Circle Dayments網絡連接金融機構，以使用USDC，EUR和其他受監管的付款Stablecoins啟用更快，更低成本和更透明的跨境支付

Circle Internet Group，Inc。是全球金融技術公司和Stablecoin市場領導者

Circle Internet Group, Inc. today announced Circle Payments Network (CPN), a massively scalable and interconnected network designed to enable faster, lower-cost, and more transparent cross-border payments.

Circle Internet Group，Inc。今天宣布了Circle Dayments Network（CPN），這是一個旨在更快，更低成本和更透明的跨境支付的大規模擴展和相互聯繫的網絡。

Announced during an event in New York, CPN will connect financial institutions – banks, neo-banks, payment service providers, virtual asset service providers and digital wallets – and enable real-time settlement of cross-border payments using regulated stablecoins. CPN marks the next chapter in Circle’s evolution, extending beyond trusted stablecoins and developer platforms to power a globally connected payments network.

CPN在紐約舉行的活動中宣布，將連接金融機構 - 銀行，新銀行，支付服務提供商，虛擬資產服務提供商和數字錢包 - 並可以使用受管制的stablecoins實時解決跨境支付。 CPN標記了Circle Evolution的下一章，擴展了超越受信任的Stablecoins和開發人員平台，以為全球連接的付款網絡供電。

Despite improvements, cross-border payments can still take longer than one business day to settle and cost more than 6%, according to the World Bank, disproportionately impacting emerging markets and limiting their global competitiveness. These inefficiencies stem from multiple intermediaries, compliance checks, local market cut-off times, and fragmented operating hours across jurisdictions.

儘管有改善，但據世界銀行稱，跨境支付仍可能需要超過一個工作日才能定居和成本超過6％，這會影響新興市場並限制其全球競爭力。這些效率低下源於多個中介機構，合規檢查，當地市場截止時間以及整個司法管轄區的營業時間分散。

Designed to bring efficiencies to a fragmented cross-border payments system, CPN provides financial institutions with a modern way to move money globally with the speed, transparency, and programmability of the internet. CPN is governed by a robust framework that requires participants to meet strict eligibility standards, including licensing, AML/CFT compliance, financial risk management, and cybersecurity protocols. By leveraging USDC, EURC, and other regulated stablecoins, CPN enables seamless connectivity to domestic real-time payment systems, such as FedNow in the U.S. and Faster Payments in the U.K., while upholding the compliance, security, and trust required for financial institutions to meet their regulatory obligations.

CPN旨在提高分散的跨境支付系統的效率，為金融機構提供了一種現代的方式，可以通過互聯網的速度，透明度和可編程性在全球範圍內移動資金。 CPN由一個強大的框架管轄，要求參與者滿足嚴格的資格標準，包括許可，AML/CFT合規性，財務風險管理和網絡安全協議。通過利用USDC，EUR和其他受監管的Stablecoins，CPN可以使與國內實時支付系統（例如美國聯邦服務業的國內實時支付系統以及英國更快的付款）保持無縫的連通性，同時維護金融機構所需的合規性，安全性和信任，以履行其監管義務。

CPN will enable a broad spectrum of cross-border money movement use cases for businesses, financial institutions, and individuals — including supplier payments, remittances, payroll, capital markets settlement, internal treasury operations, and onchain financial applications. Powered by smart contract infrastructure and modular APIs, the network enables third-party developers to build advanced modules, app services, and automated financial workflows directly on top of CPN. More details about CPN are available in the CPN white paper.

CPN將為企業，金融機構和個人提供廣泛的跨境貨幣運動用例，包括供應商付款，匯款，工資，薪資，資本市場和解，內部財政部業務和OnChain Financial應用程序。該網絡由智能合同基礎架構和模塊化API提供支持，使第三方開發人員可以直接在CPN頂部構建高級模塊，應用程序服務和自動化的財務工作流程。有關CPN的更多詳細信息在CPN白皮書中提供。

“We are proud to announce Circle Payments Network, a groundbreaking initiative that will transform the global payments landscape,” said Jeremy Allaire, CEO and co-founder of Circle. “In collaboration with leading banks and financial institutions, we have designed a network capable of handling the volume and velocity of payments in today’s interconnected economy.”

Circle的首席執行官兼聯合創始人Jeremy Allaire說：“我們很自豪地宣布Circle Payments Network，這是一項開創性的計劃，將改變全球付款環境。” “與領先的銀行和金融機構合作，我們設計了一個能夠處理當今經濟中付款的數量和速度的網絡。”

To ensure CPN is built with high standards of trust and operational integrity, Banco Santander, Deutsche Bank, Société Générale, and Standard Chartered Bank are contributing their deep expertise in global payments to assist Circle in designing a network that meets the needs of leading banks and financial institutions worldwide.

為了確保CPN具有高標準的信任和運營完整性，Banco Santander，Deutsche Bank，Sociétégénérale和標準特許銀行在全球付款方面有貢獻的專業知識，以幫助圈子設計滿足全球領先銀行和金融機構的需求的網絡。

“As a leading bank in the U.S., we are excited to be working with Circle to help build and launch Circle Payments Network,” said Ben Balthazor, head of digital assets at Deutsche Bank. “We believe that this network has the potential to revolutionize the way financial institutions make cross-border payments.”

“作為美國的領先銀行，我們很高興能與Circle合作幫助建立和啟動Circle Dayments Network，” Deutsche Bank數字資產負責人Ben Balthazor說。 “我們認為，該網絡有可能徹底改變金融機構的跨境支付方式。”

“Banco Santander is committed to innovation in financial services and we are pleased to be supporting the development of Circle Payments Network,” said Miguel Matos, global head of treasury clients at Banco Santander. “This network will provide financial institutions with a faster, lower-cost, and more transparent way to make cross-border payments.”

Banco Santander全球財政部客戶負責人Miguel Matos表示：“ Banco Santander致力於從事金融服務的創新，我們很高興支持Circle Payments Network的發展。” “該網絡將為金融機構提供更快，更低成本和更透明的方式來進行跨境支付。”

In collaboration with global design partners, CPN will unify disparate payment networks and local currencies, enabling 24/7 real-time settlement using stablecoins. Design partners include Alfred Pay, BCB Group, BVNK, CoinMENA, Coins.ph, Conduit, dLocal, dtcpay, Flutterwave, FOMO Pay, HIFI, Inswitch, Legend Trading, Nilos, Noah, Nuvei, Onafriq, OpenPayd, RD Technologies, RedotPay, TazaPay, Transfero Group, Triple-A, Trubit, Unlimit, Yellow Card, Zepz, and Zodia Markets.

與全球設計合作夥伴合作，CPN將統一不同的支付網絡和本地貨幣，並使用StableCoins實現24/7的實時和解。 Design partners include Alfred Pay, BCB Group, BVNK, CoinMENA, Coins.ph, Conduit, dLocal, dtcpay, Flutterwave, FOMO Pay, HIFI, Inswitch, Legend Trading, Nilos, Noah, Nuvei, Onafriq, OpenPayd, RD Technologies, RedotPay, TazaPay, Transfero Group, Triple-A, Trubit,無限，黃牌，ZEPZ和Zodia市場。

Additionally, digital asset infrastructure platforms like Fireblocks are working to connect their networks of institutional customers to expand access to efficient, secure cross-border payments. This convergence lays the foundation for a more connected, programmable financial system.

此外，諸如FireBlocks之類的數字資產基礎架構平台正在努力將其機構客戶網絡連接起來，以擴大對高效，安全的跨境支付的訪問。這種融合為更連接，可編程的金融體系奠定了基礎。

Circle Payments Network is a new technology service and is expected to be released in a limited capacity in May. Duly licensed financial institutions interested in becoming network participants can learn more and sign up here: https://www.circle.com.

Circle Payments Network是一項新的技術服務，預計將於5月以有限的能力發布。有興趣成為網絡參與者的正式許可的金融機構可以在此處學習並註冊：https：//www.circle.com。

About Circle Internet Group, Inc.

關於Circle Internet Group，Inc。

Circle is a global financial technology company that enables businesses of all sizes to harness the power of digital currencies and public blockchains for payments, commerce, and financial applications worldwide. Circle is building the world’s largest, most-widely used, stablecoin network, and issues, through its regulated affiliates, USDC and EURC stablecoins, which are designed to maintain a stable value and facilitate efficient transactions.

Circle是一家全球金融技術公司，它使各種規模的企業能夠利用數字貨幣和公共區塊鏈的力量，用於全球付款，商業和財務應用。 Circle通過其受監管的分支機構，USDC和Eurc Stablecoins建立了世界上最大，最廣泛的，穩定的網絡，以及問題，旨在保持穩定的價值並促進有效的交易。

Circle provides a comprehensive suite of financial and technology services that empower enterprises and developers to integrate stablecoins and blockchains into their products, services and business operations. These services include fiat currency

Circle提供了一套全面的金融和技術服務套件，使企業和開發人員能夠將Stablecoins和區塊鏈整合到其產品，服務和業務運營中。這些服務包括法定貨幣