己的銀行帶來了巨大的困難。”

"To be clear, there were no issues with the FDIC insurance on customer deposits. All customer deposits were fully funded and disclosed in accordance with applicable banking and regulatory requirements."

“要明確，FDIC保險在客戶存款上沒有問題。所有客戶存款均根據適用的銀行和監管要求提供了充分的資金和披露。”

Evolve has begun issuing partial repayments to the affected customers. To date, approximately $11 million has been returned to 13,300 customers, paying out only a fraction of the owed amount.

Evolve已開始向受影響的客戶發行部分還款。迄今為止，大約有1100萬美元已退還給13,300個客戶，僅支付了欠款的一小部分。