聯邦調查局發布了五個警告，以幫助保護加密貨幣領域的投資者

聯邦調查局（FBI）發布了多個警告，以幫助保護加密貨幣領域的投資者。隨著騙局的增長越來越高

The Federal Bureau of Investigation (FBI) has released several warnings to help protect investors in the cryptocurrency space. As scams grow more advanced, the agency urges people to stay alert and informed.

聯邦調查局（FBI）發布了多個警告，以幫助保護加密貨幣領域的投資者。隨著騙局的增長越來越高，該機構敦促人們保持警惕並告知。

According to the agency, reports to the FBI’s Internet Crime Complaint Center (IC3) show billions of dollars lost in crypto fraud in just the past year alone. In 2023, there were more than 69,000 reports of crypto fraud.

該機構稱，向聯邦調查局的互聯網犯罪投訴中心（IC3）報告顯示，僅在過去的一年中，加密欺詐損失了數十億美元。在2023年，有69,000多個加密欺詐報告。

Here are five key warnings that every investor should understand:

以下是每個投資者都應該理解的五個關鍵警告：

Investment Scams Are Growing Rapidly

投資騙局正在迅速增長

The FBI says investment scams are the most common type of crypto fraud. They come in many forms, but they usually involve someone promising large returns with little or no risk. Scammers use fake websites and apps that look real. They create professional-looking charts, live price trackers, and fake testimonials.

聯邦調查局說，投資騙局是加密欺詐的最常見類型。它們有多種形式，但通常會涉及一個有望獲得巨額回報的人，幾乎沒有風險。騙子使用虛假的網站和外觀真實的應用程序。他們創建了外觀專業的圖表，實時價格跟踪器和虛假的推薦書。

Once someone invests, the scammer may even show fake profits to build trust. Then, when the victim tries to withdraw their money, the scammer vanishes or demands more payment.

一旦有人進行投資，騙子甚至可能會表現出虛假的利潤來建立信任。然後，當受害者試圖撤回錢時，騙子消失或要求更多付款。

These scams usually begin online. Social media and messaging apps are the main tools scammers use. A simple message offering a “great opportunity” can lead to large losses. The fraudster might be a friend on social media, a financial expert they met in a group chat, or a trader who claims to have special knowledge. They slowly gain the victim’s trust before introducing the fake investment.

這些騙局通常開始在線。社交媒體和消息傳遞應用程序是騙子使用的主要工具。提供“巨大機會”的簡單消息會導致巨大的損失。欺詐者可能是社交媒體上的朋友，他們在小組聊天中遇到的財務專家或聲稱有特殊知識的商人。他們在引入虛假投資之前慢慢獲得受害者的信任。

Older Adults Are Prime Targets

老年人是主要目標

People over the age of 60 are more likely to be victims of crypto fraud than any other age group. In 2023, seniors lost more than $1.6 billion to these schemes.

超過60歲以上的人比其他任何年齡段的人更有可能成為加密欺詐的受害者。 2023年，這些計劃的老年人損失了超過16億美元。

Scammers often contact them through social media or emails. They build a friendly or romantic relationship first. Later, they suggest investing in cryptocurrency.

騙子經常通過社交媒體或電子郵件與他們聯繫。他們首先建立了友好或浪漫的關係。後來，他們建議投資加密貨幣。

This tactic is known as a “pig butchering scam.” The term means the scammer 'fattens' the victim with attention before 'butchering' them financially.

這種策略被稱為“豬屠殺”。該術語意味著騙子在經濟上屠殺他們之前，請注意受害者。

These scams are especially dangerous because they play on emotions. The victim thinks they are helping someone they trust. The scammer may even promise marriage or a future together. Once the victim sends money, the scammer keeps asking for more, using excuses like taxes or fees. By the time the victim realizes it is fake, the money is gone.

這些騙局特別危險，因為它們在情緒上發揮作用。受害人認為他們正在幫助他們信任的人。騙子甚至可以保證婚姻或一起未來。受害者匯款後，騙子便不斷要求更多，使用稅收或費用等藉口。當受害者意識到這是假的時，錢就消失了。

Romance and Friendship Used as Tools in Crypto Scams

浪漫和友誼用作加密騙局的工具

Romance scams are another top warning from the FBI. These frauds involve fake relationships created online. The scammer pretends to care about the victim and gains their trust over time. After weeks or months, they introduce a crypto investment. They might say they have inside knowledge or access to a new platform.

浪漫史是聯邦調查局的另一個最高警告。這些欺詐涉及在線建立的假關係。騙子假裝關心受害者並隨著時間的推移獲得信任。幾週或幾個月後，他們引入了加密投資。他們可能會說他們有內部知識或進入新平台。

The victim feels emotionally connected and wants to support their partner. They send money, expecting profits. Instead, they are giving funds to a criminal. Sometimes, the scammer encourages the victim to take out loans or sell belongings. They can lose thousands or even millions before realizing the truth.

受害者感到情感上的聯繫，並希望支持他們的伴侶。他們寄錢，期望利潤。相反，他們正在向罪犯捐款。有時，騙子鼓勵受害人拿出貸款或出售財產。在意識到真相之前，他們可能會損失數千甚至數百萬。

The FBI says these scams are hard to detect because they happen slowly. There is no upfront pressure. Instead, the scammer carefully builds a believable story and waits until the victim is emotionally involved.

聯邦調查局說，這些騙局很難檢測到，因為它們發生緩慢。沒有前期壓力。取而代之的是，騙子小心翼翼地構建了一個可信的故事，然後等到受害者在情感上參與。

Scammers Pretend To Be Authorities

騙子假裝是當局

Many scams now involve criminals pretending to be from the government. Victims receive phone calls, emails, or texts that look official. The scammer says they are from the FBI, IRS, or another agency. They claim the victim is being investigated or that their funds are at risk. Sometimes, they say there is a national security issue.

現在，許多騙局都涉及假裝來自政府的罪犯。受害者會收到看起來正式的電話，電子郵件或文字。騙子說，它們來自聯邦調查局，國稅局或其他機構。他們聲稱受害者正在調查或他們的資金處於危險之中。有時，他們說存在國家安全問題。

To “protect” the money, the scammer tells the victim to convert their funds to crypto and send them to a safe wallet. Of course, that wallet belongs to the scammer. Victims panic and do as instructed, not realizing it’s all fake. The FBI says no agency will ever ask people to move their money in this way.

為了“保護”這筆錢，騙子告訴受害者將其資金轉換為加密貨幣，並將其送到安全的錢包中。當然，該錢包屬於騙子。受害者驚慌失措，並按照指示做，並沒有意識到這都是假的。聯邦調查局說，沒有代理商會要求人們以這種方式搬家。

These scams use fear to push quick action. Scammers often tell the victim not to speak to anyone else. They claim the situation is confidential or sensitive. The FBI says their officials do not operate like this. They do not contact people through social media or demand payment in cryptocurrency.

這些騙局利用恐懼推動快速行動。騙子經常告訴受害者不要與其他人說話。他們聲稱情況是機密或敏感的。聯邦調查局說，他們的官員不像這樣運作。他們不通過社交媒體與人聯繫，也不要求加密貨幣付款。

Recovery Scams Target Previous Victims

恢復騙局針對以前的受害者

The FBI warns that being scammed once does not mean the danger is over. Some criminals return to victims pretending to offer help. They claim they can recover lost funds. These “recovery scams” often use fake legal firms, security companies, or even pretend to be the FBI itself.

聯邦調查局警告說，曾經被騙並不意味著危險已經結束。一些罪犯返回假裝提供幫助的受害者。他們聲稱他們可以收回損失的資金。這些“恢復騙局”通常使用偽造的法律公司，安全公司，甚至假裝是聯邦調查局本身。

They ask for a fee to start the process. Sometimes they say the money will go toward court costs, lawyer fees, or crypto unlocking tools. Victims who are desperate to get their money back pay the fee. But after the payment, the scammer disappears again.

他們要求收費開始該過程。有時他們說這筆錢將用於法院費用，律師費或加密貨幣解鎖工具。迫切希望獲得錢的受害者支付了費用。但是付款後，騙子再次消失。

In some cases, the scammer sells the victim’s contact information to others, starting a new wave of fraud. The FBI advises that people should never pay anyone who claims they can recover lost crypto. Real law enforcement does not charge fees to investigate crimes.

在某些情況下，騙子將受害者的聯繫信息出售給其他人，開始新的欺詐浪潮。聯邦調查局建議人們永遠不要向任何聲稱自己可以恢復失去加密的人付錢。真正的執法部門不收取費用來調查犯罪。

The FBI’s Data and Regional Trends

聯邦調查局的數據和區域趨勢

In 20

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