數據隱私週：5個智能習慣，以確保您的財務數據安全

隨著數字世界的擴大，我們的個人和財務信息的風險也隨之而來。隨著網絡犯罪分子不斷創新，保護您的財務數據從未如此關鍵。

As the digital realm continues to expand, so do the threats to our personal and financial information. With cybercriminals constantly innovating their techniques, safeguarding your financial data has become paramount. Data Privacy Week serves as a crucial reminder to reinforce online security, and Visa has stepped up with some essential tips to help you stay ahead of potential threats.

隨著數字領域的不斷擴大，對我們的個人和財務信息的威脅也是如此。通過網絡犯罪分子不斷創新他們的技術，保護您的財務數據變得至關重要。數據隱私周是加強在線安全性的至關重要的提醒，Visa提出了一些基本技巧，以幫助您領先於潛在的威脅。

1. Tokenisation: The Smart Way to Pay Online

1。Tokenisation：在線付款的明智方式

When you encounter the term 'tokenisation' in the realm of digital payments, it essentially refers to a process that shields your card details from direct exposure during transactions. Instead of sharing your actual card number, a unique token is generated and used in its place, protecting your credentials from prying eyes. This makes it virtually impossible for fraudsters to access your financial data.

當您在數字付款領域遇到“ tokenisation”一詞時，它實際上是指一個過程，該過程屏蔽了您的卡詳細信息在交易過程中的直接曝光。與其共享您的實際卡號，而是在其位置生成和使用唯一的令牌，從而保護您的憑據免受撬動的眼光。這幾乎使欺詐者無法訪問您的財務數據。

The next time you embark on an online shopping spree, keep an eye out for the option of tokenised payments on trusted platforms. By choosing this method, you can enjoy a seamless and secure checkout experience, ensuring peace of mind as you complete your purchases.

下次您開始進行在線購物狂歡時，請密切注意可信賴平台上的令牌付款。通過選擇這種方法，您可以享受無縫且安全的結帳體驗，並在完成購買時確保安心。

2. Public Wi-Fi: A Hacker’s Playground

2。公共Wi-Fi：黑客遊樂場

While free Wi-Fi may be a tempting convenience, it's important to be aware of the inherent risks, especially when it comes to your financial data. Hackers can easily intercept data on unsecured networks, making your banking details highly vulnerable.

雖然免費的Wi-Fi可能是一個誘人的便利性，但重要的是要了解固有的風險，尤其是在您的財務數據方面。黑客可以輕鬆地攔截無抵押網絡上的數據，從而使您的銀行詳細信息極為脆弱。

If you absolutely must access your financial accounts while connected to public Wi-Fi, consider using a Virtual Private Network (VPN) to encrypt your connection and keep cybercriminals at bay. This extra layer of protection will help ensure that your sensitive information remains safe from prying eyes.

如果您絕對必須在連接到公共Wi-Fi時訪問財務帳戶，請考慮使用虛擬專用網絡（VPN）加密您的連接並使網絡犯罪分子保持範圍。這種額外的保護層將有助於確保您的敏感信息保持不受窺視的影響。

3. Two-Factor Authentication: A Double Layer of Defense

3。兩因素身份驗證：雙層防禦

In this day and age, relying solely on passwords to protect your financial accounts is no longer sufficient. To enhance security, enable two-factor authentication (2FA) for an additional layer of protection.

在當今時代，僅依靠密碼來保護您的財務帳戶就不再足夠了。為了提高安全性，請啟用兩因素身份驗證（2FA）以獲得額外的保護層。

When you attempt to log in to your accounts, you'll be prompted to provide a second form of verification, such as a one-time passcode sent to your phone or a biometric scan. This extra step makes it significantly harder for unauthorised users to gain access to your accounts, even if they somehow manage to obtain your password.

當您嘗試登錄帳戶時，會提示您提供第二種形式的驗證，例如發送到手機的一次性密碼或生物識別掃描。這個額外的步驟使未經授權的用戶很難獲得您的帳戶訪問權，即使他們設法以某種方式獲取了您的密碼。

4. Strong, Unique Passwords: Your First Line of Defense

4。強，獨特的密碼：您的第一道防線

Weak passwords are like an open invitation for cybercriminals to breach your accounts. To prevent this, always use strong, unique passwords for each of your financial accounts. Aim for long, complex combinations that include a mix of upper and lowercase letters, numbers, and special characters.

弱密碼就像是對網絡犯罪分子違反您的帳戶的公開邀請。為了防止這種情況，請始終為每個財務帳戶使用強，獨特的密碼。瞄準長，複雜的組合，包括上下小寫字母，數字和特殊字符的混合。

Better yet, consider using a password manager to keep track of your unique passwords securely, without the hassle of trying to remember them all. This way, you can have the best of both worlds: strong passwords and the convenience of not having to recall each one individually.

更好的是，請考慮使用密碼管理器安全地跟踪您的唯一密碼，而不會試圖記住所有密碼。這樣，您可以兩全其美地擁有最好的：強密碼和不必單獨召回每個人的便利性。

5. Verify Before You Click: Stick to Secure Websites and Apps

5。單擊之前驗證：堅持使用以保護網站和應用程序

Before you whip out your payment details and enter them on a website or app, take a moment to verify whether the URL begins with "https://" and if there's a padlock icon present in the address bar — these indicators confirm that the site is encrypted and secure.

在撥出付款詳細信息並在網站或應用程序上輸入之前，請花一點時間驗證URL是否以“ https：//”開頭，如果地址欄中存在掛鎖圖標，則這些指標確認了該網站被加密和安全。

When it comes to downloading financial apps, always do so from official platforms like the App Store or Google Play. This helps prevent malicious software from infiltrating your device and compromising your sensitive data.

在下載財務應用程序時，請務必從應用商店或Google Play等官方平台上進行此操作。這有助於防止惡意軟件滲透您的設備並損害敏感數據。

By adopting these simple yet effective security habits, you can minimise the risks to your financial data and navigate the digital landscape with confidence. Cyber threats may be evolving, but with awareness and proactive measures, you can stay one step ahead.

通過採用這些簡單而有效的安全習慣，您可以最大程度地降低財務數據的風險，並充滿信心地瀏覽數字景觀。網絡威脅可能正在發展，但是要採取意識和積極的措施，您可以領先一步。

Take charge of your financial privacy this Data Privacy Week — because staying secure is not just an option; it's a necessity.

負責您的財務隱私本週隱私週 - 因為保持安全不僅是一種選擇；這是必需的。