消费者当心：本月比特币交易稳定超过 90,000 美元，网络犯罪分子将围攻马车

骗子“爱、爱、爱利用外部事件，制造混乱，制造紧迫感，窃取你辛苦赚来的钱。”

With bitcoin trading at record highs and showing no signs of slowing down, fraudsters are circling the wagons, hoping to capitalize on the crypto craze and ensnare unsuspecting victims.

随着比特币交易创下历史新高且没有放缓的迹象，欺诈者正在盘旋，希望利用加密货币热潮并诱捕毫无戒心的受害者。

The FBI's Internet Crime Complaint Center received more than 69,000 complaints last year related to cryptocurrency fraud, with estimated losses topping more than $5.6 billion. The losses associated with these complaints accounted for nearly half of the total fraud losses reported.

FBI 互联网犯罪投诉中心去年收到超过 69,000 起与加密货币欺诈相关的投诉，估计损失超过 56 亿美元。与这些投诉相关的损失占所报告的欺诈损失总额的近一半。

Here's how to recognize and avoid the latest crypto scams.

以下是如何识别和避免最新的加密货币诈骗。

'Elon Musk is not going to double your money'

“埃隆·马斯克不会让你的钱翻倍”

Prevalent scams today include fake bonuses in exchange for an initial investment, bogus coin promotions, phishing emails or texts that appear to come from reputable crypto companies or exchanges, Ponzi and pyramid schemes, or "Pig butchering" scams that involve fraudsters building trust over time, often posing as friends or romantic partners, before convincing victims to invest in fake crypto platforms.

当今常见的诈骗包括以初始投资换取虚假奖金、虚假代币促销、看似来自信誉良好的加密货币公司或交易所的网络钓鱼电子邮件或短信、庞氏骗局和传销骗局，或者涉及欺诈者随着时间的推移建立信任的“杀猪”骗局在说服受害者投资虚假加密货币平台之前，通常会冒充朋友或浪漫伴侣。

Coinbase is seeing several scams in which cyber thieves send a text claiming a crypto owner's account has been compromised. If the user responds to the text, scammers try to pry additional information such as the crypto owner's seed phrase, which allows the thieves to empty the account, said Jeff Lunglhofer, chief information security officer of Coinbase. People fall for this because it all seems plausible and the scammers convince them their assets are at risk, he added.

Coinbase 发现了几起骗局，其中网络窃贼发送一条短信，声称加密货币所有者的帐户已被盗用。 Coinbase 首席信息安全官 Jeff Lunglhofer 表示，如果用户回复短信，诈骗者就会试图窃取其他信息，例如加密货币所有者的助记词，从而使窃贼可以清空账户。他补充说，人们上当受骗，因为这一切看起来都很合理，而且骗子让他们相信自己的资产面临风险。

If you get a text or an email claiming there's a problem with your crypto account, don't respond or click on any links. Instead, go directly to your provider's website or call the phone number you know is attached to the provider to inquire about your account, said Merrick Theobald, vice president of marketing at BitPay, a cryptocurrency payment service.

如果您收到一条短信或电子邮件，声称您的加密货币帐户存在问题，请不要回复或点击任何链接。加密货币支付服务 BitPay 的营销副总裁梅里克·西奥博尔德 (Merrick Theobald) 表示，相反，应该直接访问提供商的网站或拨打提供商附带的电话号码来查询您的帐户。

Coinbase warns scammers will prey on your fear

Coinbase 警告诈骗者会利用你的恐惧

Fraudsters also use fear to ensnare victims.

诈骗者还利用恐惧来诱骗受害者。

Coinbase is seeing several scams in which cyber thieves send a text claiming a crypto owner's account has been compromised. If the user responds to the text, scammers try to pry additional information such as the crypto owner's seed phrase, which allows the thieves to empty the account, said Jeff Lunglhofer, chief information security officer of Coinbase. People fall for this because it all seems plausible and the scammers convince them their assets are at risk, he added.

Coinbase 发现了几起骗局，其中网络窃贼发送一条短信，声称加密货币所有者的帐户已被盗用。 Coinbase 首席信息安全官 Jeff Lunglhofer 表示，如果用户回复短信，诈骗者就会试图窃取其他信息，例如加密货币所有者的助记词，从而使窃贼可以清空账户。他补充说，人们上当受骗，因为这一切看起来都很合理，而且骗子让他们相信自己的资产面临风险。

If you get a text or an email claiming there's a problem with your crypto account, don't respond or click on any links. Instead, go directly to your provider's website or call the phone number you know is attached to the provider to inquire about your account, Theobald said.

如果您收到一条短信或电子邮件，声称您的加密货币帐户存在问题，请不要回复或点击任何链接。西奥博尔德说，相反，请直接访问提供商的网站或拨打提供商附带的电话号码来查询您的帐户。

Be skeptical of one-time promotional offers

对一次性促销优惠持怀疑态度

Scammers sometimes send emails or place ads on social media, offering one-time promotions for investing in crypto. These ads often look like legitimate offers from reputable companies that people may be familiar with, or have done business with in the past, said Howard Greenberg, president of The American Blockchain and Cryptocurrency Association, a non-profit trade association.

诈骗者有时会发送电子邮件或在社交媒体上投放广告，为投资加密货币提供一次性促销。非盈利贸易协会美国区块链和加密货币协会主席霍华德·格林伯格表示，这些广告通常看起来像是来自人们可能熟悉或过去与之有过业务往来的信誉良好的公司的合法报价。

But there might be a letter missing in the URL and if you click on it, you'll see something that looks very much like the homepage of the reputable site, confusing people more, Greenberg said. In reality, crypto owners are plugging in their credentials on a fraudulent site. "Before you realize you've signed on to a fake site, your money is gone," Greenberg said. "There's no way to do a dispute like you can with a credit card."

但格林伯格说，URL 中可能缺少一个字母，如果你点击它，你会看到一些看起来非常像知名网站主页的内容，这会让人们更加困惑。事实上，加密货币所有者正在将他们的凭据插入欺诈网站。格林伯格说：“在你意识到自己登录了一个假网站之前，你的钱就已经没了。” “没有办法像信用卡那样解决纠纷。”

To avoid this problem, he recommends people bookmark the websites of the legitimate providers they use. This way, investors can go there directly to purchase crypto and they don't accidentally fall for a scam by clicking on someone else's link. In addition, he recommends people only buy crypto on reputable exchanges, which include Coinbase and Gemini. "You don't want to be using a fly-by-night exchange out of Liechtenstein," Greenberg said.

为了避免这个问题，他建议人们为他们使用的合法提供商的网站添加书签。这样，投资者可以直接去那里购买加密货币，并且他们不会因为点击别人的链接而意外陷入骗局。此外，他建议人们只在信誉良好的交易所购买加密货币，其中包括 Coinbase 和 Gemini。格林伯格说：“你不想在列支敦士登使用不可靠的交易所。”

How families get defrauded

家庭如何被骗

There's the adage, "If it sounds too good to be true, it probably is," but when it comes to crypto scams, people still take the bait. Sometimes it's because they don't recognize the warning signs. These include offers that seem too good to be true, pressure tactics or unrealistic promises for returns. A little homework can save a lot of money and headaches, industry professionals said.

有句格言说，“如果这听起来好得令人难以置信，那么它可能就是真的”，但当涉及到加密货币诈骗时，人们仍然会上当。有时这是因为他们没有意识到警告信号。其中包括看起来好得令人难以置信的报价、施压策略或不切实际的回报承诺。行业专业人士表示，做一点功课可以节省大量金钱并减少麻烦。

Yaya Fanusie, director of policy for anti-money laundering and cyber risk at the Crypto Council for Innovation, had a family member recently defrauded by a crypto scammer. The company, supposedly founded by a well-known mathematician, advertised a guaranteed investment return of 150%. Fanusie did some digging on the relative's behalf and found the supposedly famous mathematician had only a few dozen followers on LinkedIn. Fanusie was also suspicious due to the lofty investment guarantee and because his relative was being asked to communicate with the company on What'sApp, which is end-to-end encrypted and offers scammers extra protection.

加密货币创新委员会反洗钱和网络风险政策总监 Yaya Fanusie 的一名家庭成员最近被加密货币诈骗者诈骗。该公司据说是由一位著名数学家创立的，宣传保证投资回报率为 150%。 Fanusie 代表这位亲戚做了一些挖掘，发现这位所谓的著名数学家在 LinkedIn 上只有几十个粉丝。 Fanusie 也因为高额投资保证而感到怀疑，并且因为他的亲戚被要求通过 What'sApp 与该公司进行通信，What'sApp 是端到端加密的，可为诈骗者提供额外的保护。