交易量最高的 6 種加密貨幣——你也應該投資嗎？

比特幣是最知名的加密貨幣，其價值在 2024 年已躍升超過 135%。

Cryptocurrency has had a banner year in 2024, with Bitcoin leading the charge and minting new millionaires. But which cryptocurrencies saw the highest trading volume in 2024? And more importantly, should you consider adding them to your portfolio, too?

加密貨幣在 2024 年迎來了輝煌的一年，比特幣引領潮流並創造了新的百萬富翁。但 2024 年哪些加密貨幣的交易量最高？更重要的是，您是否也應該考慮將它們添加到您的投資組合中？

Here’s a look at the six cryptocurrencies with the highest trading volume in 2024.

以下是 2024 年交易量最高的六種加密貨幣。

1. Tether, USD Coin and Other Stablecoins

1. Tether、美元幣和其他穩定幣

The coin with the highest trading volume isn’t actually an investment coin, but a stablecoin. As of this writing, Tether saw a 24-hour trading volume of 186.44 billion, according to Yahoo Finance’s volume rankings.

交易量最高的幣其實不是投資幣，而是穩定幣。根據雅虎財經的交易量排名，截至撰寫本文時，Tether 的 24 小時交易量為 1,864.4 億美元。

Stablecoins are tied to a specific currency. In the case of Tether and USD Coin (the coin with the sixth-highest volume), they’re designed to trade at the same price as the U.S. dollar. They work by backing each coin with an actual dollar in a real bank account.

穩定幣與特定貨幣掛鉤。就 Tether 和美元硬幣（交易量排名第六的硬幣）而言，它們的交易價格與美元相同。他們的工作方式是用真實銀行帳戶中的實際美元來支持每枚硬幣。

“These aren’t investments; they function more like the crypto equivalent of cash,” explained Joe DiSanto, financial consultant and founder of Play Louder. “They’re frequently used when buying or selling cryptocurrencies or holding funds temporarily. Their high trading volume reflects this utility, not investment potential.”

“這些不是投資；而是投資。”它們的功能更像是現金的加密貨幣，」財務顧問兼 Play Louder 創始人 Joe DiSanto 解釋道。 「它們在買賣加密貨幣或臨時持有資金時經常使用。它們的高交易量反映了這種效用，而不是投資潛力。

In other words, people use them like a real currency: to pay for things or otherwise transfer value. But they aren’t designed to go up in value — quite the opposite, in fact.

換句話說，人們將它們當作真正的貨幣來使用：用於支付物品或以其他方式轉移價值。但它們並不是為了升值而設計的——事實上恰恰相反。

2. Bitcoin

2. 比特幣

The first and most famous of all cryptocurrencies, everyone knows Bitcoin.

所有加密貨幣中第一個也是最著名的，每個人都知道比特幣。

Nic Puckrin, the CEO and co-founder of crypto education platform CoinBureau, made the case for Bitcoin:

加密貨幣教育平台 CoinBureau 的執行長兼聯合創始人 Nic Puckrin 為比特幣做了闡述：

“To the skeptics, I would say that Bitcoin is the only asset in the world where a protocol-defined supply is not impacted by price,” Puckrin said. “It’s the only fully permissionless and decentralized asset that cannot be seized by a higher power. It’s the only asset that can be easily stored and sent without the need for a third party.

「對於懷疑論者，我想說比特幣是世界上唯一一種協議定義的供應不受價格影響的資產，」帕克林說。 「這是唯一一種完全無需許可且去中心化的資產，不能被更高權力奪取。它是唯一可以輕鬆儲存和發送而無需第三方的資產。

“Moreover, the U.S. is considering a Bitcoin strategic reserve, and the BlackRock IBIT [exchange-traded fund] ETF was the fastest growing in history. More importantly, people all around the world are using it as a medium of exchange and store of value.”

「此外，美國正在考慮建立比特幣戰略儲備，而貝萊德 IBIT（交易所交易基金）ETF 是歷史上成長最快的。更重要的是，世界各地的人們都在使用它作為交換媒介和價值儲存手段。

Puckrin makes a compelling case, and the coin’s performance in 2024 has certainly exceeded expectations. Just don’t bet the proverbial farm on Bitcoin, or any other cryptocurrency.

Puckrin 提出了一個令人信服的案例，該代幣在 2024 年的表現肯定超出了預期。只是不要把眾所周知的農場押注於比特幣或任何其他加密貨幣。

3. Ethereum

3.以太坊

The third-highest cryptocurrency by trading volume comes as no surprise: Bitcoin’s not-so-little brother Ethereum.

以交易量計算第三大加密貨幣毫不意外：比特幣的兄弟以太坊。

While it hasn’t exploded in value at the same pace as Bitcoin this year, Ethereum hasn’t exactly slacked off, either. The coin is up over 46% year-to-date in 2024, and over 60% over the last 12 months.

雖然今年以太坊的價值沒有像比特幣那樣爆炸性增長，但它也沒有完全放緩。 2024 年迄今，該代幣的漲幅超過 46%，在過去 12 個月漲幅超過 60%。

“Ethereum makes trading history accessible to users,” explained Melanie Musson, a finance expert with Clearsurance.com. “Traders who love to dig deep into transactions can access as much information as they want.”

Clearsurance.com 的金融專家 Melanie Musson 解釋說：“以太坊讓用戶可以訪問交易歷史。” “喜歡深入挖掘交易的交易者可以獲得盡可能多的信息。”

But the appeal doesn’t end there. Alexandr Sharilov, CEO at CoinDataFlow.com, noted that the code backbone behind Ethereum offers plenty of utility and room to grow.

但上訴並未就此結束。 CoinDataFlow.com 執行長 Alexandr Sharilov 指出，以太坊背後的程式碼主幹提供了充足的實用性和成長空間。

“Ethereum is the basis of the decentralized finance (DeFi) peer-to-peer financial platform and NFT,” Sharilov explained. “There is a lot of development going on, and over time there are plans to move to Ethereum 2.0, which should reduce energy consumption. After all, it is because of Ethereum’s high energy consumption that transaction fees are high.”

「以太坊是去中心化金融（DeFi）點對點金融平台和 NFT 的基礎，」Sharilov 解釋道。 「正在進行大量的開發工作，隨著時間的推移，我們計劃轉向以太坊 2.0，這應該會減少能源消耗。畢竟，正是因為以太坊的高能耗，才導致交易費用高。

4. Max Property

4. 最大財產

Some cryptocurrencies are backed by physical assets in the real world.

一些加密貨幣是由現實世界中的實體資產支持的。

In the case of the fourth-highest traded coin, Max Property, that means the Himana Condotel & Residence in Bali, Indonesia. Buying a coin gives you fractional ownership in property.

就交易量第四高的硬幣 Max Property 而言，這意味著印度尼西亞巴厘島的 Himana Condotel & Residence。購買硬幣可以讓您獲得財產的部分所有權。

In a highly volatile format, it should be noted. Real estate values remain relatively stable precisely because they’re so illiquid. When you add instant liquidity to an asset, it creates just as instant volatility and room for value distortion by speculators, rather than long-term investors.

在高度不穩定的格式中，應該注意這一點。房地產價值保持相對穩定正是因為它們的流動性太差。當你為資產添加即時流動性時，它會產生即時波動，並為投機者（而不是長期投資者）帶來價值扭曲的空間。

5. Solana

5.索拉納

Solana remains a coin just outside the mainstream financial media coverage, outside the spotlight of Bitcoin and Ethereum but with billions in trading volume nonetheless.

Solana 仍然是一種不在主流金融媒體報道之外、不在比特幣和以太坊關注範圍內的加密貨幣，但交易量卻高達數十億美元。

“Solana is very fast with low fees, making it ideal for large DeFi projects,” noted Sharilov. “However, the network has experienced outages, so there are currently concerns about its centralization.”

「Solana 速度非常快，費用低廉，非常適合大型 DeFi 項目，」Sharilov 指出。 “然而，該網絡出現了中斷，因此目前人們對其集中化感到擔憂。”

Consider moving forward with caution, but also note that Solana has outperformed both Bitcoin and Ethereum this year, rising over 150%.

請謹慎考慮，但也要注意，Solana 今年的表現優於比特幣和以太坊，漲幅超過 150%。

6. Dogecoin

6.狗狗幣

A coin that started as an ironic joke about the made-up value of crypto

一枚硬幣，最初是關於加密貨幣虛構價值的諷刺笑話