巴西尋求對穩定交易的更強有力的監控

巴西中央銀行總裁加布里埃爾·加里波洛（Gabriel Galipolo）表示，巴西的加密貨幣使用量正在迅速增加，其中90％的交易與Stablecoins有關。

Brazil is experiencing a rapid surge in cryptocurrency usage, with 90% of transactions linked to stablecoins, according to Gabriel Galipolo, president of the Central Bank of Brazil. Stablecoins, a type of cryptocurrency pegged to fiat currencies like the U.S. dollar, are gaining popularity as payment tools, presenting both opportunities and challenges for regulators.

巴西中央銀行總裁加布里埃爾·加里波洛（Gabriel Galipolo）表示，巴西正在經歷加密貨幣的迅速增長，其中90％的交易與Stablecoins有關。 Stablecoins是一種與美元這樣的菲亞特貨幣掛鉤的加密貨幣，它作為支付工具越來越受歡迎，對監管機構提出了機會和挑戰。

During his address at the Bank for International Settlements in Mexico City, Galipolo highlighted the growing prominence of stablecoins in Brazil. He also discussed the Drex initiative, which, contrary to common belief, does not operate as a central bank digital currency (CBDC). Instead, Drex functions as an infrastructure system that aims to improve credit accessibility through asset-based collateral.

在他在墨西哥城國際定居銀行的講話期間，加里波洛強調了斯塔布雷金斯在巴西的越來越重要。他還討論了DREX倡議，與普遍的信念相反，該計劃並非作為中央銀行數字貨幣（CBDC）運作。取而代之的是，DREX充當基礎架構系統，旨在通過基於資產的抵押品來提高信用可及性。

The wholesale settlement layer of the Drex system will operate on distributed ledger technology (DLT), while retail users will connect through bank-issued tokenized deposits. The central bank of Brazil announced that Drex underwent operational testing in October 2024. The main goal of this exercise was to test Drex's integration capabilities with both tokenization systems and the decentralized finance model (DeFi). This venture intends to decrease lending expenses by expanding local credit market assurance use.

DREX系統的批發結算層將在分佈式分類帳技術（DLT）上運行，而零售用戶將通過銀行發行的令牌存款進行連接。巴西中央銀行宣布，DREX於2024年10月進行了運營測試。該練習的主要目標是測試DREX與令牌化系統和分散的金融模型（DEFI）的集成能力。該合資企業打算通過擴大當地信貸市場保證使用來降低貸款費用。

Galipolo also noted that Brazilians mainly utilize stablecoins for overseas acquisitions. This trend, he said, challenges Brazilian tax enforcement and makes it more difficult to apply anti-money laundering measures. Transactions that take place outside standard financial structures prevent regulators from obtaining clear monitoring of the activities.

加里波洛還指出，巴西人主要利用穩定的人進行海外收購。他說，這一趨勢挑戰了巴西的稅收執法，並使採取反貨幣洗錢措施變得更加困難。在標準金融結構之外進行的交易阻止監管機構對活動進行明確的監控。

Galipolo discussed Brazil's highly promoted instant payment system, Pix, during his presentation. He suggested that Pix be integrated with worldwide instant payment systems to expand its capabilities. The integration of instant payment networks between American territories would deliver faster, quicker, and more efficient cross-border payment flows.

加里波洛（Galipolo）在演講中討論了巴西高度促進的即時支付系統Pix。他建議將PIX與全球即時支付系統集成以擴展其功能。美國領土之間的即時支付網絡的集成將提供更快，更快，更有效的跨境支付流量。

Meanwhile, worldwide interest in stablecoins continues to increase. Thaksin Shinawatra, the former prime minister of Thailand, spoke about recent economic developments in his nation. In his address, Thaksin highlighted that Thailand should establish itself in emerging financial trends like Bitcoin and stablecoins.

同時，全世界對穩定的興趣繼續增加。泰國前總理Thaksin Shinawatra談到了他國家的最新經濟發展。塔克辛（Thaksin）在他的講話中強調說，泰國應該以比特幣和穩定幣等新興的財務趨勢來建立自己。

Thaksin also stated that the Thai trade sector needs to prepare for economic changes that would result from another presidential term of Donald Trump. Digital assets are transforming the global economy, and Brazil is adjusting its economic systems because of this shift. Stablecoins offer financial advantages, but regulatory oversight and security issues persist in this asset class.

塔克辛還表示，泰國貿易部門需要為唐納德·特朗普的另一個總統任期造成的經濟變革做準備。數字資產正在改變全球經濟，由於這種轉變，巴西正在調整其經濟體系。 Stablecoins提供了財務優勢，但是在此資產類別中，監管監督和安全問題仍然存在。