到目前为止，2025年到目前为止的高分超过2900美元

但是，投资者长期以来一直在寻找黄金，原因有很多，包括其在市场波动所浪费的投资组合中维持价值存储的能力。

Record highs of over $2,900 an ounce. But investors have long looked to gold for many reasons, including its ability to maintain a store of value in a portfolio that is otherwise swayed by market fluctuations.

记录高点每盎司2,900美元以上。但是，投资者长期以来一直在寻找黄金，原因有很多，包括其在市场波动所浪费的投资组合中维持价值存储的能力。

Gold bullion coins: Coins made for investors who want to add precious metals to their portfolios and are more interested in the metal content of the coin rather than how collectible it is. Gold bullion coins are named after the government entity that mints them, such as the Canadian Maple Leaf coin. Gold bullion coins are valued for their metal content and their price roughly tracks the spot price.

金条硬币：为想要在其投资组合中添加贵金属的投资者制作的硬币，对硬币的金属含量更感兴趣，而不是收藏品。金条硬币是以造币厂的政府实体命名的，例如加拿大枫叶硬币。金条硬币的金属含量和价格大致追踪了现货价格。

Proof coins: These coins, also called collector’s coins, are minted from precious metals in smaller quantities with a greater attention to detail. Proof coins typically sell at a higher premium and are targeted more toward collectors than investors. Proof coins are valued for their scarcity, design and artisanship. Their price isn’t as tied to spot prices.

证明硬币：这些硬币，也称为收藏家的硬币，是从贵金属中铸造出的，较少，更加关注细节。证明硬币通常以较高的保费出售，而对收藏家的目标比投资者更多。证明硬币的稀缺，设计和手工业被重视。他们的价格与现货价格不那么紧密。

Gold bullion coins are typically sold at a small premium over spot. For example, if the spot price of gold is $1,800 an ounce, a 1-ounce gold bullion coin might sell for $1,820. This premium varies by coin and retailer.

金条硬币通常以较小的优质价格出售。例如，如果黄金的现货价格为每盎司1,800美元，则可能以1,820美元的价格出售1盎司黄金银币。这种溢价因硬币和零售商而异。

If you’re looking to invest in gold for its ability to maintain value during market fluctuations, then gold bullion coins are a good option. If you’re looking for coins as an investment that will increase in value over time due to scarcity, then proof coins might be better.

如果您想投资黄金在市场波动期间保持价值的能力，那么金条硬币是一个不错的选择。如果您正在寻找硬币作为一项由于稀缺性而随着时间的推移而增加价值的投资，那么证明硬币可能会更好。

If you’re interested in investing in gold coins, here are a few of the most popular options:

如果您有兴趣投资黄金硬币，这里有一些最受欢迎的选择：

U.S. Gold Eagle coins

美国金鹰硬币

Canadian Maple Leaf coins

加拿大枫叶硬币

Chinese Panda coins

中国熊猫硬币

South African Krugerrand

南非克鲁格兰

If you’re interested in silver coins, you can purchase silver bullion coins. These days, you can purchase platinum and palladium coins as well.

如果您对银币感兴趣，则可以购买银色金条硬币。这些天，您也可以购买铂和钯金币。

Coins are sold by authorized mints and authorized purchasers who then sell the coins to retailers or directly to the public.

硬币由授权的薄荷和授权购买者出售，然后将硬币出售给零售商或直接向公众出售。

Other ways to invest in gold

其他投资黄金的方法

Besides coins, there are several other ways to invest in gold.

除硬币外，还有其他几种投资黄金的方法。

Gold bullion bars or rounds, which are cheaper than coins of the same purity due to minting costs

金条杆或圆形，由于铸造成本而比相同纯度的硬币便宜

Gold exchange-traded funds (ETFs) or mutual funds

黄金交换贸易资金（ETF）或共同基金

Holding gold in an IRA as part of your retirement strategy

作为退休策略的一部分，将黄金持有IRA