How does the “Umbrella” mechanism achieve cross-chain deployment and what does it mean for different blockchain networks?

David Sacks, director of AI and cryptocurrency at the White House, expressed that the "DeFi broker rules" may be revoked, a move that has a profound impact on Aave's future development. From a regulatory perspective, the DeFi broker rules include many strict requirements, such as anti-money laundering, identity verification, etc. With the revocation of this rule, Aave will no longer be forced to report and disclose customer information, greatly reducing the regulatory burden.

In terms of compliance costs, following DeFi broker rules requires a lot of resources to be invested in compliance construction, including technical research and development, personnel training, etc. After the rules are revoked, Aave can invest the saved funds in core business development, such as optimizing protocols, expanding the market, etc., and enhancing its own competitiveness.

At the market confidence level, reducing regulatory pressure will make investors more confident in Aave. In the past, due to strict supervision, some investors were worried about risks and waited. Now that the policy is loose, investors are less concerned and are more willing to invest money, bringing more capital inflows to Aave.

From the perspective of business development, Aave can take advantage of the favorable policies and actively develop new businesses. For example, relax restrictions on lending business, attract more users to participate in lending, expand market share, and increase influence in the DeFi lending field.

In terms of attracting users, Aave can simplify user registration and lending processes with loose policies. There is no need for cumbersome identity verification and other links to lower the threshold for user use and attract more new users to join the Aave ecosystem.

At the technological R&D level, Aave can invest the saved compliance costs into technological innovation. Focusing on improving protocol security and optimizing smart contracts, Aave is technologically ahead of its peers and attracting more technical users and developers.

In terms of partnerships, Aave is more attractive due to its favorable policies. We can establish cooperation with more financial institutions and technology companies, expand business boundaries, jointly develop new products and new services, and enrich the Aave ecosystem.

In terms of product innovation, Aave has more room to launch new financial products. For example, based on the new policy environment, more flexible financial products are designed to meet the investment needs of different users.

In terms of industry competition landscape, Aave stands out with its policy advantages. Competitors may be restricted by regulation and development due to their continued regulatory constraints, and Aave takes this opportunity to expand its advantages and consolidate its position in the DeFi field.

In terms of international market expansion, loose policies make Aave easier to enter the international market. Reduce obstacles caused by regulatory differences, cooperate with global users and institutions, and enhance Aave's international influence.

In terms of community construction, Aave community will become more active due to the favorable policies. Attract more community members to participate, provide advice for Aave's development, and promote the healthy development of Aave's ecological development.

In terms of talent attraction, Aave can attract more professional talents by relying on its policy advantages. Such as blockchain technology talents, financial experts, etc., inject strong intellectual support into Aave's development.