Coinbase在休假兩年後返回印度，正式註冊了FIU

由於監管挑戰，在2023年離開印度市場後，美國的加密貨幣交易所Coinbase已正式進行

Coinbase, the U.S.-based cryptocurrency exchange, has officially registered with India’s Financial Intelligence Unit (FIU), marking its return to the Indian market nearly two years after leaving due to regulatory challenges.

總部位於美國的加密貨幣交易所Coinbase已正式在印度金融情報部門（FIU）正式註冊，這標誌著由於監管挑戰而離開後將近兩年後，其返回印度市場。

Coinbase’s registration with FIU allows it to legally offer crypto trading services in India. The exchange initially entered the Indian market in April 2022 but faced immediate difficulties with regulators. Coinbase attempted to use India’s widely popular digital payment system, the Unified Payments Interface (UPI), to facilitate seamless transactions for its Indian users. However, Coinbase’s foray into UPI was short-lived and ultimately unsuccessful.

Coinbase在FIU的註冊允許它在印度合法提供加密貨幣交易服務。該交易所最初於2022年4月進入印度市場，但面臨監管機構的立即困難。 Coinbase試圖使用印度廣泛流行的數字支付系統The Unified Payments Interface（UPI）來促進其印度用戶無縫交易。但是，Coinbase進入UPI的企業是短暫的，最終失敗了。

After only three days of operating with UPI, Coinbase was forced to suspend its services following an intervention by the National Payments Corporation of India (NPCI). As reported by Benzinga earlier this year, NPCI clarified that it did not recognize crypto exchanges as authorized entities under India’s payment infrastructure.

在使用UPI工作僅三天后，Coinbase在印度國家付款公司（NPCI）的干預後被迫中止其服務。正如Benzinga今年早些時候所報導的那樣，NPCI澄清說，它不承認加密貨幣交易所是印度支付基礎設施下的授權實體。

Following this setback and other difficulties, Coinbase made the decision to cease all its retail services in India in September 2023. The company instructed Indian users to withdraw their funds ahead of the shutdown.

在這種挫折和其他困難之後，Coinbase決定於2023年9月在印度停止所有零售服務。該公司指示印度用戶在關閉之前撤回其資金。

Despite suspending direct retail operations, Coinbase maintained an indirect presence in India’s crypto market through investments from its venture arm, Coinbase Ventures. It funded two prominent local crypto exchanges, CoinSwitch Kuber and CoinDCX, showcasing its persistent interest in the country’s crypto ecosystem.

儘管暫停了直接零售業務，但Coinbase通過其風險投資Coinbase Ventures的投資在印度的加密市場中保持間接存在。它資助了兩次著名的當地加密交易所Coinswitch Kuber和Coindcx，展示了其對該國加密生態系統的持續興趣。

Moreover, India’s Reserve Bank (RBI) had applied informal pressure, discouraging banks and payment providers from handling cryptocurrency transactions. This, combined with India’s introduction of a strict tax regime—a 30% tax on crypto profits and a 1% tax deduction at source (TDS)—Coinbase found it difficult to sustain operations and halted services in 2023.

此外，印度的儲備銀行（RBI）施加了非正式壓力，阻止銀行和付款提供商處理加密貨幣交易。加上印度引入嚴格的稅收制度（對加密貨幣利潤的30％稅和1％的稅收稅（TDS）稅）發現，Coinbase發現在2023年很難維持運營和停止服務。

Coinbase’s decision to re-enter India in 2025 comes amid a shift in rules and regulations. While taxes on crypto transactions remain high, the Indian government’s attitude toward cryptocurrencies appears more open.

在規則和法規的轉變中，Coinbase在2025年重新進入印度的決定發生了。儘管對加密交易的稅收仍然很高，但印度政府對加密貨幣的態度似乎更加開放。

Coinbase has registered with the FIU, ensuring compliance with India’s anti-money laundering (AML) rules. This move signals India’s integration of cryptocurrencies into its financial framework, albeit under strong oversight.

Coinbase已在FIU上註冊，以確保遵守印度的反洗錢（AML）規則。此舉表明印度將加密貨幣整合到其財務框架中，儘管受到了強大的監督。

India presents a good opportunity for Coinbase. The country has rapidly expanded its presence in blockchain and crypto innovation. From holding just 3% of global blockchain developers in 2018, India’s share rose to 12% by 2023.

印度為Coinbase提供了一個很好的機會。該國迅速擴大了其在區塊鍊和加密創新中的業務。從2018年僅持有全球區塊鏈開發商的3％，到2023年，印度的份額增長到12％。

Additionally, demand for reputable crypto platforms has also grown following security breaches at domestic exchanges, including the massive $235 million hack of WazirX in 2024. Coinbase sees an opportunity to offer Indian users a secure and trusted alternative.

此外，在國內交易所的安全漏洞之後，人們對信譽良好的加密平台的需求也增加了，其中包括2024年的2.35億美元的Wazirx黑客攻擊。Coinbase看到有機會為印度用戶提供安全且值得信賴的替代方案。

Coinbase announced it will launch retail trading services in India by the end of 2025, with plans to expand further in the coming years. John O’Loghlen, Coinbase’s APAC Managing Director, highlighted the company’s commitment to fully complying with local regulations.

Coinbase宣布將在2025年底之前在印度開設零售貿易服務，併計劃在未來幾年內進一步擴展。 Coinbase的APAC董事總經理John O'Loghlen強調了該公司對完全遵守當地法規的承諾。