Coinbase 终止在欧洲经济区的 USDC 奖励，下架不合规的稳定币

Coinbase 宣布将从 12 月 1 日起终止对欧洲经济区 (EEA) 持有人的 USDC 奖励。这一决定是为了响应新的加密资产市场 (MiCA) 法规

Major cryptocurrency exchange Coinbase has announced that it will no longer offer USD Coin (USDC) rewards to its customers in the European Economic Area (EEA) due to upcoming Markets in Crypto-Assets (MiCA) regulations.

主要加密货币交易所 Coinbase 宣布，由于即将出台的加密资产市场 (MiCA) 法规，将不再向欧洲经济区 (EEA) 的客户提供美元硬币 (USDC) 奖励。

Coinbase customers in the EEA will continue to earn USDC rewards until November 30. The final rewards will be distributed within the first 10 business days of December, the exchange said in an email to customers on Monday.

EEA 的 Coinbase 客户将继续获得 USDC 奖励，直至 11 月 30 日。该交易所在周一发给客户的电子邮件中表示，最终奖励将在 12 月的前 10 个工作日内发放。

Coinbase's rewards program allows users to earn daily yields for holding USDC on the platform. The program is available in over 100 jurisdictions, with the annual percentage yield (APY) varying by region due to local economic and regulatory factors.

Coinbase 的奖励计划允许用户在平台上持有 USDC 赚取每日收益。该计划适用于 100 多个司法管辖区，由于当地经济和监管因素，年收益率 (APY) 因地区而异。

MiCA, which will come into effect from June 2023, introduces new compliance requirements for e-money tokens like USDC. Starting June 30, 2024, issuers must be licensed as credit or electronic money institutions.

MiCA 将于 2023 年 6 月生效，为 USDC 等电子货币代币引入新的合规要求。自 2024 年 6 月 30 日起，发行人必须获得信贷或电子货币机构许可。

These institutions must meet strict standards, including reserve management and liquidity requirements. Additionally, e-money token issuers are prohibited from offering interest, ensuring stability without being classified as financial instruments.

这些机构必须满足严格的标准，包括准备金管理和流动性要求。此外，电子货币代币发行人不得提供利息，以确保稳定性而不被归类为金融工具。

Coinbase also plans to delist stablecoins that do not meet MiCA requirements. Other companies, including Uphold, Bitstamp, and Tether, have also announced their intention to comply with the new regulations.

Coinbase 还计划下架不符合 MiCA 要求的稳定币。其他公司，包括 Uphold、Bitstamp 和 Tether，也宣布打算遵守新规定。