Crypto ATM欺诈预防法案旨在打击针对老年人的比特币ATM骗局

当80岁的大草原的约瑟夫·布伦特洛（Joseph Buentello）接到一个电话，声称他的儿子入狱时，他感到恐慌。

When 80-year-old Joseph Buentello of Grand Prairie received a call claiming his son was in jail, he panicked.

当80岁的大草原的约瑟夫·布伦特洛（Joseph Buentello）接到一个电话，声称他的儿子入狱时，他感到恐慌。

Rushing to his local grocery store, he sent $5,000 through a Bitcoin ATM, only to realize later that he had been scammed.

赶往当地的杂货店，他通过比特币ATM派出了5,000美元，但后来才意识到他被骗了。

Buentello's experience highlights the vulnerability of many Americans to these scams.

Buentello的经验突出了许多美国人对这些骗局的脆弱性。

"I was scared... I hit the panic button and let my panic take control of my good judgment," Buentello said.

布伦特洛说：“我很害怕……我按下了恐慌按钮，让我的恐慌控制了我的良好判断。”

This week, a group of U.S. senators introduced the Crypto ATM Fraud Prevention Act aimed at cracking down on crypto ATM scams with federal regulations.

本周，一群美国参议员介绍了《加密att ATM欺诈预防法案》，旨在打击与联邦法规的加密att ATM骗局。

The new bill, introduced by Sen. Dick Durbin (D-Illinois), seeks to add layers of protection to Bitcoin ATM transactions and increase transparency from ATM operators.

由参议员迪克·德宾（D-Illinois）提出的新法案旨在为比特币ATM交易增加保护层，并提高ATM运营商的透明度。

"These measures are common-sense guardrails that will protect countless Americans, particularly senior citizens, from losing thousands of their hard-earned dollars to scams," Durbin said Tuesday on the Senate floor.

杜宾周二在参议院楼上说：“这些措施是常见的护栏，将保护无数美国人，特别是老年人，免受成千上万的辛苦款项的骗局。”

Bitcoin ATMs are becoming increasingly common, popping up in gas stations, convenience stores, smoke shops, and grocery stores. Five years ago, there were roughly 1,000 cryptocurrency ATMs in Texas. Today, there are more than 3,500 in the state and nearly 30,000 nationwide.

比特币ATM越来越普遍，在加油站，便利店，烟雾店和杂货店中弹出。五年前，德克萨斯州大约有1,000个加密货币ATM。如今，该州有3500多个，全国近30,000个。

These machines offer a legitimate and easy way to buy cryptocurrency, but with convenience comes risk. Last year, the FBI warned that scammers are increasingly using these machines, leading to significant losses for victims.

这些机器提供了一种合法，简便的购买加密货币的方式，但便利的风险带来了风险。去年，联邦调查局警告说，诈骗者越来越多地使用这些机器，从而造成了受害者的巨大损失。

According to the Federal Trade Commission, consumer losses in Bitcoin ATM scams skyrocketed tenfold to $114 million from 2020 to 2023. This figure only includes reported losses, suggesting the actual amount could be higher.

根据联邦贸易委员会的数据，比特币ATM骗局的消费者损失从2020年到2023年飙升至1.14亿美元。该数字仅包括报告的损失，表明实际金额可能更高。

The proposed federal legislation includes several measures to protect consumers, particularly first-time users who are most likely to be scam victims:

拟议的联邦立法包括保护消费者的几项措施，特别是最有可能是骗局受害者的初次使用者：

In an email to CBS News Texas, crypto ATM operator Unbank stated that it already meets most of the proposed requirements and supports measures to enhance fraud prevention. However, the company added, "we strongly oppose provisions that limit financial access, create unnecessary regulatory choke points, and increase compliance burdens without clear fraud-reduction benefits."

在给CBS新闻德克萨斯州的一封电子邮件中，加密ATM运营商Unbank表示，它已经满足了大多数建议的要求，并支持了增强预防欺诈的措施。但是，该公司补充说：“我们强烈反对限制财务访问，创造不必要的监管障碍积分并增加合规负担而没有明确减少欺诈效益的规定。”

Other crypto ATM operators have expressed support for efforts to crack down on scams in letters to Congress, with some noting that their current safeguards already go above and beyond to ensure consumers are protected. CBS News Texas reached out to several operators for their thoughts on the new proposal.

其他加密自动柜员机运营商也表示支持在给国会信件中打击骗局的努力，其中一些人指出，他们目前的保障措施已经超越了，以确保消费者得到保护。哥伦比亚广播公司新闻德克萨斯州与几位运营商联系了他们对新提案的想法。