Fidelity Investments推出零費用比特幣（BTC），以太坊（ETH）和Litecoin（LTC）IRAS

富達投資正在啟動零費用退休計劃，該計劃將使投資者接觸三個主要的加密貨幣

Fidelity Investments has launched zero-fee retirement plans that will provide investors with exposure to three major cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), and Litecoin (LTC).

富達投資已經啟動了零收費的退休計劃，該計劃將為投資者提供三種主要的加密貨幣：比特幣（BTC），以太坊（ETH）和Litecoin（LTC）。

The product is available to US citizens over 18 who reside in states where Fidelity Digital Assets supports crypto individual retirement arrangements (IRAs). The asset manager is offering three different IRA plans.

該產品適用於18歲以上的美國公民，他們居住在富達數字資產支持加密個人退休安排（IRAS）的州。資產經理提供三種不同的IRA計劃。

The first plan is a tax-free Roth IRA, which allows investors to save for retirement with already taxed money, while the second is a more “traditional” IRA, which allows for tax-deferred potential earnings growth.

第一個計劃是免稅的Roth IRA，該計劃允許投資者以已徵稅的錢為退休儲蓄，而第二個則是更“傳統的” IRA，它允許延長稅收的潛在收益增長。

The third plan is a Rollover IRA, which enables investors to transfer funds from a former employer’s plan to an IRA, such as a 401(k), 403(b), or another IRA.

第三個計劃是Rollover IRA，它使投資者能夠將資金從前雇主的計劃轉移到IRA，例如401（k），403（b）或其他IRA。

To open a Fidelity Crypto IRA, investors must also hold a Fidelity brokerage IRA with the same registration type, which acts as a funding account.

要開設Fidelity Crypto IRA，投資者還必須擁有具有相同註冊類型的Fidelity Brokerage IRA，該註冊類型是融資帳戶。

Users can transfer funds from the linked brokerage IRA into the crypto IRA to execute trades. If an individual does not already hold a qualifying Fidelity brokerage IRA, the firm will open one in parallel when setting up the crypto IRA.

用戶可以將資金從鏈接的經紀IRA轉移到Crypto IRA中以執行交易。如果個人尚未擁有合格的保真經紀IRA，則在設置加密IRA時，該公司將同時開放。

The offering allows users to retain familiar features of traditional Fidelity retirement accounts, including beneficiary management.

該產品允許用戶保留傳統的忠實退休帳戶的熟悉功能，包括受益人管理。

The designated beneficiaries for the Fidelity Crypto IRA mirror those established on the user’s linked brokerage IRA. Customers can make changes to beneficiaries through the brokerage IRA platform.

Fidelity Crypto IRA的指定受益人反映了用戶鏈接的經紀IRA建立的受益人。客戶可以通過經紀IRA平台對受益人進行更改。

The move is the latest from Fidelity Digital Assets, Fidelity’s arm that focuses on crypto custody, trading, and management.

此舉是Fidelity Digital Assets，Fidelity的手臂的最新動作，該資產專注於加密貨幣，交易和管理。