黃金 ETF 與比特幣 ETF：您應該選擇哪一個？

當您探索大量可用的投資選項時，黃金 ETF 和比特幣 ETF 是一個有趣的比較。一方面，黃金 ETF 有著穩定的歷史。

Gold ETFs, tracking the price of gold by investing in physical bullion or gold-related assets, offer a convenient way to gain exposure to the gold market. They are popular among risk-averse investors, who see them as a stable option for hedging against inflation and safeguarding wealth, especially during uncertain economic times.

黃金ETF透過投資實體金條或黃金相關資產來追蹤黃金價格，為獲得黃金市場曝險提供了便捷的方式。它們在規避風險的投資者中很受歡迎，他們認為它們是對沖通膨和保護財富的穩定選擇，尤其是在經濟不確定的時期。

On the other hand, Bitcoin ETFs are a fund that tracks Bitcoin’s price by holding actual Bitcoin in reserve. Several popular Bitcoin ETFs exist. You can trade them through traditional brokerage accounts, and spot Bitcoin ETFs provide more accurate price tracking than futures-based alternatives.

另一方面，比特幣ETF是一種透過持有實際比特幣儲備來追蹤比特幣價格的基金。存在幾種流行的比特幣 ETF。您可以透過傳統的經紀帳戶進行交易，而且現貨比特幣 ETF 比基於期貨的替代品提供更準確的價格追蹤。

Here's a deeper look at both types of ETFs, their unique characteristics, and how they align with different financial strategies. But which one fits your investment goals best, and what's the deeper significance behind these choices? Let's answer that.

以下是對這兩種類型的 ETF、它們的獨特特徵以及它們如何與不同的財務策略保持一致的更深入的了解。但哪一種最適合您的投資目標，這些選擇背後更深層的意義是什麼？我們來回答一下吧。

Gold ETFs: A Way to Invest in Gold Indirectly

黃金ETF：間接投資黃金的一種方式

Gold ETFs provide a straightforward way to invest in gold without the complications of buying and storing physical gold. Investing in gold ETFs allows you to gain exposure to gold’s price movements while enjoying the convenience of trading on stock exchanges. In that way, it’s just like regular stocks. These investment funds hold physical gold or allocate funds to gold-related securities. It’s easier for you to add gold to your portfolio without dealing with actual gold bars or coins.

黃金ETF提供了一種直接的黃金投資方式，無需購買和儲存實體黃金的複雜性。投資黃金ETF可以讓您了解黃金價格走勢，同時享受證券交易所交易的便利性。這樣，它就像普通股票一樣。這些投資基金持有實體黃金或將資金分配給黃金相關證券。您可以更輕鬆地將黃金添加到您的投資組合中，而無需處理實際的金條或金幣。

Here's what you need to know when considering gold ETFs:

以下是您在考慮黃金 ETF 時需要了解的資訊：

Gold ETFs are typically structured as exchange-traded funds (ETFs) that track the price of gold. They offer a convenient and cost-effective way to invest in gold without the hassle of buying and storing physical gold. Gold ETFs are usually listed on major stock exchanges, such as the NYSE or Nasdaq, and can be traded throughout the trading day.

黃金 ETF 通常採用追蹤黃金價格的交易所交易基金 (ETF) 結構。它們提供了一種便捷且經濟高效的黃金投資方式，無需購買和儲存實體黃金的麻煩。黃金ETF通常在紐約證券交易所或納斯達克等主要證券交易所上市，並且可以在整個交易日進行交易。

There are two main types of gold ETFs: physical gold ETFs and gold mining ETFs. Physical gold ETFs invest directly in physical gold bullion, while gold mining ETFs invest in the common stock of gold mining companies.

黃金ETF主要有兩種：實體黃金ETF和金礦ETF。實體黃金ETF直接投資於實體金條，而金礦ETF則投資於金礦公司的普通股。

Gold ETFs are typically considered a good investment for those who are looking to hedge against inflation or protect their wealth from market downturns. Gold is often viewed as a safe-haven asset, and gold ETFs provide a way to invest in gold without the risks associated with owning and storing physical gold.

對於那些希望對沖通膨或保護自己的財富免受市場低迷影響的人來說，黃金ETF通常被認為是一項不錯的投資。黃金通常被視為避險資產，黃金 ETF 提供了一種投資黃金的方式，而無需承擔與擁有和儲存實體黃金相關的風險。

However, gold ETFs are not without their risks. The value of gold ETFs can fluctuate significantly, and there is no guarantee that you will make a profit by investing in gold ETFs.

然而，黃金ETF並非沒有風險。黃金ETF的價值可能會大幅波動，並且不能保證您會透過投資黃金ETF獲利。

Bitcoin ETFs: A Way to Invest in Bitcoin Indirectly

比特幣 ETF：一種間接投資比特幣的方式

Bitcoin ETFs offer a way to invest in Bitcoin without needing to handle the cryptocurrency directly. They are a fund that tracks Bitcoin’s price by holding actual Bitcoin in reserve. You get direct exposure to Bitcoin’s price movements without needing to manage Bitcoin yourself. Several popular Bitcoin ETFs exist, and you can trade them through traditional brokerage accounts. Spot Bitcoin ETFs provide more accurate price tracking than futures-based alternatives.

比特幣 ETF 提供了一種無需直接處理加密貨幣即可投資比特幣的方式。它們是一種透過持有實際比特幣儲備來追蹤比特幣價格的基金。您可以直接了解比特幣的價格變動，而無需自行管理比特幣。存在多種流行的比特幣 ETF，您可以透過傳統的經紀帳戶進行交易。現貨比特幣 ETF 比基於期貨的替代品提供更準確的價格追蹤。

Here's what to consider when thinking about Bitcoin ETFs:

以下是考慮比特幣 ETF 時需要考慮的事項：

Bitcoin ETFs are a relatively new investment product, having only been approved by the SEC in 2024. However, they have quickly become one of the most popular ways to invest in Bitcoin.

比特幣 ETF 是一種相對較新的投資產品，直到 2024 年才獲得美國證券交易委員會 (SEC) 的批准。

There are two main types of Bitcoin ETFs: futures-based Bitcoin ETFs and spot Bitcoin ETFs. Futures-based Bitcoin ETFs invest in Bitcoin futures contracts, while spot Bitcoin ETFs hold actual Bitcoin in reserve.

比特幣ETF主要有兩種：基於期貨的比特幣ETF和現貨比特幣ETF。基於期貨的比特幣 ETF 投資於比特幣期貨合約，而現貨比特幣 ETF 則持有實際的比特幣儲備。

Bitcoin ETFs are usually considered a good investment for those who are looking to gain exposure to Bitcoin without the hassle of buying and storing cryptocurrency yourself. However, Bitcoin ETFs are not without their risks.

對於那些希望接觸比特幣而又不想自己購買和儲存加密貨幣的人來說，比特幣 ETF 通常被認為是一項不錯的投資。然而，比特幣 ETF 並非沒有風險。

The value of Bitcoin ETFs can fluctuate significantly, and there is no guarantee that you will make a profit by investing in Bitcoin ETFs.

比特幣 ETF 的價值可能會大幅波動，並且不能保證您會透過投資比特幣 ETF 獲利。

Gold ETF vs Bitcoin ETF: Key Differences to Note

黃金 ETF 與比特幣 ETF：需要注意的主要區別

Gold ETFs are designed to track the price of gold, while Bitcoin ETFs are designed to track the price of Bitcoin. Both types of ETFs offer a way to invest in these assets indirectly, but there are some key differences between them.

黃金ETF旨在追蹤黃金價格，而比特幣ETF則旨在追蹤比特幣價格。兩種類型的 ETF 都提供了一種間接投資這些資產的方式，但它們之間存在一些關鍵差異。

Gold ETFs are typically more stable than Bitcoin ETFs. The price of gold is less volatile than the price of Bitcoin, which means that gold ETFs are less likely to experience large price swings.

黃金 ETF 通常比比特幣 ETF 更穩定。黃金價格的波動性低於比特幣價格，這意味著黃金 ETF 不太可能經歷大幅價格波動。

Gold ETFs have a longer track record than Bitcoin ETFs. Gold ETFs were first introduced in 2004, while Bitcoin ETFs were only approved in 2024. This longer track record gives investors more confidence in the performance of gold ETFs.

黃金 ETF 的歷史記錄比比特幣 ETF 更長。黃金 ETF 於 2004 年首次推出，而比特幣 ETF 直到 2024 年才獲得批准。

Bitcoin ETFs are more directly exposed to the price of Bitcoin than gold ETFs. Gold ETFs can invest in physical gold bullion, gold futures contracts, or a combination of both. Bitcoin ETFs, on the other hand, must invest directly in Bitcoin.

比特幣 ETF 比黃金 ETF 更直接受到比特幣價格的影響。黃金ETF可以投資實體金條、黃金期貨合約或兩者的組合。另一方面，比特幣 ETF 必須直接投資於比特幣。

Which ETF Is Right for You?

哪一種 ETF 適合您？

When deciding between Gold and Bitcoin ETFs, here’s what you need to keep in mind:

在選擇黃金 ETF 和比特幣 ETF 時，您需要記住以下幾點：

Your investment goals: What are you trying to achieve with your investment? If you're looking for a stable investment that will help you preserve your capital, a Gold ETF might be a

您的投資目標：您想透過投資實現什麼目標？如果您正在尋找穩定的投資來幫助您保存資本，那麼黃金 ETF 可能是一個不錯的選擇