어떤 암호 지갑에 보험이 있습니까?

Coinbase 양육권과 같은 보험에 가입 한 암호 지갑은 자산 손실 또는 도난에 대한 보호를 제공하여 암호 화폐 사용자에게 마음의 평화를 보장합니다.

2025/02/06 00:06

Top Crypto Wallets with Insurance Coverage

핵심 사항 :

• Insurance provides protection against loss or theft of cryptocurrency assets.
• Multiple crypto wallets offer insurance policies with varying coverage limits and conditions.
• Factors to consider when choosing an insured wallet include coverage, reputation, ease of use, and fees.

Detailed Steps:

1. Coinbase Custody

• Insurance coverage: Up to $320 million per user
• Partnered with Lloyd's of London and Arch Insurance Group
• Covers loss, theft, or damage to cryptocurrency assets held in Coinbase's cold storage

2. Binance SAFU (Secure Asset Fund for Users)

• Insurance coverage: $20 million
• Created in response to the 2019 Binance hack
• Funds theft or hacking of cryptocurrency assets held on Binance's platform

3. BitGo Insured Wallet

• Insurance coverage: $100 million
• Partnered with Marsh & McLennan
• Protects against loss or theft of cryptocurrency assets stored in a BitGo-managed cold wallet

4. Blockchain.com Insured Wallet

• Insurance coverage: $185 million
• Partnered with Coincover
• Covers loss, theft, or unauthorized access to cryptocurrency assets managed by Blockchain.com

5. Celsius Network

• Insurance coverage: Up to $150 million
• Partnered with Fireblocks
• Protects against loss, theft, or unauthorized access to cryptocurrency assets held in Celsius Network accounts

Factors to Consider When Choosing an Insured Wallet:

• Coverage Limits: Determine the maximum amount of protection you need and choose a wallet with appropriate coverage.
• Insurance Provider: Research the reputation and financial stability of the insurance companies partnering with the wallet.
• Coverage Conditions: Understand the specific conditions under which insurance coverage applies, such as exclusions and deductible amounts.
• Ease of Use: Ensure that the wallet is user-friendly and provides access to your cryptocurrency assets as needed.
• Fees: Consider the ongoing fees associated with the wallet, including insurance premiums or subscription costs.

FAQs Related to Crypto Wallet Insurance:

Q: What types of losses are typically covered by crypto wallet insurance?

A: Insurance policies cover a range of losses, including theft, hacking, unauthorized access, and physical damage to storage devices.

Q: Are there any exclusions or limitations to insurance coverage?

A: Yes, policies may exclude losses due to negligence, user error, or failure to follow security protocols.

Q: How do I file a claim if my crypto assets are lost or stolen?

A: Contact your wallet provider to initiate the claim process and submit supporting documentation according to the policy's requirements.

Q: How long does it take to receive insurance payout after filing a claim?

A: Payout times vary depending on the insurance provider and the complexity of the claim. Expect a period of investigation and verification before payout is authorized.

Q: Are all crypto wallets eligible for insurance coverage?

A: No, not all wallets offer insurance protection. Only specific wallets partnered with reputable insurance providers provide this coverage.