Should You Regret Not Buying Ripple (XRP) When It Was Cheaper?

A thought-provoking video was posted on YouTube asking if missing out on Ripple (XRP) tokens could be the biggest financial regret of 2025.

A thought-provoking video posted on YouTube asks whether missing out on Ripple (XRP) tokens could be the biggest financial regret of 2025.

The video, posted by Cheeky Crypto, begins with a powerful historical statement. In January 2017, XRP was trading at just $0.003, meaning someone could have purchased 10,000 tokens for only $30. By January 2018, that same investment would have ballooned to $33,100 when XRP hit its peak of $3.31—a 110,000% increase in value.

This kind of explosive growth creates the painful “what-if” scenarios that haunt investors who hesitated.

The Future of Ripple Price and Expert Predictions

The video then introduces viewers to Adorino Fina, founder of Alpha Lions Academy and a respected voice within the XRP community. Fina doesn’t mince words when he strongly recommends holding at least 10,000 XRP, suggesting that failing to do so means surrendering “a lifetime of missed opportunities on a silver platter.”

The statistics Cheeky Crypto shares are revealing: out of 6.3 million XRP wallets, only about 298,472—less than 5%—contain 10,000 XRP or more. Fina frames this as membership in an elite club that will reap huge benefits when XRP surges again.

Using an engaging fairground metaphor, Cheeky Crypto compares XRP to the most exciting ride at an amusement park. Many rides are fun, but only a few deliver truly breathtaking experiences. For believers like FINA, XRP’s 2017 rise wasn’t a one-time event but merely the first phase of a much larger pattern.

Fina’s projections, highlighted throughout Cheeky Crypto’s analysis, are bold and attention-grabbing. He theorizes that XRP could reach $300 by 2035, suggesting that a $44,000 investment today might transform into $5.4 million—the kind of exponential growth he claims is impossible to find in traditional financial markets. At the same time, he acknowledges the volatility inherent in crypto, describing it as filled with “heart-pounding peaks and stomach-dropping valleys.”

Not Buying XRP at a Lower Price: a Financial Mistake?

The psychological aspects of missed opportunity are prominent throughout Cheeky Crypto’s video. Many investors who skipped XRP during its earliest days are now left with thoughts like “What if I bought at $0.003?” or “What if I wasn’t scared to act?” This section resonates emotionally by tapping into universal feelings of regret over missed chances.

According to Fina, whose insights Cheeky Crypto carefully unpacks, XRP represents more than just a financial asset—it’s a revolution. Investing means joining a community of forward-thinkers betting on the future of decentralized finance. He argues that at around $2, the current XRP price is deeply undervalued, presenting a floor rather than a ceiling. For FINA, this is merely “the starting line of the next big race” and a gift for those brave enough to invest now.

Cheeky Crypto doesn’t avoid addressing skepticism and risk. The video acknowledges that cryptocurrency investments carry huge uncertainty, with fear of bubbles and losses always present. However, Fina flips conventional wisdom by suggesting that “playing it safe is riskier than calculated risk”—especially when considering potential opportunities of this magnitude.

Using another compelling metaphor, the narrative compares investing in XRP to driving at night with a faint light. You can either stay on the busy, known road or take the riskier path toward something potentially magnificent. As the narrator notes, “Sometimes the unknown road leads to the most breathtaking view.”

The video concludes by framing XRP as both an investment and a community—a “secret society” of believers with the 10,000 XRP threshold serving as an informal membership requirement. Cheeky Crypto’s final message emphasizes that “the difference between ordinary and extraordinary starts with one decision” and encourages viewers to remain curious, informed, and engaged with Ripple’s development in the cryptocurrency landscape.