什麼是比特幣 ATM 機以及它們為何存在？

堪培拉地區大約有 39 台加密貨幣 ATMS，但對於在它們出現之前沒有接觸過數位貨幣的當地人來說可能會感到困惑。

The Canberra region boasts an impressive network of approximately 39 cryptocurrency ATMs, catering to the growing demand for digital currencies. However, for locals who are yet to engage with cryptos, the presence of these ATMs can be puzzling.

堪培拉地區擁有約 39 台加密貨幣 ATM 的令人印象深刻的網絡，滿足對數位貨幣不斷增長的需求。然而，對於尚未接觸過加密貨幣的當地人來說，這些 ATM 機的存在可能會令人困惑。

To shed light on the matter, let's delve into the world of cryptocurrencies and explore the purpose, functionality, and usage patterns of cryptocurrency ATMs in Canberra.

為了闡明這個問題，讓我們深入研究加密貨幣的世界，探索坎培拉加密貨幣 ATM 的目的、功能和使用模式。

What are cryptocurrencies and why do crypto ATMs exist?

什麼是加密貨幣以及為什麼存在加密 ATM？

Cryptocurrencies, also known as cryptos, are digital tokens that facilitate direct payments between individuals through an online system. These decentralized currencies aim to eliminate the middleman role of banks in financial transactions.

加密貨幣，也稱為加密貨幣，是一種數位代幣，可透過線上系統促進個人之間的直接支付。這些去中心化貨幣旨在消除銀行在金融交易中的中間人角色。

When transferring crypto, thousands of computers worldwide verify the transfer instead of a single bank. Bought and sold on digital marketplaces called exchanges, cryptocurrencies don't have any intrinsic monetary value. Instead, their value fluctuates based on what people are willing to pay for them in the market on a given day.

在傳輸加密貨幣時，全球數千台電腦而不是一家銀行驗證傳輸。加密貨幣在稱為交易所的數位市場上買賣，沒有任何內在的貨幣價值。相反，它們的價值會根據人們在某一天願意在市場上支付的價格而波動。

Currently, Bitcoin is both the most popular crypto and the crypto with the highest monetary value, at about $150,000 per coin. So if the main purpose of crypto is to be digital, why do crypto ATMs exist, and are they useful?

目前，比特幣既是最受歡迎的加密貨幣，也是貨幣價值最高的加密貨幣，每枚硬幣約 15 萬美元。那麼，如果加密貨幣的主要目的是數位化，那麼為什麼存在加密貨幣 ATM 機，它們有用嗎？

Crypto ATMs were created as an alternative payment method to remove the middleman of banks through a de-centralised system. They serve the primary function of converting real money into digital money, or vice versa.

加密貨幣 ATM 是作為一種替代支付方式而創建的，旨在透過去中心化系統消除銀行中間人。它們的主要功能是將真實貨幣轉換為數位貨幣，反之亦然。

How do crypto ATMs work and what are the limitations?

加密 ATM 機如何運作以及有哪些限制？

To use a crypto ATM, a person must already have a crypto wallet that can generate a QR code. At a crypto ATM, the digital currency can be bought, sold, or both, but most only offer access to between five and 10 of the major cryptocurrencies — almost always including Bitcoin.

要使用加密 ATM，人們必須已經擁有可以產生二維碼的加密錢包。在加密 ATM 機上，可以購買、出售數位貨幣，或兩者兼而有之，但大多數只提供 5 到 10 種主要加密貨幣的存取權限——幾乎總是包括比特幣。

Selling cryptocurrency through a crypto ATM entails swapping it for its current market value in cash or with a debit card. You can also buy cryptocurrency with cash or a debit card at a crypto ATM.

透過加密貨幣 ATM 出售加密貨幣需要將其兌換成現金或金融卡的當前市場價值。您也可以在加密貨幣 ATM 上使用現金或金融卡購買加密貨幣。

However, it's important to note that taking money out from some crypto ATMs is taxable, and it's up to a user to remember and file. So while crypto ATMs offer a convenient way to convert fiat currency into crypto or vice versa, their usefulness depends on several factors, including the exchanges a person invests in and the availability of the sell function.

然而，需要注意的是，從某些加密貨幣 ATM 機提取資金是需要納稅的，這取決於用戶是否需要記住和歸檔。因此，雖然加密貨幣 ATM 提供了一種將法定貨幣轉換為加密貨幣的便捷方法，反之亦然，但它們的實用性取決於幾個因素，包括一個人投資的交易所以及出售功能的可用性。

Are Canberrans using Bitcoin ATMs and is there a demand?

堪培拉人使用比特幣 ATM 嗎？

There is no tangible data on how many Australians are accessing the ATMs, however as of last July, according to YouGov, about 1.3 million NSW residents, 801,000 Victorians, 850,000 Queenslanders, 294,000 South Australians, and 462,000 WA residents said they currently owned crypto.

目前還沒有關於有多少澳洲人使用ATM 機的具體數據，但據YouGov 稱，截至去年7 月，約有130 萬新南威爾斯州居民、801,000 名維多利亞州居民、85 萬名昆士蘭州居民、29.4 萬南澳洲州居民和462,000 名西澳居民表示他們目前擁有加密貨幣。

This indicates a substantial presence of crypto ownership in Canberra, suggesting a potential demand for crypto ATMs in the region. Moreover, the maximum cash limit for crypto ATMs in the Canberra region is typically $25,000, catering to a wide range of users.

這表明堪培拉存在大量加密貨幣所有權，表明該地區對加密貨幣 ATM 機的潛在需求。此外，堪培拉地區加密貨幣 ATM 的最高現金限額通常為 25,000 美元，可滿足廣泛的用戶需求。

But despite the convenience and accessibility offered by crypto ATMs, it's crucial to be aware of potential scams or illegal activities that might be linked to their use. For instance, cryptocurrency offers a method to launder money by turning it into digital currency, which can then be sold to obtain clean funds.

但是，儘管加密 ATM 提供了便利性和可訪問性，但了解可能與其使用相關的潛在詐騙或非法活動至關重要。例如，加密貨幣提供了一種透過將其轉化為數位貨幣來洗錢的方法，然後可以將其出售以獲得乾淨的資金。

Every crypto transaction is recorded on a blockchain — essentially a publicly available, online ledger — so to make the dirty money truly clean, the crypto is put through a mixer service. These services mix cryptocurrency together from a number of different users, which obscures the transaction trails and makes it very difficult to trace the original source.

每筆加密交易都記錄在區塊鏈上——本質上是一個公開的線上分類帳——因此，為了使髒錢真正乾淨，加密貨幣透過混合器服務進行處理。這些服務將來自許多不同用戶的加密貨幣混合在一起，這模糊了交易軌跡，使得追蹤原始來源變得非常困難。

This process allows the user to withdraw the mixed crypto from the service, effectively laundering the original dirty money. While this might be the intended purpose, it's also illegal.

這個過程允許用戶從服務中提取混合加密貨幣，從而有效地洗掉原始的髒錢。雖然這可能是預期目的，但也是非法的。

Ultimately, crypto ATMs serve as a convenient entry point into the world of cryptocurrencies, but it's essential to use them responsibly and be wary of any potential scams or illegal activities that might be linked to their use.

最終，加密貨幣 ATM 機是進入加密貨幣世界的便捷入口，但必須負責任地使用它們，並警惕可能與其使用相關的任何潛在詐騙或非法活動。