尼日利亚 EFCC 修改针对币安的诉讼，指控该交易所洗钱超过 3500 万美元

尼日利亚金融犯罪监管机构修改了对币安及其一名高管的诉讼，指控该交易所洗钱超过 3500 万美元。

Nigeria’s financial crimes watchdog has amended its lawsuit against Binance and one of its executives, accusing the exchange of laundering over $35 million.

尼日利亚金融犯罪监管机构修改了对币安及其一名高管的诉讼，指控该交易所洗钱超过 3500 万美元。

The Economic and Financial Crimes Commission (EFCC) submitted the amended lawsuit to Justice Emeka Nwite of the Federal High Court in Abuja this week, local outlets report. It alleges that Binance and its fugitive regional manager, Nadeem Anjarwalla, concealed $35.4 million generated by the exchange from its Nigerian operations despite knowing that the money was the proceeds of unlawful activity.

据当地媒体报道，经济和金融犯罪委员会 (EFCC) 本周向阿布贾联邦高等法院法官 Emeka Nwite 提交了修改后的诉讼。据称，币安及其在逃的区域经理 Nadeem Anjarwalla 隐瞒了该交易所在尼日利亚业务中产生的 3540 万美元，尽管他们知道这些钱是非法活动的收益。

The EFCC’s legal battle against Binance started early this year when the agency accused the exchange and two of its executives of money laundering and tax evasion. Anjarwalla escaped from detention in Abuja and has been at large ever since. His colleague, Tigran Gambaryan, who heads Binance’s financial crime compliance department, was detained for eight months. He was released a month ago, with his poor health and diplomatic demands from the U.S. government playing a big role.

EFCC 对币安的法律诉讼始于今年年初，当时该机构指控该交易所及其两名高管洗钱和逃税。安贾尔瓦拉从阿布贾的拘留所逃脱，此后一直在逃。他的同事、币安金融犯罪合规部门负责人蒂格兰·甘巴扬 (Tigran Gambaryan) 被拘留八个月。他一个月前被释放，健康状况不佳和美国政府的外交要求起了很大作用。

In its amended lawsuit, the EFCC alleges that Binance offered financial services without a valid license (which has become somewhat of a Binance playbook globally). It also negotiated foreign exchange rates in the country without authorization, an accusation that the country’s Bureau de Change operators had thrown at the exchange a year ago.

在修改后的诉讼中，EFCC 指控币安在没有有效许可证的情况下提供金融服务（这在某种程度上已成为币安在全球的剧本）。它还未经授权在该国协商外汇汇率，这是该国货币兑换处运营商一年前向该交易所提出的指控。

Local outlets report that since Binance wasn’t represented in the hearing this week, a not-guilty plea was automatically entered to enable the court to proceed with the trial.

当地媒体报道称，由于币安本周没有出席听证会，因此自动提出无罪抗辩，以使法院能够继续审理。

Nigeria’s revitalized digital currency crackdown

尼日利亚重振数字货币打击力度

The revamped pursuit of Binance comes as the EFCC convicted half a dozen local digital asset firms of illegal foreign exchange operations. The most recent is Plip Global, which pleaded guilty to converting U.S. dollars to naira through USD-backed stablecoins without a valid license. Plip also allegedly failed to report to the EFCC a N100 million ($59,000) transfer into its account, violating ALM laws. A federal judge in Abuja ordered the company to forfeit $14,750 and pay a $300 fine.

在 EFCC 对六家当地数字资产公司进行非法外汇业务定罪之际，币安的追捕行动也发生了变化。最近的例子是 Plip Global，该公司承认在没有有效许可的情况下通过美元支持的稳定币将美元兑换成奈拉。据称，Plip 还未能向 EFCC 报告转入其账户的 1 亿奈拉（59,000 美元），违反了 ALM 法律。阿布贾的一名联邦法官命令该公司没收 14,750 美元并缴纳 300 美元罚款。

Three weeks ago, the EFCC secured convictions against two other ‘crypto’ firms—Chimera Log and Egomsinachi—for similar crimes and ordered the forfeiture of $29,500 held in their accounts.

三周前，EFCC 对另外两家“加密货币”公司 Chimera Log 和 Egomsinachi 因类似犯罪定罪，并下令没收其账户中的 29,500 美元。

The EFCC’s fresh crackdown aligns with Nigeria’s approach this year, where it has tightened its oversight over the digital asset sector. The West African nation has purged offshore exchanges like Coinbase (NASDAQ: COIN), KuCoin and licensed local exchanges to better protect investors. Busha Digital and Quidax were the first two local platforms to receive the license.

EFCC 的新打击行动与尼日利亚今年的做法一致，尼日利亚加强了对数字资产行业的监管。这个西非国家已经清理了 Coinbase（纳斯达克股票代码：COIN）、KuCoin 等离岸交易所，并对当地交易所进行了许可，以更好地保护投资者。 Busha Digital 和 Quidax 是首批获得许可证的两个本地平台。

Still, the country has a long way to go in stamping out digital currency-related crimes. A recent report by identity solutions firm Sumsub found that Nigeria has the highest number of cases of identity fraud, which has spread to the digital assets sector.

尽管如此，该国在消除数字货币相关犯罪方面还有很长的路要走。身份解决方案公司 Sumsub 最近的一份报告发现，尼日利亚的身份欺诈案件数量最多，并且已经蔓延到数字资产领域。

“The growing use of cryptocurrency in Nigeria has provided fraudsters with new opportunities for fraud,” commented Hannes Bezuidenhout, Sumsub’s VP for Africa.

Sumsub 非洲副总裁 Hannes Bezuidenhout 评论道：“尼日利亚越来越多地使用加密货币，这为欺诈者提供了新的欺诈机会。”

“Fraudsters have taken advantage of this [adoption], launching cryptocurrency scam schemes, fake investment platforms, and fraudulent Initial Coin Offerings. The relative anonymity of cryptocurrency transactions makes it harder for authorities to trace fraudulent activities,” he added.

“欺诈者利用了这种[采用]，推出了加密货币诈骗计划、虚假投资平台和欺诈性首次代币发行。加密货币交易的相对匿名性使当局更难追踪欺诈活动，”他补充道。

While financial industry leaders acknowledge the need to protect investors, Nigeria’s approach has divided opinions. Some, like Obinna Iwuno, say that licensing exchanges and implementing regulations is the best way forward. This approach balances investor protection and promoting innovation.

尽管金融业领导人承认有必要保护投资者，但尼日利亚的做法却存在分歧。奥宾纳·伊乌诺 (Obinna Iwuno) 等人表示，许可交换和实施法规是最好的出路。这种方法平衡了投资者保护和促进创新。

Others, however, believe that digital currency poses heightened risks to Nigerians and that the government should clamp down harder. Speaking to the media after a recent industry event, local finance expert Kingsley Aguoru urged the government to push eNaira as a better alternative to decentralized digital currencies.

然而，其他人则认为数字货币给尼日利亚人带来了更大的风险，政府应该加大打击力度。在最近的一次行业活动后，当地金融专家 Kingsley Aguoru 向媒体发表讲话，敦促政府推动 eNaira 作为去中心化数字货币的更好替代品。

“Cryptocurrencies, while innovative, exhibit high volatility and unpredictable value swings,” he stated, adding that they fail to exhibit the three functions of money: store of value, medium of exchange, and unit of account. 

他表示：“加密货币虽然具有创新性，但表现出高波动性和不可预测的价值波动。”他补充说，它们无法展现货币的三种功能：价值存储、交换媒介和记账单位。

“In order for a currency to fulfill these functions, it must have a stable value, consistent pricing metrics, and facilitate efficient transactions. Cryptocurrencies struggle to meet these standards,” he said.

“为了让货币实现这些功能，它必须具有稳定的价值、一致的定价指标并促进高效的交易。加密货币很难满足这些标准，”他说。

South Africa issues license to pan-African exchange Yellow Card

南非向泛非交换黄卡颁发许可证

The pan-African exchange Yellow Card has become the latest in South Africa to obtain a Crypto Asset Service Provider (CASP) license under the country’s Bitcoin-friendly regulatory regime.

泛非交易所 Yellow Card 已成为南非最新一家根据该国比特币友好监管制度获得加密资产服务提供商（CASP）许可证的交易所。

The exchange started its South African operations under a local subsidiary in 2020 under the old regulatory framework. Since then, it has expanded operations to capitalize on the country’s ever-rising adoption. 

该交易所于 2020 年在旧监管框架下通过当地子公司开始了南非业务。从那时起，它扩大了业务，以利用该国不断增长的采用率。

“Yellow Card South Africa is now an authorised financial services provider (FSP) in South Africa. The scope of the authorisation encompasses crypto assets, but it can be easily expanded to include various other financial assets, including stocks and tokenised securities,” the exchange said in a statement to media outlets.

“南非黄卡现已成为南非授权的金融服务提供商 (FSP)。授权范围涵盖加密资产，但可以轻松扩展到包括股票和代币化证券等各种其他金融资产。”该交易所在给媒体的一份声明中表示。