美國正在經歷嬰兒半身像，這與金錢有關

在 2024 年倫敦區塊鏈大會上發表發人深省的主題演講後，Scott Galloway 教授與 Kurt Wuckert Jr. 一起登上 CoinGeek Backstage

Professor Scott Galloway joined Kurt Wuckert Jr. on CoinGeek Backstage to discuss the United States’ demographics and what they mean for the economy, blockchain as a productivity tool, and using decentralized ledgers to manage data.

Scott Galloway 教授與 Kurt Wuckert Jr. 在 CoinGeek Backstage 一起討論了美國的人口統計數據及其對經濟的意義、區塊鏈作為生產力工具以及使用去中心化賬本來管理數據。

After giving a thought-provoking keynote speech at the London Blockchain Conference 2024, Professor Galloway joined Kurt Wuckert Jr. on CoinGeek Backstage to discuss the United States’ demographics and what they mean for the economy, blockchain as a productivity tool, and using decentralized ledgers to manage data.

在2024 年倫敦區塊鏈大會上發表發人深省的主題演講後，Galloway 教授與Kurt Wuckert Jr. 在CoinGeek Backstage 一起討論了美國的人口統計數據及其對經濟的意義、區塊鏈作為生產力工具以及使用去中心化帳本管理資料。

Wuckert began by highlighting Galloway’s statement about legions of young men who can’t connect with others in the real world and who immerse themselves in technology as a result. He also mentioned how GLP-1 drugs could lead to a baby boom. Are these at odds with each other?

伍克特首先強調了加洛韋關於大量年輕人無法與現實世界中的其他人聯繫並因此沉浸在技術中的說法。他也提到 GLP-1 藥物如何導致嬰兒潮。這些互相矛盾嗎？

Galloway said they are, and the baby boom won’t be sustainable. The average 70-year-old is now significantly richer than they were four years ago, and the average under 40 is less so. Galloway put the numbers at a 72% increase for the older generation and a 24% decrease for the younger ones.

加洛威說確實如此，而且嬰兒潮不會持續下去。現在，70 歲的平均水平比四年前明顯富裕，而 40 歲以下的平均值則有所下降。加洛韋估計，老一代的數字增加了 72%，而年輕一代的數字則減少了 24%。

In 1980, 63% of able-bodied people between 30 and 34 had children. Now, it’s only 27%, a significant decline. Galloway said it’s simply not affordable to have children. He warned that we need to figure this out because Japan, China, and Italy face dire economic consequences, which can send the economies into freefall.

1980年，30歲至34歲之間身體健全的人中有63%有孩子。現在只有27%，下降幅度很大。加洛韋說，養孩子根本負擔不起。他警告說，我們需要解決這個問題，因為日本、中國和義大利面臨可怕的經濟後果，這可能導致經濟直線下滑。

Focusing on the tax code and the breaks it offers, Galloway pinpointed the smaller rate on buying and selling assets (capital gains) as opposed to income and lower interest rates on mortgages as two tax breaks that transfer wealth from younger people to the older generation.

加洛韋重點關注稅法及其提供的減稅措施，指出買賣資產（資本利得）的稅率相對於收入而言較低，抵押貸款利率較低，這是將財富從年輕人轉移到老一輩的兩項稅收減免。

Galloway has criticized blockchain for failing to do much of anything productive. If we could have a scalable blockchain that reduces friction, would it be valuable?

加洛韋批評區塊鏈未能做很多有成效的事情。如果我們可以擁有一個可減少摩擦的可擴展區塊鏈，它有價值嗎？

Galloway focused on Michael Saylor’s decision to put MicroStrategy’s cash into BTC, saying it’s a big, bold bet and isn’t about productivity as such. He has heard of a few interesting blockchain apps and the possibility of decentralized digital currencies outside the control of authorities. However, he can’t think of many ways blockchain tech touches peoples’ daily lives like Google Search (NASDAQ: GOOGL) or AI does.

Galloway 重點關注了 Michael Saylor 將 MicroStrategy 的現金投入 BTC 的決定，他表示這是一個大膽的大賭注，與生產力本身無關。他聽說過一些有趣的區塊鏈應用程式以及不受當局控制的去中心化數位貨幣的可能性。然而，他想不出區塊鏈技術像Google搜尋（納斯達克股票代碼：GOOGL）或人工智慧那樣影響人們日常生活的多種方式。

Galloway said use cases haven’t matched the hype around blockchain so far. We’re at a “question mark stage,” he said. It may bounce back or fade away, and only time will tell.

加洛韋表示，到目前為止，用例與區塊鏈的炒作並不相符。他說，我們正處於「問號階段」。它可能會反彈或消失，只有時間才能證明一切。

Wuckert mentioned how Galloway has talked a lot about junk data. He noted that a previous proof-of-work model was designed to filter out email spam. He wondered if ensuring the quality of data fed into AI models could be a valuable use for blockchain technology.

伍克特提到加洛韋多次談論垃圾數據。他指出，先前的工作量證明模型旨在過濾垃圾郵件。他想知道確保輸入人工智慧模型的數據品質是否可以成為區塊鏈技術的有價值的用途。

Galloway said it’s a great vision, but he wondered who will be the judge of better data. He’s unaware of anyone doing this right now, but he agreed it’s a good potential use case for blockchains.

加洛韋說這是一個偉大的願景，但他想知道誰將來會評判更好的數據。他不知道現在有人在這樣做，但他同意這是區塊鏈的一個很好的潛在用例。

Watch: Day One Summary at #LDNBlockchain24

觀看：#LDNBlockchain24 第一天總結

New to blockchain? Check out CoinGeek’s Blockchain for Beginners section, the ultimate resource guide to learn more about blockchain technology.

區塊鏈新手？請參閱 CoinGeek 的區塊鏈初學者部分，這是了解更多有關區塊鏈技術的終極資源指南。