加密貨幣市場在2024年第一季度損失了16.7億美元的黑客和騙局

Certik報告說，在2024年第一季度，加密貨幣市場損失了16.7億美元。 Bybit Hack成為最大的駭客

The crypto market experienced losses of $1.67 billion in the first quarter of 2024 due to hacks and scams, according to a CertiK report. The Bybit hack was the largest, followed by the Phemex heist, and the Infini exploit.

根據Certik報告，由於黑客和騙局，加密貨幣市場在2024年第一季度遭受了16.7億美元的損失。 Bybit Hack是最大的，其次是Phemex Heist和Infini漏洞。

These hacks represent a 300% surge from the previous quarter and encompass various types of attacks, including social engineering, phishing, contract manipulation, private key breaches, and more.

這些黑客攻擊了上一季度的300％激增，包括各種類型的攻擊，包括社會工程，網絡釣魚，合同操縱，私鑰違規等。

These occurrences arrive at a time when major institutions are showing increasing interest in digital assets, launching ETFs and other financial products.

這些事件到達主要機構對數字資產，啟動ETF和其他金融產品的興趣日益增加的時期。

There’s a pressing need to eliminate the negative aspects of the crypto market and promote sustainable offerings.

迫切需要消除加密市場的負面方面並促進可持續產品。

One potential solution lies in embedding ethical finance principles within crypto projects.

一種潛在的解決方案在於將道德金融原則嵌入加密項目中。

Projects like Caiz are already offering ethically compliant products that prioritize security and transparency, ultimately leading to greater crypto adoption.

CAIZ等項目已經提供了優先級安全和透明度的道德符合性產品，最終導致採用更大的加密貨幣。

Let’s delve into how.

讓我們深入研究如何。

Crypto’s Ethics Problem: Can We Fix It?

加密的道德問題：我們可以解決嗎？

The crypto market is rife with scam and shady projects. It’s difficult to keep track of the unethical schemes that crypto facilitates and scams it suffers from.

加密市場充滿了騙局和陰暗項目。很難跟踪加密貨幣促進和騙局的不道德計劃。

Did you hear about the zkLEND hacker who stole $9.6 million in ETH? The hacker tried to use Tornado Cash to sell the ETH and ended up losing all of it to a phishing site disguised as Tornado Cash.

您是否聽說過Zklend Hacker偷走了960萬美元的ETH？這位黑客試圖使用龍捲風現金出售ETH，並最終將其全部丟給了偽裝成龍捲風現金的網站。

Despite enhanced security protocols and the global regulatory movement towards crypto, the situation remains largely unchanged. Bad actors continue to evolve, and risks persist across the ecosystem.

儘管安全協議加強和向加密貨幣的全球監管運動，但這種情況仍然在很大程度上保持不變。不良行為者繼續發展，並在整個生態系統中持續存在風險。

The negatives outweigh the positives.

負面因素大於積極因素。

There’s been a lot of discussion about whether crypto, as a technology, can actually lead to ethical or positive outcomes for society.

關於加密作為一種技術，有很多討論是否可以為社會帶來道德或積極的成果。

Several debates rage around whether cryptocurrency as a technology application supports any ethical or moral outcomes for the society at large. The other considerations that back the viability of the current crypto projects are pragmatism or politics.

幾項關於加密貨幣作為技術應用程序是否支持整個社會的道德或道德成果的辯論。支持當前加密項目的可行性的其他考慮因素是實用主義或政治。

By pragmatism we mean whether a project is capable of creating any real world utility or economic value. There are blockchain ecosystems like Ethereum, Bitcoin, Cardano, Avalanche, Chia, Caiz, Algorand, etc., that cater to real world use cases.

通過實用主義，我們的意思是一個項目是否能夠創造任何現實世界的實用性或經濟價值。有區塊鏈生態系統，例如以太坊，比特幣，卡丹諾，雪崩，Chia，Caiz，Algorand等，可以滿足現實世界用例。

Bitcoin powers peer-peer cross border transactions, pulling third-world citizens away from the unstable home countries and granting financial inclusion. Bitcoin and many other payment networks like Caiz Finance may be the answer for banking the $2 billion unbanked population, including Muslims.

比特幣的權力在同行交叉邊境交易中，將第三世界的公民從不穩定的祖國撤離並授予金融包容性。比特幣和許多其他支付網絡（例如CAIZ Finance）可能是銀行擁有20億美元未銀行人口的答案，其中包括穆斯林。

Ethereum, Cardano, Algorand, and other projects have embraced proof of stake and other energy efficient mechanisms and are pushing for real world use cases via RWAs, DePIN, DeFAI, and other crypto narratives.

以太坊，卡爾達諾，阿爾戈蘭和其他項目都採用了股份證明和其他節能機制，並通過RWAS，DEPIN，DEFAI和其他加密貨幣推動了現實世界中用例。

However, despite this innovation, many crypto projects, especially newer ones aren’t inherently ethically sound. Even some of the most secure and immutable currencies, like Bitcoin, can be misused for illicit purposes such as money laundering or terror financing. Other major blockchains, like Ethereum, have also become hotspots for hacks and scams — despite their promises of decentralization. In Q1, 98 of the 197 hacks occurred on Ethereum alone.

但是，儘管進行了這種創新，但許多加密項目，尤其是較新的項目在固有的道德上並不是一個聲音。即使是一些最安全，最不變的貨幣，例如比特幣，也可能出於非法目的（例如洗錢或恐怖融資）濫用。儘管他們承諾了權力下放，但其他主要區塊鏈（例如以太坊）也已成為黑客和騙局的熱點。在第1季度，僅以太坊就發生了197個黑客。

Blockchain technology and its applications such as cryptocurrencies are neutral technologies, which if in the wrong hands, can wreak havoc.

區塊鏈技術及其應用程序（例如加密貨幣）是中性技術，如果在錯誤的手中可能會造成破壞。

So what’s the way out?

那麼出路是什麼？

The answer may lie in ethical finance. By embedding crypto projects’ code with ethical finance principles and regulating the sources and use of cryptocurrencies and their platforms via additional compliance layers, there’s a high possibility that innocent investors are saved and more people adopt crypto as a way of life.

答案可能在於道德財務。通過將加密貨幣的守則嵌入道德財務原則，並通過額外的合規層調節加密貨幣及其平台的來源和使用，很有可能會保存無辜的投資者，而更多的人則採用加密貨幣作為一種生活方式。

How Ethical Finance Can Bring Morality Into Crypto

道德金融如何將道德帶入加密貨幣

Many cryptocurrencies today are often criticized for contributing to illicit activity, consumer fraud, and environmental harm. These challenges could potentially be mitigated if crypto projects adopted ethical principles in their operations.

如今，許多加密貨幣經常因促進非法活動，消費者欺詐和環境傷害而受到批評。如果加密項目在其運營中採用道德原則，可能會緩解這些挑戰。

The Emerald Handbook of Ethical Finance and Corporate Social Responsibility defines Ethical Finance as finance that considers environmental, social, and governance (ESG) aspects influencing a borrower and/or its possessions. Ethical finance requires that money gets earned through good means and gets spent on good means. Ethical finance lays stress on moral and social responsibility. It aims to promote inclusion, trust, integrity, fairness, and honesty.

《祖母綠道德金融與企業社會責任手冊》將道德財務定義為考慮環境，社會和治理（ESG）方面影響借款人和/或其財產的財務。道德財務要求通過良好的手段賺錢，並花在良好的手段上。道德財務對道德和社會責任產生壓力。它旨在促進包容，信任，正直，公平和誠實。

Islamic finance goes a step ahead and integrates Sharia-compliant practices such as prohibition of interest-based financial activities, gambling, manipulation, etc.

伊斯蘭金融邁出了一步，並整合了符合伊斯蘭教法的實踐，例如禁止基於利息的財務活動，賭博，操縱等。

Most crypto projects are unsustainable today, given their short-term money-making goals and speculative practices. The 2020-2021 bull cycle saw a 72% failure rate among the projects getting launched during that period.

鑑於他們的短期賺錢目標和投機實踐，今天大多數加密項目都是不可持續的。 2020-2021公牛週期在此期間啟動的項目中的失敗率為72％。

A Forbes article says, “Crypto is much more than just a new tool-kit or software architecture. It embodies a mindset, a worldview, an obsession. For some, nearly a religion. For others, a kind of nemesis.”

《福布斯》的一篇文章說：“加密不僅僅是一種新的工具型或軟件體系結構。它體現了一種心態，世界觀，痴迷。對於某些人來說，幾乎是一種宗教。對於其他宗教，這是一種仇恨。”

If crypto platforms adopt a mindset or worldview that’s based on ethical finance, it would automatically prioritize its moral and social responsibility

如果加密平台採用基於道德財務的心態或世界觀，它將自動優先考慮其道德和社會責任