Homium Unveils Real Estate Equity Platform, Tokenizing Home Price Gains on Avalanche

Homium has launched its real-estate equity mortgage lending and securitisation platform on Avalanche, with a $10 million Series A round co-led by Sorenson Impact Group and Avalanche’s Blizzard Fund. The platform connects homeowners with investors, tokenising home equity loans to provide a new asset class for institutional investors. Currently available in Colorado, Homium’s platform offers a shared appreciation home equity loan with no interest or monthly payments, and is set to expand to more states.

Homium Launches Real Estate Equity Platform, Securitizes Home Price Appreciation on Avalanche

Homium, a newly launched real estate equity lending and securitization platform, has announced its availability in Colorado with plans to expand to additional states shortly. The platform allows homeowners to secure loans by pledging a portion of their home's future price appreciation.

The platform leverages the Avalanche blockchain to transform these home equity loans into tokenized assets. These tokens track the price appreciation of a pool of securitized home loans, offering investors a novel and attractive asset class.

Homium's platform provides homeowners with an alternative to traditional interest-bearing loans by offering a shared appreciation home equity loan with no monthly payments or interest. This unique arrangement unlocks trapped home equity for homeowners while offering investors a potentially lucrative return.

Institutional investors can participate in this asset class through Homium's securitization platform. This platform offers a new source of uncorrelated, inflation-protected returns for institutional portfolios. For the first time, institutions and homeowners can invest side-by-side, aligning their interests and promoting mutual prosperity.

This advancement in real estate finance aligns with the growing trend of tokenizing real-world assets, a market projected to reach $10 trillion by 2030. Homium is poised to capitalize on this burgeoning industry by providing a secure and transparent platform for homeowners and investors alike.

Homium's launch on Avalanche is supported by a $10 million Series A funding round co-led by Sorenson Impact Group and Avalanche's Blizzard Fund. This investment demonstrates the confidence of industry leaders in Homium's vision and platform.

Tommy Mercein, CEO of Homium, commented on the launch: "Homium is introducing a valuable new asset class for institutional investors, unlocking uncorrelated returns and inflation protection. We are excited to partner with Avalanche and bring this transformative platform to homeowners and investors."

Morgan Krupetsky, Senior Director of Business Development for Institutions and Capital Markets at Ava Labs, stated: "Homium offers a compelling opportunity for institutional investors. It provides a new asset class with diversification and inflation protection, allowing institutions to align their investments with the success of homeowners."

This innovative platform represents a significant step forward in real estate finance, empowering homeowners and providing investors with access to a unique and promising asset class. Its expansion into additional states will further enhance its accessibility and impact on the real estate market.