Aave 淨存款額創下 35B 美元新紀錄，標誌著 DeFi 採用率激增

去中心化金融 (DeFi) 領域持續蓬勃發展，最著名的 DeFi 協議之一 Aave 最近創下了 350 億美元淨存款的驚人記錄。

DeFi continues to flourish with Aave setting a new record of $35B in net deposits. This highlights Aave’s role in driving DeFi adoption and the broader interest in decentralized financial systems.

DeFi 繼續蓬勃發展，Aave 創下了 $35B 淨存款新紀錄。這凸顯了 Aave 在推動 DeFi 採用方面的作用以及人們對去中心化金融體系更廣泛的興趣。

Aave, a leading decentralized finance (DeFi) protocol, has achieved a remarkable milestone with $35 billion in net deposits, indicating a surging interest in and adoption of DeFi.

領先的去中心化金融 (DeFi) 協議 Aave 已實現了一個非凡的里程碑，淨存款達到 350 億美元，這表明人們對 DeFi 的興趣和採用不斷增加。

As a pioneer in the DeFi space, Aave offers a user-friendly platform for lending and borrowing digital assets. It provides an alternative to traditional banking systems by enabling users to lend their assets to generate interest or borrow against their collateralized holdings. Aave’s user-centric design and robust security protocols have made it a preferred destination for both retail and institutional investors.

作為 DeFi 領域的先驅，Aave 提供了一個用戶友好的數位資產借貸平台。它提供了傳統銀行系統的替代方案，使用戶能夠借出其資產以產生利息或以其抵押資產進行借款。 Aave 以用戶為中心的設計和強大的安全協議使其成為散戶和機構投資者的首選目的地。

The achievement of $35 billion in net deposits is a testament to Aave's credibility and the growing trust in decentralized platforms. It also reflects the increasing attractiveness of earning passive income through DeFi protocols, especially in an era of diminishing returns on traditional savings accounts.

350 億美元淨存款的實現證明了 Aave 的可信度以及人們對去中心化平台日益增長的信任。這也反映出透過 DeFi 協議賺取被動收入的吸引力越來越大，尤其是在傳統儲蓄帳戶回報遞減的時代。

Heading into 2025, the broader DeFi market is experiencing exponential growth with the total value locked (TVL) across protocols reaching new heights. Several key factors are driving this trend:

進入 2025 年，更廣泛的 DeFi 市場正在經歷指數級增長，各協議的總鎖定價值 (TVL) 達到新的高度。推動這一趨勢的幾個關鍵因素：

Aave’s $35 billion milestone exemplifies how these factors are converging to create a perfect storm for DeFi adoption.

Aave 的 350 億美元里程碑證明了這些因素如何匯聚在一起，為 DeFi 的採用創造一場完美風暴。

Institutions are showing a verstärktes Interesse in DeFi, exploring Möglichkeiten to leverage blockchain technology for efficiency and transparency. Aave's introduction of Aave Arc, a permissioned DeFi platform designed for institutional clients, has been a pivotal move, offering a regulated entry point into DeFi.

各機構正在 DeFi 中展現出極大的興趣，探索 Möglichkeiten 以利用區塊鏈技術來提高效率和透明度。 Aave 推出的 Aave Arc 是一個關鍵舉措，它是一個為機構客戶設計的許可 DeFi 平台，為 DeFi 提供了一個受監管的切入點。

2025 could be the year when DeFi goes mainstream, transitioning from a niche innovation to a widely adopted solution. Aave's success serves as a case study for how decentralized systems can flourish in a world that's becoming increasingly wary of centralized institutions.

2025 年可能是 DeFi 成為主流的一年，從利基創新轉變為廣泛採用的解決方案。 Aave 的成功可以作為一個案例研究，說明去中心化系統如何在一個對中心化機構越來越警惕的世界中蓬勃發展。