美國立法者正靠近定義一個國家監管框架

本文探討了2025年穩定法案（HR 2392），該法案概述了美元固定穩定的法規標準。

US lawmakers are moving closer to defining a national regulatory framework for stablecoins, with a major stablecoin bill advancing in Congress.

美國立法者正靠近定義一個國家監管框架，該框架的穩定框架，並在國會中推進了一項重大的Stablecoin法案。

The House Financial Services Committee approved the STABLE Act of 2025 (H.R. 2392) on April 2. The bill, which now heads to the House floor, would set forth standards for dollar-pegged stablecoins. It passed with 32 members voting in favor and 17 opposed.

眾議院金融服務委員會於4月2日批准了2025年的穩定法（HR 2392）。該法案現在前往眾議院，將製定美元的標準。它通過了32名成員投票支持，有17個反對。

If enacted, the legislation aims to provide clarity for issuers of dollar-backed stablecoins. It would also include reserve requirements and anti-money laundering measures to protect consumers while promoting responsible innovation in the financial sector.

如果頒布，該立法旨在為以美元支持的Stablecoins的發行人提供清晰的作用。它還包括儲備金要求和反洗錢措施，以保護消費者，同時促進金融部門負責任的創新。

The bill's proponents, including Republicans, highlight the need for the US to take a leading role in the evolving digital asset space.

該法案的支持者（包括共和黨人）強調了美國在不斷發展的數字資產領域中發揮領導作用的必要性。

However, the bill has faced sharp criticism from several Democratic lawmakers.

但是，該法案面臨著幾位民主黨議員的尖銳批評。

Leading up to the vote, Democrats proposed amendments to block government officials, including the president, from holding financial interests in stablecoin-related ventures. But these proposals were not adopted.

在投票之前，民主黨人提出了修正案，以阻止包括總統在內的政府官員在與Stablecoin相關的企業中持有經濟利益。但是這些建議沒有被採用。

Maxine Waters, the committee’s ranking Democrat, claimed that the bill sets a dangerous precedent and could benefit President Donald Trump by paving the way for a family-affiliated stablecoin to be used in federal transactions.

委員會的排名民主黨人馬克西恩·沃特斯（Maxine Waters）聲稱，該法案設定了危險的先例，並可以通過為與家庭隸屬的穩定穩定案鋪平道路，從而使總統唐納德·特朗普（Donald Trump）受益。

"This Committee is setting an unacceptable and dangerous precedent validating the President and his insiders’ efforts to write rules of the road that will enrich themselves at the expense of everyone else," said Waters.

沃特斯說：“該委員會設定了一個不可接受且危險的先例，以驗證總統及其內部人士為撰寫道路規則的努力，以犧牲其他所有人，以犧牲其他所有人，”沃特斯說。

Nydia Velazquez, another Democratic lawmaker, also expressed concerns about conflicts of interest tied to the Trump administration’s connections to the crypto industry.

另一位民主黨議員Nydia Velazquez也對與特朗普政府與加密貨幣產業的聯繫有關的利益衝突表示擔憂。

"The Trump Administration is plagued by conflicts of interest and profiteering, particularly among those connected to crypto. President Trump’s and co-president Elon Musk ‘DOGE' is itself a reference to a memecoin that Musk has long promoted on social media."

“特朗普政府受到利益衝突和利潤衝突的困擾，尤其是在與加密貨幣有關的人中。特朗普總統和聯合總統埃隆·馬斯克（Elon Musk）'odge'本身是對馬斯克長期以來在社交媒體上促進的紀念物的提法。”

Sylvia Garcia, a Democratic congresswoman from Texas, chimed in on X, formerly Twitter, to voice her dissent.

來自德克薩斯州的民主黨議員西爾維亞·加西亞（Sylvia Garcia）曾在X上（以前是Twitter）發表意見。

"Republicans are fast-tracking a stablecoin bill that allows Donald Trump, his family, and Elon Musk to continue to corruptly cash in on shady crypto schemes—all while Trump sits in the Oval Office. No rules. No accountability. Just profit off the backs of everyday investors and taxpayers."

“共和黨人正在快速跟踪一項穩定的法案，該法案使唐納德·特朗普（Donald Trump），他的家人和埃隆·馬斯克（Elon Musk）繼續腐敗地兌現了陰暗的加密計劃，而特朗普則在橢圓形辦公室坐著。

Despite the criticism, Republican Committee Chair French Hill defended the legislation, emphasizing the importance of encouraging innovation and maintaining US leadership in global finance.

儘管受到了批評，共和黨委員會主席法國希爾（French Hill）捍衛了這項立法，強調了鼓勵創新和維持美國在全球金融方面的領導地位的重要性。

"We should prefer more competition and private sector activity in setting digital asset policies," stated Hill.Mentioned in this article

希爾說：“我們應該更喜歡制定數字資產政策的競爭和私營部門活動。”