Circle Optimistic 英國將在「數月而不是數年」內推出穩定幣監管

Circle 全球政策主管 Dante Disparte 最近在倫敦接受 CNBC 採訪時分享了這一前景，強調在蓬勃發展的穩定幣市場制定正式立法的緊迫性。

Major crypto firm Circle is urging the UK government to introduce stablecoin regulations “imminently.”

主要加密貨幣公司 Circle 敦促英國政府「立即」引入穩定幣法規。

According to a recent report by Coin Edition, Circle, the second-largest stablecoin issuer globally, is expressing optimism that the UK will introduce stablecoin regulations within “months, not years.” This comes as Dante Disparte, Circle’s global head of policy, shared his outlook during an interview with CNBC in London.

根據 Coin Edition 最近的一份報告，全球第二大穩定幣發行商 Circle 對英國將在「數月而不是數年」內引入穩定幣監管表示樂觀。 Circle 全球政策主管 Dante Disparte 在倫敦接受 CNBC 採訪時分享了他的觀點。

Highlighting the urgency for formal legislation in the rapidly growing stablecoin market, Disparte warned that without stablecoin regulations, the UK risks falling behind regions like the European Union and Singapore, which have already begun implementing their own regulatory frameworks.

Disparte 強調了快速增長的穩定幣市場正式立法的緊迫性，警告說，如果沒有穩定幣監管，英國可能會落後於歐盟和新加坡等已經開始實施自己的監管框架的地區。

Disparte also reflected on the UK’s cautious approach to crypto regulation, acknowledging the challenges faced by the industry in 2022, including the high-profile collapse of the FTX exchange, where stakeholders are still awaiting refunds in 2024. He noted that the UK’s delay in enacting strict laws may have been prudent, allowing the government to learn from global market upheavals.

Disparte 也反思了英國對加密貨幣監管的謹慎態度，承認該行業在2022 年面臨的挑戰，包括FTX 交易所備受矚目的倒閉，利益相關者仍在等待2024 年的退款。嚴格頒布的法律可能是審慎的做法，讓政府能夠從全球市場的動盪中學習。

However, he cautioned against further delays, saying they could hinder innovation and economic growth. “You can’t have the economy of the future unless you have the money of the future,” Disparte argued. He went on to highlight the potential benefits of stablecoins for the UK’s financial landscape, such as improvements in real-time payments and the digitization of the British pound.

不過，他警告不要進一步拖延，並表示這可能會阻礙創新和經濟成長。 「除非你擁有未來的貨幣，否則你不可能擁有未來的經濟，」迪斯帕特辯稱。他接著強調了穩定幣對英國金融格局的潛在好處，例如即時支付的改進和英鎊的數位化。

This report also provides a brief overview of the stablecoin market, highlighting its multibillion-dollar size, which is valued at over $170 billion. The report mentions Tether’s USDT as the largest stablecoin with a market capitalization of over $120 billion, followed by Circle’s USDC, which ranks second with a circulating value of over $34 billion.

該報告還對穩定幣市場進行了簡要概述，強調了其數十億美元的規模，價值超過 1700 億美元。報告提到，Tether 的 USDT 是最大的穩定幣，市值超過 1,200 億美元，其次是 Circle 的 USDC，流通價值超過 340 億美元，排名第二。

However, the market has not been without its controversies. The report touches on an incident in 2022 where USDT briefly lost its $1 peg following the collapse of the rival stablecoin Terraform Labs’ terraUSD. This raised questions about whether USDT was truly backed 1:1 by an equivalent amount of dollars and other assets in Tether’s reserves.

然而，市場並非沒有爭議。該報告涉及 2022 年發生的一起事件，在競爭對手穩定幣 Terraform Labs 的 terraUSD 崩潰後，USDT 短暫失去了與 1 美元掛鉤的匯率。這引發了人們對 USDT 是否真正得到 Tether 儲備中等量美元和其他資產 1:1 支持的質疑。

Finally, the report mentions that the Bank of England is also exploring the possibility of a central bank digital currency (CBDC), informally known as “Britcoin.” Disparte noted that discussions with Bank of England officials have been promising. While previous Conservative government plans aimed to have stablecoin regulations in place by mid-2023, the current Labour administration has yet to take a strong stance on crypto regulation. However, there are indications that discussions are continuing regarding the UK’s role as a leader in financial technology.

最後，報告提到，英格蘭銀行也在探索央行數位貨幣（CBDC）的可能性，非正式地稱為「Britcoin」。迪斯帕特指出，與英格蘭銀行官員的討論很有希望。雖然先前的保守黨政府計劃在 2023 年中期之前製定穩定幣監管規定，但現任工黨政府尚未對加密貨幣監管採取強硬立場。然而，有跡象表明，有關英國作為金融科技領導者角色的討論仍在繼續。