Chan Lee is the chief executive officer (CEO) and co-founder of NOD Games — a blockchain-based game development company that created [League of Kingdoms](https://coinmarketcap.com/currencies/league-of-kingdoms/) (LOKA). Chan Lee has a degree in Computer Science from Pohang University of Science and Technology — one of the best higher educational institutions in South Korea. Chan Lee formerly worked as a product designer for _Samsung Electronics_, held a position of an executive board member at _DAYLI financial group_ — a fintech company, and co-founded _NEXTMATCH_ — the number one dating app service provider in South Korea. NOD Games’s chief technology officer (CTO) and co-founder Steve Hwang is an experienced programmer and game developer. He was previously a member of the founding team at _Gamevil_ — a mobile game publisher based in Seoul, Republic of Korea and a software engineer at _Electronic Arts_ — a well-known video game company.

[League of Kingdoms](https://coinmarketcap.com/currencies/league-of-kingdoms/) (LOKA) is a blockchain-based Massively Multiplayer Online (MMO) strategy game. As a [play-to-earn](https://coinmarketcap.com/alexandria/glossary/play2earn-play-to-earn) ecosystem League of Kingdoms allows players to earn real income through in-game activity. During gameplay users can build kingdoms, raise armies, form alliances and compete on the battlefields for power and wealth. The game supports player-versus-environment (PvE), player-versus-player (PvP) and party-play (MMO) gaming modes. While the League of Kingdoms’s [governance token](https://coinmarketcap.com/alexandria/glossary/governance-token) LOKA allows holders to take part in the decision-making process on the platform, purchase in-game items and profit through staking, the project’s [utility token](https://coinmarketcap.com/alexandria/glossary/utility-token) called DST (Dragon Soul Token) is necessary for breeding Dragos, the dragon-like in-game characters. LOKA token went live in January 2022. According to the official [whitepaper](https://whitepaper.playersarena.foundation/loka/) the game was launched in July 2021. In 2022 the platform plans to release a proprietary NFT marketplace, a PvP arena and a land reward hub among other new features.

CEL is a publicly-tradable token on major exchanges, with pairs available for cryptocurrencies and stablecoins. As of October 2020, automated market makers ([AMMs](https://coinmarketcap.com/alexandria/glossary/automated-market-maker-amm)) held the lion’s share of trading volume, with popular pairs being for [Bitcoin](https://coinmarketcap.com/currencies/bitcoin/) (BTC) and [Wrapped Ether](https://coinmarketcap.com/currencies/weth/) (WETH). New to cryptocurrency? Read our [easy guide to buying Bitcoin](https://coinmarketcap.com/how-to-buy-bitcoin/) or any other cryptocurrency.

Celsius uses a modified proof-of-stake algorithm for its token, while broader security procedures were outlined in a dedicated presentation in June 2020, still available on the company’s website. As with any client-orientated wallet, the risk of theft from attacks such as SIM-swapping is present if users themselves do not have adequate protections in place such as two-factor authentication.

The native token of Celsius is CEL. It performs a number of user-related functions and is freely tradable outside the platform. CEL has a maximum supply of 695,658,161 tokens, of which 76% are in circulation and 24% are locked according to a schedule laid out in the project’s technical literature. CEL had an initial coin offering ([ICO](https://coinmarketcap.com/alexandria/glossary/initial-coin-offering-ico)) in May 2018. The presale and crowdsale took 50% of the token supply, with 27% going to the treasury, 19% to the team and 2% to partners and advertisers respectively. CEL is an [ERC-20](https://coinmarketcap.com/alexandria/glossary/erc-20) standard token on Ethereum.

Celsius aims to outperform banks at their own game by offering financial services on the kind of terms which traditional financial institutions no longer offer. These include much higher rates of returns on savings and deposits, much easier and fairer loan requirements and automated rewards computed for each user algorithmically. Penalties and bank-style fees are also waived. The platform also functions as a wallet via its CelPay feature, and hosts its own CEL token which users can leverage to increase payout value among other things. As a for-profit company, Celsius takes a cut of profit margins on interest payments, still returning 80% to users themselves. The company also lends to institutional entities such as hedge funds. Payments are ensured because loans are asset-backed, and any borrower must supply more than 100% of what they borrow in the destination currency.

Celsius originally came into being as the product of creators Alex Mashinsky and Daniel Leon in 2017. Mashinsky has a long-running history in the internet development sphere, having worked on the Voice Over Internet Protocol (VOIP) in the 1990s and other technologies since. Celsius is far from Mashinsky’s first corporate venture, with seven startups and 35 patents to his name, the project’s official website states. Co-founder and COO Daniel Leon meanwhile has experience focusing on growing early-stage startups. His previous roles include being CEO of Atlis Labs, a social recommendation and discovery app which used real-time user referrals. Celsius now has a large team of core employees, technical developers and advisors with experience in various spheres.

Celsius (CEL) is an all-in-one banking and financial services platform for cryptocurrency users. Launched in June 2018, it offers rewards for depositing cryptocurrency, along with services such as loans and wallet-style payments. Users of the platform receive regular payouts and interest on their holdings. Celsius’ native token, CEL, performs a variety of internal functions, including boosting user payouts if used as the payment currency.

[DeFiChain](https://coinmarketcap.com/currencies/defichain/) (DFI) is a [blockchain](https://coinmarketcap.com/alexandria/glossary/blockchain) platform built with the mission of maximizing the full potential of [DeFi](https://coinmarketcap.com/alexandria/article/what-is-decentralized-finance) within the [Bitcoin](https://coinmarketcap.com/currencies/bitcoin/) (BTC) ecosystem. The software platform is supported by a distributed network of computers and is designed to facilitate fast and transparent transactions. The development team positions DeFiChain as an innovative blockchain project and offers solutions to [problems](https://coinmarketcap.com/alexandria/glossary/blockchain-trilemma) like scalability, security and decentralization. The project was launched in the fall of 2019 with the aim of offering financial services that commercial banks typically provide (borrowing, lending, investing, keeping funds). Yet there is a key difference between DeFiChain and a banking network: DeFiChain is a [decentralized](https://coinmarketcap.com/alexandria/glossary/decentralized) platform. This provides a number of advantages: authorities and entities cannot control the network and anyone has the right to participate in the launch of the network [protocol](https://coinmarketcap.com/alexandria/glossary/protocol). All actions support the entire network and participants in the process receive DFI tokens. The DeFiChain platform ensures fast, transparent and decentralized financial services. The project is built on Bitcoin as a software [fork](https://coinmarketcap.com/alexandria/glossary/fork-blockchain) and is tied to the Bitcoin blockchain using a [Merkle](https://coinmarketcap.com/alexandria/glossary/merkle-tree) root every few blocks. DeFiChain transactions are non-Turing complete, which makes them fast and smooth, with low [gas](https://coinmarketcap.com/alexandria/glossary/gas) costs and a reduced risk of smart contract errors. DeFiChain’s initial functions and products include: lending, token wrapping, pricing oracles, exchanges, asset tokenization, distribution of dividends, and more. Who Are the Founders of DeFiChain? The DeFiChain Foundation owns all [DeFiChain](https://coinmarketcap.com/currencies/defichain/) (DFI) trademarks and domains. The organization is responsible for developing the ecosystem, forging new partnerships, guiding the development of tools for partners, and overseeing DFI funds. At the origins of the project are two key figures: Dr. Julian Hosp and U-Zyn Chua. Hosp is an influential and authoritative specialist in the crypto industry, with a large following around the world. He is also the co-founder and CEO of Cake DeFi. U-Zyn Chua, fellow co-founder of Cake DeFi, serves as chief technical officer (CTO) and researcher at DeFiChain. Chua is also chief engineer at Zynesis and a blockchain advisor to the Singapore government. What Makes DeFiChain Unique? There are two towering blockchains in the crypto industry: [Bitcoin](https://coinmarketcap.com/currencies/bitcoin/) (BTC) and [Ethereum](https://coinmarketcap.com/currencies/ethereum/) (ETH), both of which have inspired the emergence of decentralized finance. However, these early innovations have their limitations: Bitcoin has a long-standing reputation for security, yet can only support basic BTC transactions. As for Ethereum, developers can create applications to perform more complex transactions, yet the network has problems with scalability. This is where [DeFiChain](https://coinmarketcap.com/currencies/defichain/) (DFI) comes in, aiming to tackle challenges like scalability, security and fair governance. The solutions it proposes are as follows: * Building a blockchain platform for DeFi use cases, which is based upon Bitcoin in order to ensure a high level of security. * Using a hybrid [proof of stake](https://coinmarketcap.com/alexandria/glossary/proof-of-stake-pos) (PoS)-[proof of work](https://coinmarketcap.com/alexandria/glossary/proof-of-work-pow) (PoW) consensus mechanism for network operation. The benefits of DeFiChain therefore include: * Offering a full suite of financial asset classes to users in a permisonless and borderless manner * Supporting a wide range of cryptoeconomic financial transactions. * Offering high throughput for all transactions. * Achieving a high level of security through its hybrid consensus mechanism and the fact that transactions are non-Turing complete. * Offering developers the ability to create DeFi apps on one chain. * Providing a reliable and decentralized governance system. How Many DeFiChain (DFI) Coins Are There in Circulation? [DeFiChain](https://coinmarketcap.com/currencies/defichain/) (DFI) is the native unit of account for the DeFiChain platform. The token is utilized both as payment for transaction fees and as a governance tool (i.e., token holders can vote on ecosystem improvements). On top of this, DFI can be used as collateral to borrow other crypto assets. DFI has a capped supply of 1.2 billion coins. 49% of the total supply was transferred to the DeFiChain Fund and the remaining 51% has been issued to masternode holders (over time). The project didn’t participate in [ICO](https://coinmarketcap.com/alexandria/glossary/initial-coin-offering-ico) or initial exchange offering ([IEO](https://coinmarketcap.com/alexandria/glossary/initial-exchange-offering)) events and the DeFiChain team did not conduct any sales rounds. How Is the DeFiChain Network Secured? The [DeFiChain](https://coinmarketcap.com/currencies/defichain/) (DFI) [smart contract](https://coinmarketcap.com/alexandria/glossary/smart-contract) programming language is considered a safe option because it’s non-Turing complete. In addition, DeFiChain is tied to [Bitcoin](https://coinmarketcap.com/currencies/bitcoin/) (BTC) for security reasons: every few minutes DeFiChain takes cryptographic snapshots of the current state of the network and stores it on the Bitcoin blockchain (the action resembles a backup). In September 2020, DeFiChain smart contracts were audited by SlowMist and in October of that year by KnownSec. No vulnerabilities were found. DeFiChain’s final layer of security is its hybrid [PoW-PoS](https://coinmarketcap.com/alexandria/article/proof-of-work-vs-proof-of-stake) consensus mechanism, which takes advantage of the best aspects of each. Where Can You Buy DeFiChain (DFI)? [DeFiChain](https://coinmarketcap.com/currencies/defichain/) (DFI) is listed on major cryptocurrency trading platforms like [Bittrex](https://coinmarketcap.com/exchanges/bittrex/). Other options for buying DFI include [KuCoin](https://coinmarketcap.com/exchanges/kucoin/), [Uniswap (V2)](https://coinmarketcap.com/exchanges/uniswap-v2/), [DeFiChain DEX](https://coinmarketcap.com/exchanges/defichain-dex/), [Hotbit](https://coinmarketcap.com/exchanges/hotbit/), [LATOKEN](https://coinmarketcap.com/exchanges/latoken/), [Bitrue](https://coinmarketcap.com/exchanges/bitrue/) and the mobile app from [DFX.SWISS](https://dfx.swiss/). Another way to get DFI tokens is direct purchase via the [Cake DeFi](https://cakedefi.com/) platform. However, prices can be slightly higher there than on crypto exchanges. If you are new to [cryptocurrency](https://coinmarketcap.com/alexandria/article/what-are-cryptocurrencies), have a look at the CoinMarketCap [blog](https://coinmarketcap.com/alexandria/categories/blog). Want to better understand crypto terminology? Check out CoinMarketCap's [glossary](https://coinmarketcap.com/alexandria/glossary).

Litentry is a privacy-preserving decentralized identity aggregation oracle, built on the Substrate framework and tailored for Polkadot, EVM-based platforms, and other multi-chain ecosystems. It leverages Trusted Execution Environments (TEE), verifiable credentials, and customizable score computation to usher in a new era of digital identity. Its flagship product, the IdentityHub, is transforming how identities are managed and authenticated across blockchains. Its self-sovereign user-centric approach to identity, bridging both Web2 and Web3, offers a robust suite for user activity and identity data management. With tools like the IdentityHub and unique staking mechanisms, Litentry is committed to establishing a unified, privacy-centric decentralized identity infrastructure, redefining interoperability and utility for users and projects in the decentralized space.

What Is Shrapnel? SHRAPNEL is a first-person extraction shooter where you'll fight as a MEF (Mercenary Extraction Force) Operator. The gameplay is competitive and intense. In 2038 an asteroid collided with the moon, and years later meteorites rain down on earth repeatedly: dangerous yet valuable. Your mission is to collect this mysterious meteorite substance, survive in military combat, and get out alive. The progression system provides long-term goals and rewards for your Operator character. It’s the ultimate high-stakes treasure hunt. Who Are the Founders of Shrapnel? The SHRAPNEL team is comprised of industry experts from AAA games and blockchain projects. We are designers, producers, artists, and programmers working at the nexus of games, television, movies, and graphic novels. Collectively, we’ve produced some of the biggest game franchises in the world (Bioshock, Ghost of Tsushima, Halo Remastered, Red Faction Guerilla, Star Wars, Harry Potter, and more). The team leadership has won Emmys and BAFTAs for their previous work, and SHRAPNEL has already won six industry awards so far.

Hunt Town serves as a collaborative hub for Web3 creators, linking their project-related endeavors in a unified space. Members gain access through a unique system that combines fungible token-backed membership passes with a community point mechanism. Entry into this exclusive guild is contingent upon owning Building NFTs, which are obtained by locking up 1,000 HUNT tokens.

In today's Ethereum ecosystem, ZK-Rollup technology is gaining traction as a vital solution for scalability enhancement and reducing transaction costs. However, the majority of ZK-Rollup projects share a common issue: unfairness. These projects, despite not issuing tokens, lucratively profit from users' transaction fees. Users engage frequently on these platforms, paying substantial Gas fees for each transaction, yet receiving no substantial commitment to reciprocal rewards. Furthermore, these ZK-Rollup projects are entirely controlled by centralized teams, leaving the community unable to partake in operations and governance, thus denying regular users their rightful benefits. Hence, there's an urgent need for a new kind of ZK-Rollup project, one entirely driven by the community, centered on principles of fairness and transparency, while delivering returns to users and enabling decentralized governance.

ZKFair is the first community ZK-L2 based on Polygon CDK and Celestia DA, powered by Lumoz, a ZK-RaaS provider. ZKFair utilizes stablecoin USDC as the gas token. ZKFair ensures 100% EVM compatibility, exceptional performance, minimal fees, and robust security.

ThunderCore is a secure, high-performance, EVM-compatible public blockchain with its own native currency, Thunder Token. The company was founded in 2017 in Silicon Valley by Chris Wang and top researchers and engineers in the field. With a breakthrough consensus protocol that overcomes the scalability “trilemma” called PaLa, the ThunderCore network offers 4,000+ TPS, sub-second confirmation times, and low gas fees that cost less than a fraction of a dollar (<$0.00001), giving decentralized applications security and scalability. Evidently, ThunderCore DApps have been dominating the gaming and gambling category charts week after week, a true testament to how easy it is for DApps to scale on the platform. ThunderCore also prioritizes interoperability, as native assets on other blockchains (eg. Ethereum, BSC, HECO) can be exchanged amongst each other through a cross-chain mechanism called ThunderCore Bridge. By solving usability challenges and setting a new standard of reliability and security, ThunderCore leads the effort to bring wide adoption to blockchain technology. Currently, with an international user base that spans across more than 18 countries, ThunderCore has amassed more than 4 million total addresses and 180 million transactions on its network.

RARI is currently available to trade on several mid-tier exchanges, including MXC, Hotbit and [Poloniex](https://coinmarketcap.com/exchanges/poloniex/), as well as popular [decentralized exchanges](https://coinmarketcap.com/alexandria/glossary/decentralized-exchange-dex) like [Uniswap](https://coinmarketcap.com/exchanges/uniswap-v2/), Mooniswap and Balancer. The most popular trading pairs for RARI include RARI/WETH, RARI/USDT and RARI/ETH. If you’re looking to purchase RARI or other cryptocurrencies with regular fiat, check out our [simple guide](https://coinmarketcap.com/how-to-buy-bitcoin/).

Rarible is a platform built on the [Ethereum](https://coinmarketcap.com/currencies/ethereum/) network. Its native governance token, RARI, is built on the [ERC-20](https://coinmarketcap.com/alexandria/glossary/erc-20) token standard. The tokens created on the platform are minted using the ERC-721 non-fungible standard and are secured by the Rarible protocol. Both ERC-20 and ERC-721 tokens are transacted on and secured by the Ethereum mainnet. This is a [proof-of-work](https://coinmarketcap.com/alexandria/article/proof-of-work-vs-proof-of-stake) (POW), and [soon-to-be proof-of-stake](https://coinmarketcap.com/alexandria/article/a-dive-into-ethereum-2-0) (POS) blockchain that uses a decentralized network of nodes and miners to ensure transactions are secure. The transparency of the Ethereum blockchain can be used to certify and guarantee the uniqueness of NFTs traded on the Rarible marketplace — ensuring creators and collectors can be confident that their tokens are genuinely rare.

The total supply of RARI is capped at 25,000,000 and its current circulating supply depends on user participation. As of November 2020, just over 850,000 RARI are in circulation. The majority of RARI tokens (60%) are reserved for buyers and sellers on the Rarible marketplace. Every Sunday, 75,000 tokens are distributed to creators and collectors (50% each). This will be the case for at least 200 weeks after the marketplace launched. Rarible terms this process “marketplace liquidity mining.” Additionally, an airdrop of 10% of the total supply is distributed among NFT holders (8%) and other Rarible users (2%). The remaining 30% of Rarible tokens will be gradually distributed to investors and the Rarible team. The full tokenomics of the RARI token can be viewed on the official Rarible [introductory post](https://medium.com/@rarible/introducing-rari-the-first-governance-token-in-the-nft-space-5dbcc55b6c43) on Medium.

Rarible intends to become more than just a marketplace for digital collectibles and art through [blockchain technology](https://coinmarketcap.com/alexandria/glossary/blockchain). The platform is used to create or “mint” NFTs with an extremely simple process that makes it accessible to those with little to no experience with NFTs. This allows artists and creatives to create and sell their digital products with zero barriers to entry while still benefiting from the security enabled by blockchain technology. The Rarible platform and protocol is an autonomous ecosystem that is governed by RARI holders, who are tasked with voting on governance proposals. In time, Rarible intends to transition to a [fully decentralized autonomous organization](https://coinmarketcap.com/alexandria/glossary/decentralized-autonomous-organizations-dao) (DAO) structure. The entire NFT ecosystem is still fairly new, but Rarible is already aiming to use part of the revenue to subsidize the first mint transaction (NFT creation transaction) for users, in addition to other business strategies to fuel the growth of the platform. The Rarible protocol is a solution to the limitations faced by the intellectual property market — such as challenging licensing and paperwork requirements. NFTs instead represent an easily accessible alternative available to anyone with just a few clicks.

The Rarible team is based in the US and was co-founded by Alexei Falin and Alexander Salnikov in early 2020. Alexei Falin is Rarible’s CEO, and also the co-founder of Sticker.Place, a computer software company that specializes in stickers. Falin graduated from the University of Southern California and the Higher School of Economics in Moscow. Alexander Salnikov was the co-founder of Zenome and the ICO Director of Humaniq, a blockchain-based project that provides tools to the unbanked. Salnikov has founded more than five successful companies in the past and has extensive experience as a product manager. He now works as Rarible’s head of product. According to the official Rarible [LinkedIn](https://www.linkedin.com/search/results/people/?facetCurrentCompany=%5B%2242154719%22%5D&origin=COMPANY_PAGE_CANNED_SEARCH) page, the entire Rarible team consists of almost a dozen employees — many of whom are artists.

Rarible is a creator-centric NFT marketplace and issuance platform that utilizes the RARI token to empower users who actively interact with the protocol. Users on the Rarible platform can easily create non-fungible tokens ([NFTs](https://coinmarketcap.com/alexandria/glossary/non-fungible-token)) for unique digital items like artworks, game items and more. The platform offers users a fully-featured marketplace that is filtered and sorted using different categories to create a smooth and easy user experience. Anyone can create and post NFTs on the Rarible marketplace. The RARI token is a fundamental pillar of the platform as it is used to reward active users and for participating in the governance of the protocol.

Everything on Strike is handled automatically by smart contracts, which act to mint sTokens after Ethereum and ERC20 assets are deposited, and allow Strike users to redeem their stake using their sTokens. The protocol enforces a collateralization factor for all assets supported by the platform, ensuring each pool is overcollateralized at all times. If the collateral falls below the minimum maintenance level, it will be sold to liquidators at a 10% discount, paying down some of the loan and returning the remainder to an acceptable collateralization factor. This arrangement helps to ensure borrowers maintain their collateral levels, provides a safety net for lenders, and creates an earning opportunity for liquidators.

Like many digital assets, only a fixed number of STRK tokens will ever come into existence. The total supply is capped at 6,540,888 STRK and as of writing, approximately than a third are in circulation (2,540,888). Out of these 6,540,888 Strike tokens, 4 million tokens will be distributed to Strike users over a 8-year period. The exact rate of STRK emission is subject to change over time, as voters are able to increase or reduce the emission rate by passing a proposal through community governance.

According to Strike, since the token distribution does not consist of any venture capital, shareholder, founder/advisor token distributions, it maintains the highest level of community distribution. Strike plans to offer a mechanism called "Governors" who can white list tokens to be added quickly to the market making it a scalable DeFi platform. Strike's community governance sets it apart from other similar protocols. Holders of the platform’s native governance token — STRK — can propose changes to the protocol, debate and vote whether to implement changes suggested by others — without any involvement from the Strike team. This can include choosing which cryptocurrencies to add support for, adjusting collateralization factors, and making changes to how STRK tokens are distributed. These STRK tokens can be bought from third-party exchanges or can be earned by interacting with the Strike protocol, such as by depositing assets or taking out a loan.

Strike is a decentralized finance platform. There are no team supplies or founder supplies and the protocol will be operated by the community and be fully decentralized.

Strike is a DeFi lending protocol that allows users to earn interest on their cryptocurrencies by depositing them into one of several markets supported by the platform. When a user deposits tokens to a Strike market, they receive sTokens in return. These sTokens represent the individual’s stake in the pool and can be used to redeem the underlying cryptocurrency initially deposited into the pool at any time. For example, by depositing ETH into a pool, you will receive sETH in return. Over time, the exchange rate of these sTokens to the underlying asset increases, which means you can redeem them for more of the underlying asset than you initially put in — this is how the interest is distributed. On the flip side, borrowers can take a secured loan from any Strike pool by depositing collateral. The maximum loan-to-value (LTV) ratio varies based on the collateral asset, but currently ranges from 50 to 80%. The interest rate paid varies by borrowed asset and borrowers can face automatic liquidation if their collateral falls below a specific maintenance threshold.

UTK token is supported by many major crypto exchanges, such as: [Huobi](https://coinmarketcap.com/exchanges/huobi-global/), [KuCoin](https://coinmarketcap.com/exchanges/kucoin/), [Binance](https://coinmarketcap.com/exchanges/binance/), [Hotbit](https://coinmarketcap.com/exchanges/hotbit/), [Bitfinex](https://coinmarketcap.com/exchanges/bitfinex/) and more.

After being acquired by the MultiversX, UTK was deployed on the MultiversX network as an ESDT token. The MultiversX network is secured by the secure proof-of-stake (SPoS) consensus mechanism. All nodes need to stake EGLD in order to secure the network and act as validators.

The maximum supply of UTK is 500 million, all of which are in circulation.

By combining the strengths of cryptocurrencies and traditional fiat currencies, a Unified Crypto-Fiat Payment Network has the potential to reimagine the way we transact and bridge the gap between the existing financial systems. With a deep understanding of individuals and businesses’ diverse needs, we have developed proven solutions widely embraced by millions of people around the world. Available solutions at the moment are: xMoney Crypto Pay – Accept crypto payments for your business. Seamlessly - Make or collect fast and affordable cross-border payments effortlessly, regardless of your location. Our platform empowers individuals and businesses, providing a seamless and affordable cross-border payments without relying on traditional banks. Cryptocurrency users tend to make use of more than one wallet and exchange for managing their crypto assets. xMoney aims to reduce this complexity by introducing its own native wallet that allows users to make fast and secure transactions. This mobile wallet supports both on- and off-chain payments. Furthermore, it allows users to convert cryptocurrencies to [fiat](https://coinmarketcap.com/alexandria/glossary/fiat) to help offset price volatility.