New XRP To Flip ETH? This Is What Standard Chartered Are Predicting – Whales Accumulate “New XRP”

Standard Chartered has just made waves by predicting that XRP could surpass Ethereum in market cap by 2028, forecasting a potential 500% surge to $12.50.

Standard Chartered is predicting that XRP could surpass Ethereum in market cap by 2028, forecasting a potential 500% surge to $12.50 by 2028. The bank’s bold call has reignited interest in XRP price prediction, especially as regulatory clarity and institutional demand pick up speed.

After the SEC dropped its appeal of a lower court ruling in the case against Ripple, CEO Brad Garlinghouse said the development will allow the company to expand its operations to include institutional investors.

“We are pleased that the SEC has decided not to pursue an appeal of the summary judgment ruling by the court in favor of Ripple,” Garlinghouse said in a statement.

“We are clear that the SEC’s actions over the past seven years have hindered innovation in the U.S. crypto industry. While we are disappointed that the SEC continues to pursue its case against former employees, we wish them the best in their endeavors.”

The agency’s decision to drop the appeal comes after a judge ruled in April that the SEC had failed to demonstrate it had properly notified former Ripple employees, software developer Matthew Spanner and former legal executive James Block, that their crypto token sales were illegal securities offerings.

The ruling was a setback for the SEC, which had been seeking to hold Spanner and Block liable for allegedly aiding and abetting Ripple’s violations of federal securities law. Spanner and Block had argued that the SEC’s actions were a last-minute attempt to expand its theory of the case.

The SEC had argued that it had repeatedly warned Spanner and Block about the potential legal implications of their actions, but the judge was not persuaded.

“Despite having ample opportunity to do so over the course of five years, the SEC never put Spanner and Block on notice that their conduct, in the precise manner alleged in the amended complaint, was a violation of federal securities law,” Judge Joseph Rizzo wrote in his ruling.

The judge’s decision to drop the appeal paves the way for Ripple to expand its operations to include institutional investors.

“We are grateful to the court for its careful consideration of the case and for upholding the law,” Garlinghouse said.

“We are also thankful to the many people who have supported Ripple throughout this process. We look forward to continuing to build the future of payments and financial technology.”

Earlier this year, Standard Chartered’s head of digital assets research, Geoffrey Kendrick, predicted that XRP could surge by 500% and potentially overtake Ethereum in market capitalization by 2028.

Kendrick’s thesis is based on XRP’s unique role not just as a payments solution, but also as a key player in the tokenization of assets around the world. With the XRP Ledger (XRPL) already designed for low-cost, high-speed transfers, Kendrick believes its infrastructure is ready to support large-scale institutional use.

He also notes that Ripple’s strategic acquisitions, such as the $1.25 billion purchase of Hidden Road, demonstrate a broader push into traditional finance. These moves strengthen XRP’s position in prime brokerage and cross-asset settlement, making it more than a speculative asset.

Moreover, Kendrick anticipates that an XRP spot ETF will be approved in Q3 2025, which could unlock $4–$8 billion in new inflows into the token during the first 12 months.

This optimism is further fueled by the SEC dropping its appeal in the case against Ripple, a development that Garlinghouse says paves the way for XRP’s expansion into institutional corridors.

With its growing network effect and deeper liquidity, XRP may ultimately emerge as the dominant force. Standard Chartered expects XRP to reach $5.50 in 2025, then push to $8.00 in 2026, before settling around $12.50 in 2028 on the assumption that Bitcoin climbs to $500,000.

However, while whales are busy accumulating XRP, they are also setting their sights on a new payments-focused altcoin that is quickly gaining attention in 2024. This token, known as Remittix, is being touted by some as the “New XRP.”

With its presale already crossing $14.4 million and more than 527 million tokens sold at $0.0757 each, Remittix is making a strong impression.

But what exactly drives this interest in Remittix, and why are whales setting their tokens on the project?

Early Buyers Position Remittix As A Top Token To Watch

In a world still grappling with the inefficiencies of traditional cross-border payments, Remittix is emerging as a focused solution.

With an emphasis on crypto-to-fiat conversions completed in less than 24 hours and minimal fees, Remittix aims to provide a time-critical service for diverse users. From freelancers