Ripple Labs 获得 NYDFS 批准 RLUSD 稳定币，提振 XRP 价格

Ripple Labs 凭借其 RLUSD 稳定币取得了巨大胜利，获得了纽约金融服务部 (NYDFS) 的批准。

Cryptocurrency firm Ripple Labs has secured a major win with the approval of its RLUSD stablecoin by the New York Department of Financial Services (NYDFS). The milestone achievement, announced by Ripple CEO Brad Garlinghouse, comes after months of speculation and marks a critical juncture in the company’s journey.

加密货币公司 Ripple Labs 的 RLUSD 稳定币获得纽约金融服务部 (NYDFS) 的批准，取得了重大胜利。 Ripple 首席执行官布拉德·加林豪斯 (Brad Garlinghouse) 在经过数月的猜测后宣布了这一里程碑式的成就，标志着该公司发展历程中的一个关键时刻。

“This just in…we have final approval from NYDFS for $RLUSD! Exchange and partner listings will be live soon – and reminder: when RLUSD is live, you’ll hear it from Ripple first,” said Garlinghouse.

“这刚刚……我们已获得 NYDFS 对 RLUSD 的最终批准！交易所和合作伙伴列表将很快上线，并提醒您：当 RLUSD 上线时，您将首先听到来自 Ripple 的消息，”Garlinghouse 说道。

This just in…we have final approval from @NYDFS for $RLUSD!

就在……我们已获得 @NYDFS 的最终批准，价格为 RLUSD！

Exchange and partner listings (like @Uphold, @Bitstamp, @Bitso, @MoonPay, @IndependentRes, @CoinMENA, and @Bullish) will be live soon

交易所和合作伙伴列表（如 @Uphold、@Bitstamp、@Bitso、@MoonPay、@IndependentRes、@CoinMENA 和 @Bullish）即将上线

— and reminder:

——并提醒：

when RLUSD is live, you’ll hear it from @Ripple first.

当 RLUSD 上线时，您将首先从 @Ripple 听到它。

With the approval, Ripple can now tap into the lucrative New York market and further strengthen trust among institutions and investors. The state’s stringent crypto regulations and oversight are designed to protect consumers and ensure the integrity of the financial system.

获得批准后，Ripple 现在可以进军利润丰厚的纽约市场，进一步增强机构和投资者之间的信任。该州严格的加密货币法规和监督旨在保护消费者并确保金融体系的完整性。

This achievement also solidifies Ripple's credibility as a compliance-first entity, a strategy that has been central to the company’s vision.

这一成就还巩固了 Ripple 作为合规第一实体的信誉，这一战略一直是公司愿景的核心。

As highlighted by crypto analyst Vincent Van Code, RLUSD stands out from the crowd against the likes of USDT and USDC. The robust regulatory framework that Ripple has put in place for its stablecoin is evident. It aligns with four major U.S. financial regulations, including US GAAP, Basel III, the Dodd-Frank Act, and FDIC and Federal Reserve Rules, making it one of the most transparent and tightly knit stablecoins available.

正如加密货币分析师 Vincent Van Code 所强调的那样，RLUSD 在与 USDT 和 USDC 等货币的竞争中脱颖而出。 Ripple 为其稳定币制定的强有力的监管框架是显而易见的。它符合美国四大金融法规，包括美国公认会计准则、巴塞尔协议 III、多德弗兰克法案、联邦存款保险公司和美联储规则，使其成为最透明、最紧密的稳定币之一。

RLUSD is fully backed by U.S. Treasury bonds and onshore assets, ensuring financial stability and adherence to stringent accounting standards. The stablecoin’s value is pegged to the U.S. dollar and is designed to maintain a 1:1 ratio.

RLUSD 完全由美国国债和境内资产支持，确保财务稳定并遵守严格的会计标准。该稳定币的价值与美元挂钩，旨在维持 1:1 的比率。

Unlike competitors, RLUSD’s adherence to Generally Accepted Accounting Principles (GAAP) ensures the stablecoin’s ability to withstand impairment tests. This key distinction sets it apart in the market.

与竞争对手不同，RLUSD 遵守公认会计原则 (GAAP)，确保稳定币能够承受减值测试。这一关键区别使其在市场上脱颖而出。

Furthermore, Ripple has embraced Basel III, a set of global banking rules established post-2007 financial crisis. These measures enhance RLUSD’s risk management and liquidity, making it safer for users.

此外，Ripple 还接受了巴塞尔协议 III，这是 2007 年金融危机后制定的一套全球银行业规则。这些措施增强了RLUSD的风险管理和流动性，让用户更加安全。

The assets backing the stablecoin are also securely stored in regulated institutions, meeting FDIC and Federal Reserve guidelines.

支持稳定币的资产也安全地存储在受监管的机构中，符合 FDIC 和美联储的指导方针。

By aligning with the Dodd-Frank Act, Ripple ensures operational transparency for RLUSD. Introduced after the financial crisis, this regulation safeguards consumers and promotes clarity in financial markets, further boosting investor confidence in the stablecoin.

通过与《多德弗兰克法案》保持一致，Ripple 确保了 RLUSD 的运营透明度。该法规是在金融危机后推出的，旨在保护消费者并促进金融市场的透明度，进一步增强投资者对稳定币的信心。

The buzz surrounding RLUSD has had a positive impact on XRP, Ripple’s native cryptocurrency. Following the announcement, XRP surged 23%, climbing from $2.03 to a high of $2.40, despite a recent dip in the last week.

围绕 RLUSD 的热议对 Ripple 的原生加密货币 XRP 产生了积极影响。消息公布后，XRP 飙升 23%，从 2.03 美元攀升至 2.40 美元的高点，尽管上周有所下跌。

This surge in XRP can be attributed to investor optimism about Ripple’s forward momentum. While the stablecoin’s launch won’t directly affect XRP, positive sentiment around Ripple's innovations often lifts the token.

XRP 的飙升可归因于投资者对 Ripple 前进势头的乐观态度。虽然稳定币的推出不会直接影响 XRP，但围绕 Ripple 创新的积极情绪往往会提振该代币。

Investors view Ripple’s regulatory wins as a reflection of its credibility, which translates into heightened interest in XRP.

投资者将 Ripple 的监管胜利视为其可信度的反映，这意味着对 XRP 的兴趣增加。

Although the exact date for RLUSD’s debut is still up in the air, Ripple plans to make the stablecoin accessible on prominent global platforms. This includes Uphold, Bitstamp, Bitso, MoonPay, Independent Reserve, CoinMENA, and Bullish.

尽管 RLUSD 首次亮相的确切日期仍悬而未决，但 Ripple 计划在全球知名平台上提供这种稳定币。其中包括 Uphold、Bitstamp、Bitso、MoonPay、Independent Reserve、CoinMENA 和 Bullish。

This widespread availability at launch will see Ripple attempt to redefine stablecoins globally, setting a new standard for compliance and stability in the crypto landscape.

推出后的广泛可用性将让 Ripple 尝试在全球范围内重新定义稳定币，为加密领域的合规性和稳定性设定新标准。

As RLUSD prepares to hit the markets, its robust framework could make it a game-changer in the stablecoin space, leaving competitors like USDT and USDC scrambling to keep up.

随着 RLUSD 准备进入市场，其强大的框架可能会使其成为稳定币领域的游戏规则改变者，让 USDT 和 USDC 等竞争对手竞相跟上。