Lido 和 BadgerDAO 推出革命性的零費用貸款比特幣借貸解決方案

BadgerDAO 是比特幣 DeFi 領域的領導者，已與以太坊上的流動質押提供者 Lido 合作。此次合作推出了 eBTC，這是一種創新系統，允許用戶無需利息、還款或啟動費即可獲得貸款。 eBTC 利用 Lido 質押的以太坊抵押品來產生質押獎勵，提供具有成本效益的借貸選項，同時消除對跨鏈橋樑的需求，並引入可定制的抵押比率和清算機制。

Innovative Partnership Enhances Bitcoin Borrowing with Zero-Fee Loans

創新合作夥伴關係透過零費用貸款增強比特幣借貸

Introduction

介紹

BadgerDAO, a leading player in the Bitcoin (BTC) decentralized finance (DeFi) sector, has forged a strategic partnership with Lido, a reputable provider of liquid staking solutions on the Ethereum network. This collaboration has resulted in the launch of a groundbreaking eBTC system, offering users unparalleled benefits in the realm of crypto borrowing.

BadgerDAO 是比特幣 (BTC) 去中心化金融 (DeFi) 領域的領先參與者，已與以太坊網路上流動質押解決方案的知名供應商 Lido 建立了策略合作夥伴關係。此次合作推出了突破性的 eBTC 系統，為用戶在加密借貸領域提供了無與倫比的好處。

Zero-Fee Loan Mechanism

零費用貸款機制

The eBTC system revolutionizes Bitcoin borrowing by introducing a unique mechanism that eliminates interest, repayment, and initiation fees. This innovative approach leverages the Ethereum collateral staked with Lido to generate staking rewards, effectively subsidizing the borrowing costs for users. As a result, eBTC offers a highly cost-efficient borrowing solution for those seeking liquidity without the burden of traditional loan costs.

eBTC 系統透過引入消除利息、還款和啟動費用的獨特機制徹底改變了比特幣借貸。這種創新方法利用 Lido 質押的以太坊抵押品來產生質押獎勵，有效補貼用戶的借貸成本。因此，eBTC 為那些尋求流動性且無需承受傳統貸款成本負擔的人提供了一種極具成本效益的借貸解決方案。

Enhanced Asset Collateralization

增強資產抵押

The eBTC protocol enhances existing wrapped Bitcoin assets by utilizing staked ETH (stETH) from Lido. This approach not only reinforces the security of the system but also eliminates the need for cross-chain bridges, which have been identified as potential vulnerability points. Additionally, eBTC provides users with customizable collateralization ratios, allowing them to tailor their borrowing needs accordingly.

eBTC 協議透過利用 Lido 質押的 ETH (stETH) 來增強現有的打包比特幣資產。這種方法不僅增強了系統的安全性，而且消除了對跨鏈橋的需要，跨鏈橋已被確定為潛在的漏洞點。此外，eBTC 為用戶提供可自訂的抵押比率，使他們能夠相應地調整自己的借貸需求。

Risk Management Mechanisms

風險管理機制

To safeguard the stability of the eBTC system, stringent risk management mechanisms have been implemented. If the collateral value dips below a predefined threshold of 110%, the protocol automatically triggers a liquidation process to protect against potential losses. This proactive approach ensures the integrity of the system and minimizes the risks associated with price fluctuations.

為了保障eBTC系統的穩定性，實施了嚴格的風險管理機制。如果抵押品價值低於預定義門檻 110%，協議會自動觸發清算流程以防止潛在損失。這種主動的方法確保了系統的完整性，並最大限度地降低了與價格波動相關的風險。

Incentive Program for Early Adopters

早期採用者激勵計劃

To foster early engagement with the eBTC platform, Lido's Liquidity Observation Lab (LOL) is offering a generous incentive program. Early adopters of eBTC will be rewarded with additional stETH, distributed fee-free, further enhancing the cost savings associated with borrowing.

為了促進 eBTC 平台的早期參與，Lido 的流動性觀察實驗室 (LOL) 提供了慷慨的激勵計劃。 eBTC 的早期採用者將獲得免費分配的額外 stETH 獎勵，進一步節省與借貸相關的成本。

Industry Dominance and Collaboration

產業主導與協作

Lido maintains a commanding presence in the Ethereum staking landscape, boasting a total value locked (TVL) of $35.12 billion, according to DeFi Llama data. BadgerDAO, on the other hand, leads the Bitcoin DeFi sector, with over $3.5 billion in BTC deposits. The partnership between these industry leaders combines their expertise and resources to create an unparalleled borrowing solution.

根據 DeFi Llama 的數據，Lido 在以太坊質押領域保持主導地位，其鎖定總價值（TVL）為 351.2 億美元。另一方面，BadgerDAO 引領比特幣 DeFi 領域，擁有超過 35 億美元的 BTC 存款。這些行業領導者之間的合作夥伴關係結合了他們的專業知識和資源，創造了無與倫比的借貸解決方案。

Defi Ecosystem Considerations

Defi 生態系注意事項

Despite the innovative nature of eBTC, it is crucial to acknowledge the inherent challenges and risks associated with synthetic stablecoins and the broader DeFi ecosystem. Regulatory ambiguity, counterparty risk, and market volatility remain key considerations for users. Additionally, the DeFi market has witnessed vulnerabilities such as smart contract exploits and market manipulations, highlighting the importance of due diligence and risk management.

儘管 eBTC 具有創新性，但認識到與合成穩定幣和更廣泛的 DeFi 生態系統相關的固有挑戰和風險至關重要。監管模糊性、交易對手風險和市場波動仍然是用戶考慮的關鍵因素。此外，DeFi 市場還存在智慧合約漏洞和市場操縱等漏洞，凸顯了盡職調查和風險管理的重要性。

Conclusion

結論

The partnership between BadgerDAO and Lido represents a significant advancement in the Bitcoin DeFi space. The eBTC system offers users a compelling borrowing alternative by eliminating interest charges and introducing enhanced collateralization mechanisms. However, it is prudent for users to remain informed about the potential risks associated with DeFi and to conduct thorough research before engaging with any platform.

BadgerDAO 和 Lido 之間的合作代表了比特幣 DeFi 領域的重大進步。 eBTC 系統透過消除利息費用並引入增強的抵押機制，為用戶提供了引人注目的借貸選擇。然而，謹慎的做法是，使用者應隨時了解與 DeFi 相關的潛在風險，並在使用任何平台之前進行徹底的研究。