預計 2025 年將成為焦點的 5 個加密貨幣趨勢

2024 年將作為加密貨幣歷史上具有里程碑意義的一章被銘記。來自對比特幣監管金融產品的主流需求激增

The year 2024 will surely be etched in the annals of crypto history. From surging mainstream demand for Bitcoin-regulated financial products to an expected crypto-friendly White House, the Web3 industry has made significant strides despite facing challenges along the way.

2024 年必將載入加密貨幣史冊。從對比特幣監管的金融產品的主流需求激增到預期的加密貨幣友善白宮，Web3 產業儘管面臨挑戰，但仍取得了重大進展。

As the industry's resilience finally pays off, it's now setting its sights on another promising year. Hopes for regulatory clarity converge with years of innovation and development. Experts are closely watching emerging trends poised to not only redefine the crypto landscape but also affect the world as a whole.

隨著該行業的韌性終於得到回報，它現在將目光投向了另一個充滿希望的一年。對監管清晰度的希望與多年的創新和發展一致。專家們正在密切關注新興趨勢，這些趨勢不僅會重新定義加密貨幣格局，還會影響整個世界。

To explore what lies ahead, Cointelegraph has compiled a list of key crypto trends expected to take center stage in the months to come.

為了探索未來的發展趨勢，Cointelegraph 編制了一份預計將在未來幾個月佔據中心舞台的關鍵加密貨幣趨勢清單。

RWAs: The use case to watch in 2025

RWA：2025 年值得關注的用例

If you have never heard about it, make a note of this word: tokenization. It refers to the art of turning traditional assets into tokens, making them tradable, even in small fractions.

如果您從未聽說過，請記下這個詞：標記化。它指的是將傳統資產轉化為代幣的藝術，使它們可以交易，即使是小部分。

Developers, investors and companies from a range of industries were enraptured by the tokenization of real-world assets (RWAs) fever in 2024, as it unlocks liquidity for traditionally nonliquid assets, such as real estate, and allows people around the world to access investments not always accessible to small investors.

來自各行各業的開發商、投資者和公司對 2024 年現實世界資產代幣化 (RWA) 熱潮感到興奮，因為它釋放了房地產等傳統非流動資產的流動性，並允許世界各地的人們進行投資小投資者並不總是可以獲得。

“RWAs are the use case to watch in 2025. The value of tokenized assets will double in the year,” predicts Sergey Gorbunov, CEO of Interop Labs and co-founder of Axelar Network.

Interop Labs 執行長兼 Axelar Network 聯合創始人 Sergey Gorbunov 預測：“RWA 是 2025 年值得關注的用例。代幣化資產的價值將在這一年翻倍。”

Gorbunov’s view is followed by venture capital firm a16z. In its annual report on trends in the crypto and blockchain industry, the VC said that “tokenizing unconventional assets could redefine income generation in the digital age.”

創投公司a16z也遵循戈爾布諾夫的觀點。該風險投資公司在其關於加密貨幣和區塊鏈行業趨勢的年度報告中表示，“非常規資產的代幣化可以重新定義數位時代的收入產生。”

According to data from RWA.xyz, the total value of tokenized assets now stands at nearly $13.9 billion, a 67% jump from $8.3 billion in January.

根據 RWA.xyz 的數據，代幣化資產的總價值目前接近 139 億美元，比 1 月的 83 億美元成長 67%。

Real-world assets onchain are now worth over $13.8 billion. Source: RWA.xyz

現實世界的鏈上資產目前價值超過 138 億美元。資料來源：RWA.xyz

Financial institutions are now looking at risk frameworks for tokenized assets. In other words, they want to ensure compliance with legal requirements, security risks and market volatility issues are addressed. According to Gurbunov:

金融機構現在正在研究代幣化資產的風險框架。換句話說，他們希望確保遵守法律要求、解決安全風險和市場波動問題。根據古爾布諾夫的說法：

Related: Tokenized RWAs are ’a $30-trillion opportunity’ — Polygon exec

相關：代幣化 RWA 是「一個價值 30 兆美元的機會」——Polygon 高層

ID checks by AI agents

AI 代理進行身份檢查

Several protocols have been working on ways to provide ID verification onchain over the past few years.

在過去的幾年裡，一些協議一直在研究提供鏈上身份驗證的方法。

One of the advancements in this field is undoubtedly the emergence of zero-knowledge (ZK) proofs, a technology that allows a human to prove themselves without revealing any personal information. Startups developing this technology include Worldcoin, ONCHAINID and RisedID, to name a few.

該領域的進步之一無疑是零知識（ZK）證明的出現，這項技術允許人類在不洩露任何個人資訊的情況下證明自己。開發這項技術的新創公司包括 Worldcoin、ONCHAINID 和 RishedID 等。

Moving forward, onchain biometric verification is expected to be increasingly powered by artificial intelligence. In other words, you will be checked for your identity autonomously onchain by an AI. This may sound like something out of a sci-fi movie, but it’s just an example of AI and blockchain coming together.

展望未來，鏈上生物辨識驗證預計將越來越多由人工智慧提供支援。換句話說，人工智慧將在鏈上自主檢查您的身分。這聽起來像是科幻電影中的場景，但這只是人工智慧和區塊鏈結合的一個例子。

“We expect to see automated biometrics and/or government ID checks become the norm, not the exception,” said Civic CEO Chris Hart. He continued:

Civic 執行長 Chris Hart 表示：“我們希望看到自動生物識別和/或政府身份檢查成為常態，而不是例外。”他繼續說：

Related: Crypto trends shaping the Middle East’s blockchain future

相關：加密貨幣趨勢塑造中東區塊鏈的未來

DePINs to take off

DePINs 即將起飛

Community-driven energy services, online storage and internet connectivity are already a reality through decentralized physical infrastructure networks, or DePINs.

透過去中心化實體基礎設施網路（DePIN），社區驅動的能源服務、線上儲存和網路連線已成為現實。

DePINs allow users to become stakeholders in the network, meaning they can own a piece of the infrastructure they use, thus creating new opportunities for financial inclusion.

DePIN 允許用戶成為網路中的利益相關者，這意味著他們可以擁有自己使用的基礎設施的一部分，從而為普惠金融創造新的機會。

Borderless Capital, a venture firm pouring millions of dollars into DePIN protocols, claims the sector holds “the most compelling opportunity” in Web3.

Borderless Capital 是一家向 DePIN 協議投入數百萬美元的風險投資公司，聲稱該行業擁有 Web3 中「最引人注目的機會」。

“It is the only Web3 vertical generating revenue and fundamentals with zero correlation to the crypto market, delivering real-world value,” Álvaro Gracia, partner at Borderless, told Cointelegraph.

Borderless 合夥人 Álvaro Gracia 告訴 Cointelegraph：“它是唯一一個能夠產生收入和基本面且與加密市場零相關的 Web3 垂直行業，能夠提供現實世界的價值。”

According to data aggregated by DePIN.Ninja, the market capitalization of DePIN protocols has exceeded $50 billion.

根據 DePIN.Ninja 匯總的數據，DePIN 協議的市值已超過 500 億美元。

More yields from Bitcoin

比特幣帶來更多收益

Finally, it is impossible to discuss 2025 without mentioning Bitcoin ( BTC ) $93,592 . Once a discredited asset, Bitcoin has made significant strides over the past decade, earning adoption within Wall Street and solidifying its position in the financial landscape.

最後，討論 2025 年就不能不提到比特幣（BTC）93,592 美元。比特幣曾經是一種信譽不佳的資產，但在過去十年中取得了重大進展，贏得了華爾街的採用，並鞏固了其在金融領域的地位。

While developers still struggle with possible upgrades to a network that now has more stakeholders than ever before, startups are exploring alternative ways to unlock yield generation for holders.

儘管開發者仍在努力解決網路升級的問題，但現在擁有比以往更多的利益相關者，新創公司正在探索其他方法來為持有者釋放收益。

“This is the natural need for holders, including the retail and institution. This is the native demand for holders,” said Kevin He of Bitlayer, a Bitcoin layer-2 protocol backed by asset manager firm Franklin Templeton.

「這是持有者的自然需求，包括散戶和機構。這是持有者的原生需求，」資產管理公司富蘭克林鄧普頓支持的比特幣第 2 層協議 Bitlayer 的 Kevin He 表示。

According to He, not only investors but also large holders of BTC, such as MicroStrategy, are looking for additional sources of revenue through the fusion of Bitcoin and decentralized finance.

何表示，不僅是投資者，還有 MicroStrategy 等 BTC 的大持有者，都在透過比特幣和去中心化金融的整合來尋找額外的收入來源。