根据其首席执行官的说法，美国银行正计划推出自己的稳定

在华盛顿特区经济俱乐部的新采访中，美国银行首席执行官布莱恩·莫伊尼汉（Brian Moynihan）说，他们打算发起一个稳定的

Bank of America is planning to launch its own stablecoin, one of the largest financial institutions in the US is expected to apply for approval to launch a crypto payment token pegged to the dollar.

美国银行计划推出自己的稳定币，这是美国最大的金融机构之一，有望申请批准，以推出与美元挂钩的加密付款代币。

The bank's CEO Brian Moynihan reveals the bank's plans for a stablecoin in a new interview at the Economic Club of Washington, D.C., reports Fortune.

据《财富》报道，该银行的首席执行官布莱恩·莫伊尼汉（Brian Moynihan）在华盛顿特区经济俱乐部的新采访中揭示了该银行在新采访中揭示了该银行的签署计划。

"It’s pretty clear there’s going to be a stablecoin. If they make that legal, we will go into that business," says Moynihan.

Moynihan说：“很明显，将会有一个稳定的人。如果他们合法，我们将开始从事这项业务。”

According to a report by the US Congress in December, lawmakers are expected to introduce legislation allowing financial institutions to launch private stablecoins.

根据美国国会在12月的一份报告，预计立法者将引入立法，允许金融机构启动私人稳定。

The report, which covers the role of digital assets in the US financial system, says that the bipartisan Congressional members will work together to draft and propose the legislation early in 2020.

该报告涵盖了数字资产在美国金融体系中的作用，他说，两党国会议员将共同起草并提出该立法，并于2020年初提出立法。

Stablecoins are cryptocurrencies that aim to maintain a stable value by being pegged to an underlying asset, such as a fiat currency.

稳定币是加密货币，旨在通过将基础资产（例如菲亚特货币）挂钩来维持稳定的价值。

A stablecoin launched by Bank of America would be pegged to the US dollar, opening up many possibilities, says Moynihan.

Moynihan说，由美国银行发起的稳定币将与美元固定，开放了许多可能性。

"The question of what it’s useful for is going to be interesting," he says.

他说：“它有用的问题将变得有趣。”

Moynihan also highlights how other recent advancements in technology have changed the way Bank of America does business, including when it became the first US bank to offer a mobile banking app on the iPhone.

Moynihan还强调了技术的其他最新进步如何改变了美国银行开展业务的方式，包括它成为美国第一家在iPhone上提供移动银行应用程序的银行。

"Back then it was an unusual thing to have an app. Everybody went to the websites. So that took off. We now have 40 million consumers who bank digitally with us all the time."

“那时，拥有一个应用程序是一件不寻常的事情。每个人都去了网站。所以这起飞了。我们现在有4000万消费者一直在数字上与我们一起银行。”

The bank also launched an artificial intelligence-powered assistant named Erica in 2018.

该银行还于2018年推出了一个名叫Erica的人工智能助理。

According to Moynihan, about 90% of the bank's interactions with customers last year were digital.output: A large bank in the US is planning to apply for approval to launch a crypto payment token pegged to the dollar.

根据Moynihan的说法，去年与客户的银行互动中约有90％是数字交易：美国一家大型银行正计划申请批准，以推出与美元挂钩的加密付款。

One of the largest financial institutions in the US is applying for approval to launch a crypto payment token pegged to the dollar. The bank, which is said to be Bank of America, is also expected to launch an artificial intelligence-powered assistant for use by the bank's customers.

美国最大的金融机构之一正在申请批准，以推出与美元挂钩的加密付款令牌。该银行据说是美国银行，还预计将推出一名由人工智能的助手，供银行的客户使用。

The bank's CEO, Brian Moynihan, reveals the bank's plans for a stablecoin in a new interview at the Economic Club of Washington, D.C., reports Fortune.

据《财富》报道，该银行的首席执行官布莱恩·莫伊尼汉（Brian Moynihan）在华盛顿特区经济俱乐部的新采访中揭示了该银行在新采访中揭示了该银行的稳定计划。

"It's pretty clear there's going to be a stablecoin. If they make that legal, we will go into that business," says Moynihan.

Moynihan说：“很明显，将会有一个稳定的人。如果他们合法，我们将开始从事这项业务。”

According to a report by the US Congress in December, lawmakers are expected to introduce legislation allowing financial institutions to launch private stablecoins.

根据美国国会在12月的一份报告，预计立法者将引入立法，允许金融机构启动私人稳定。

The report, which covers the role of digital assets in the US financial system, says that the bipartisan members will work together to draft and propose the legislation early in 2020.

该报告涵盖了数字资产在美国金融体系中的作用，他说，两党成员将共同起草并提议2020年初的立法。

Stablecoins are cryptocurrencies that aim to maintain a stable value by being pegged to an underlying asset, such as a fiat currency.

稳定币是加密货币，旨在通过将基础资产（例如菲亚特货币）挂钩来维持稳定的价值。

A stablecoin launched by Bank of America would be pegged to the US dollar, opening up many possibilities, says Moynihan.

Moynihan说，由美国银行发起的稳定币将与美元固定，开放了许多可能性。

"The question of what it's useful for is going to be interesting," he says.

他说：“它有用的问题将变得有趣。”

Moynihan also highlights how other recent advancements in technology have changed the way Bank of America does business, including when it became the first US bank to offer a mobile banking app on the iPhone.

Moynihan还强调了技术的其他最新进步如何改变了美国银行开展业务的方式，包括它成为美国第一家在iPhone上提供移动银行应用程序的银行。

"Back then it was an unusual thing to have an app. Everybody went to the websites. So that took off. We now have 40 million consumers who bank digitally with us all the time."

“那时，拥有一个应用程序是一件不寻常的事情。每个人都去了网站。所以这起飞了。我们现在有4000万消费者一直在数字上与我们一起银行。”

The bank also launched an artificial intelligence-powered assistant named Erica in 2018.

该银行还于2018年推出了一个名叫Erica的人工智能助理。

According to Moynihan, about 90% of the bank's interactions with customers last year were digital.

根据Moynihan的说法，去年与客户与客户的互动中约有90％是数字化的。

.

。