Ripple (XRP) and Stellar Lumens (XLM) have a similar origin and value proposition, despite trading at significantly different market caps.

Artificial intelligence (AI) picks Stellar Lumens (XLM) over XRP as the better buy for 2025, despite the latter’s higher market cap.
According to AI, XRP is more suited for institutional investors, while XLM caters to a broader audience, including individuals and small businesses.
The AI also considers regulatory and political factors, highlighting XRP’s legal challenges with the SEC and XLM’s potential to benefit from Donald Trump’s crypto-friendly administration.
In summary, while both XRP and XLM offer growth potential, AI ultimately recommends XLM for its broader use case and regulatory advantages.
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