4 ETF，每個嬰兒潮一代都可能想在2023年考慮

安全，高收益的交易所交易資金可以幫助減輕退休壓力。嬰兒潮一代正在跳入比特幣，作為避風港的資產。這不是一個糟糕的舉動，尤其是在親克萊托普總統特朗普回到白宮的行動。

Baby boomers are a generation that is known for its hard work and dedication. They have spent their lives building careers and families, and now they are finally approaching retirement. For many baby boomers, the goal is to have a comfortable and stress-free retirement.

嬰兒潮一代是以其艱苦的工作和奉獻精神而聞名的一代。他們一生都在建立職業和家庭，現在他們終於接近退休。對於許多嬰兒潮一代，目標是要有舒適的壓力退休。

One way to achieve this goal is to generate a good deal of passive income. This can be done by investing in safe, high-yielding exchange-traded funds, or ETFs. Here are a few ETFs that every baby boomer may want to consider.

實現這一目標的一種方法是產生大量的被動收入。這可以通過投資於安全，高產交易所交易的資金或ETF來完成。這是每個嬰兒潮一代都想考慮的幾個ETF。

Vanguard Real Estate ETF

先鋒房地產ETF

If you are looking for a way to get exposure to the real estate market without having to buy and sell properties yourself, then you may want to consider the Vanguard Real Estate ETF (NYSEARCA:VNQ). This ETF tracks the performance of the MSCI US Investable Market Real Estate 25/50 Index.

如果您正在尋找一種不必自己買賣房地產市場的方法來接觸房地產市場，那麼您可能需要考慮Vanguard房地產ETF（Nysearca：VNQ）。該ETF跟踪MSCI美國可投資市場房地產25/50指數的性能。

With an expense ratio of 0.13%, a yield of 3.74%, and 160 holdings, including a great deal of real estate investment trusts (REITs), VNQ is a safe, long-term real estate opportunity.

VNQ的費用比率為0.13％，收益率為3.74％和160個持股，包括大量房地產投資信託（REITS），VNQ是一個安全，長期的房地產機會。

What makes it even more attractive is the recovery in commercial real estate. According to analysts at Deloitte, the CRE market is showing signs of recovery in 2025, with some predicting a generational opportunity, as noted in Deloitte’s 2025 Commercial Real Estate Outlook.

使它更具吸引力的是商業房地產的恢復。根據德勤的分析師的說法，CRE市場在2025年顯示出恢復的跡象，其中一些人預測了世代相傳的機會，正如德勤（Deloitte）2025年的2025年商業房地產前景中所指出的那樣。

ProShares Bitcoin Strategy ETF

Proshares比特幣策略ETF

Baby boomers are jumping into Bitcoin, as a safe haven asset. That’s not a bad move, especially with pro-crypto President Trump back in The White House, and analysts now calling for $200,000 Bitcoin later this year. Evercore ISI analysts recently called for $150,000 Bitcoin.

嬰兒潮一代正在跳入比特幣，作為避風港的資產。這並不是一個糟糕的舉動，尤其是在親克萊托普總統的特朗普回到白宮，分析師現在呼籲在今年晚些時候撥款200,000美元。 Evercore ISI分析師最近要求$ 150,000比特幣。

One way to take advantage of Bitcoin upside is with the ProShares Bitcoin Strategy ETF (NYSEARCA:BITO). With $1.8 billion under management and an expense ratio of 0.95%, the BITO ETF mimics the price of Bitcoin as closely as possible without investing in the cryptocurrency itself. It last paid a monthly dividend of $1.113 on December 23. BITO is also seeing strong inflows. Over the last month, it saw net flows of 86.16 million.

利用比特幣上漲空間的一種方法是Proshares比特幣策略ETF（Nysearca：Bito）。 Bito ETF的管理率為18億美元，費用比率為0.95％，在不投資加密貨幣本身的情況下，盡可能地模仿了比特幣的價格。它上次支付了12月23日的每月股息1.113美元。Bito也看到了強勁的流入。在過去的一個月中，它的淨流量為8616萬。

ProShares S&P 500 Dividend Aristocrats ETF

Proshares S＆P 500股息貴族ETF

There’s also the ProShares S&P 500 Dividend Aristocrats ETF (CBOE:NOBL). One of the best ways to generate reliable income is by investing in dividend aristocrats because they’re among the most reliable dividend payers. Not only have these stocks paid out dividends for more than 25 years, but they’re also some of the most reliable companies on the planet even in the worst of times.

還有ProShares S＆P 500股息貴族ETF（CBOE：NOBL）。產生可靠收入的最佳方法之一是投資股息貴族，因為它們是最可靠的股息付款人。這些股票不僅支付了25年以上的股息，而且即使在最糟糕的時候，它們也是地球上最可靠的公司。

And while you could always buy a basket of aristocrats, you can instead pick up the NOBL ETF, which holds 66 of them and yields 2.46%. Its expense ratio is 0.35%. Making it even more attractive, it’s been trending higher (with the exception of the 2020 drop along with a massive market pullback) since 2013.

雖然您總是可以購買一籃子貴族，但您可以拿起Nobl ETF，其中有66個貴族ETF，產生了2.46％。它的費用比率為0.35％。自2013年以來，它變得更加吸引人，它一直在更高（2020年下降以及大量市場下降）。

Schwab US Dividend Equity ETF

Schwab US股息權益ETF

There’s also the Schwab US Dividend Equity ETF (NYSEARCA:SCHD). With an expense ratio of 0.06%, the ETF tracks the total return of the Dow Jones U.S. Dividend index. It also yields 3.58% and has holdings in Amgen, AbbVie, Home Depot, Cisco Systems, Broadcom, Chevron, UPS, and Coca-Cola.

還有Schwab US股息權益ETF（Nysearca：Schd）。 ETF的費用比為0.06％，跟踪道瓊斯瓊斯美國股息指數的總回報。它還產生3.58％的股份，並在Amgen，Abbvie，Home Depot，Cisco Systems，Broadcom，Chevron，UPS和可口可樂中擁有持股。

The ETF includes a total of 103 dividend stocks. So, by buying into the ETF, you’re diversified with a great deal of dividend stocks. Plus, the fund tracks the Dow Jones U.S. Dividend 100. Even better, the SCHD has also been in a strong uptrend (again, with the exception of the 2020 market mess), returning just under 400% since 2011.

ETF總共包括103個股息股。因此，通過購買ETF，您會以大量的股息股票多元化。此外，該基金跟踪道瓊斯瓊斯美國股息100。更好的是，SCHD也處於強大的上升趨勢（同樣，除了2020年的市場混亂之外），自2011年以來返回不到400％。