Thousands of customers choose crypto on their debit cards for small, micro purchases and bigger, “planned” items.

Cryptocurrency is evolving beyond holding or trading – it's increasingly being used as everyday money

Salt Lake City, UT – March 27, 2025 – Cryptocurrency is increasingly being used as everyday money, according to the latest data from CoinZoom, a Utah-based fintech.

CoinZoom, which offers a crypto debit card, free instant international P2P, and crypto trading, has seen thousands of customers make small, micro purchases and bigger, “planned” items in 50 countries around the world with its new metal debit card.

The data, which covers the period from January 1, 2025 to March 2025, shows that customers are making a significant portion of their smaller purchases—like coffee, transportation, and groceries—using cryptocurrencies.

The top five cryptocurrencies used for purchases in 2025 so far are:

* USDT

* BTC

* XLM

* LTC

* PEPE

This usage signals that customers are making informed choices about which currencies to use, depending on the transaction type, timing, or market conditions. In many cases, they’re even using up small “dust” balances—every coin in their wallet to their advantage.

CoinZoom customers are heating up the small and mid-sized macroeconomic enterprises (SMMEs) with their spending habits.

The average transaction size for cryptocurrency is $10 to $50, with some instances of micro-transactions under $10.

The smallest transaction was for $0.99, while the largest transaction was for $1,000.

The data also shows that CoinZoom customers are using crypto for a variety of major purchases, such as flights, electronics, and other big-ticket items.

“This data really questions the contention that crypto has no role as a ‘means of exchange’,” said Todd Crosland, CEO and Co-Founder of CoinZoom. “Our customers have demonstrated month on month that having a ‘blended wallet’ with both cash and crypto gives them real power and choice. Since we launched our metal card for our Black Account holders, they have been getting over $300 a month in free crypto rewards, so this is a win, win, win for the future of payments.”

About CoinZoom

CoinZoom is a U.S.-based financial platform enabling users worldwide to send, spend, save, and invest seamlessly. As a U.S.-registered Money Services Business and Money Transmitter, CoinZoom's services are available in 45 U.S. states. Recognized for stringent security standards, CoinZoom holds SOC2 Type II Certification. Offering diverse funding options like Apple Pay, Google Pay, debit and credit cards, wire transfers, ACH, and instant cash deposits at multiple U.S. retail locations, CoinZoom bridges traditional and digital finance. Its global peer-to-peer payment system, ZoomMe®, allows users in 169 countries to send cash or crypto instantly and fee-free, providing substantial savings on remittance fees. The CoinZoom Crypto Debit Card grants unparalleled spending flexibility, enabling users to transact in USD or crypto at over 130 million merchants globally while earning up to 5% in crypto rewards. CoinZoom also has subsidiaries in Australia and Ireland and is pending registration as a Virtual Asset Service Provider (VASP) in Lithuania.