AMP 通过比特币投资创造历史，标志着澳大利亚养老金行业的转变

根据 Financial Review 的一份报告，AMP 的比特币投资保守地占其 570 亿美元管理资产（AUM）的 0.05%。

Australia's largest pension fund, AMP, has made a historic move by allocating a small portion of its assets to Bitcoin, a first for the country's heavily regulated superannuation industry.

澳大利亚最大的养老基金 AMP 做出了一项历史性举措，将其一小部分资产配置为比特币，这对于该国严格监管的养老金行业来说尚属首次。

The fund's Bitcoin investment, valued at roughly $25 million, represents a conservative 0.05% of its $57 billion in assets under management (AUM).

该基金的比特币投资价值约为 2500 万美元，保守估计仅占其 570 亿美元管理资产 (AUM) 的 0.05%。

The allocation is significant as it opens the door for broader institutional adoption of Bitcoin in Australia. Despite being a world leader in crypto regulation, institutional interest in digital assets has remained largely untapped until now.

此次分配意义重大，因为它为澳大利亚更广泛的机构采用比特币打开了大门。尽管在加密货币监管方面处于世界领先地位，但机构对数字资产的兴趣到目前为止仍未得到充分利用。

According to a report from Financial Review, the purchase occurred when Bitcoin traded between $60,000 and $70,000. The move appears to be timed with the asset's historic rally, which saw BTC briefly cross the $70,000 mark in early December following Donald Trump's electoral victory.

据《金融评论》报道，此次购买发生在比特币交易价格在 60,000 美元至 70,000 美元之间时。这一举措似乎与该资产的历史性上涨相契合，在唐纳德·特朗普赢得选举后，比特币在 12 月初短暂突破了 70,000 美元大关。

The decision to allocate a portion of its portfolio to Bitcoin was driven by its potential as a diversifier and a hedge against traditional market volatility, a strategy that aligns with AMP's goal to maximize long-term returns for its members.

将其投资组合的一部分分配给比特币的决定是由于其作为多元化工具和对冲传统市场波动的潜力，这一策略符合 AMP 为会员实现长期回报最大化的目标。

While AMP's bold step has captured attention, other Australian superannuation funds have remained on the sidelines, citing Bitcoin's volatility and perceived risks. Their reluctance underscores the conservative nature of the sector, which is tasked with safeguarding retirement savings under Australia's mandatory superannuation system.

尽管 AMP 的大胆举措引起了人们的关注，但其他澳大利亚养老基金仍保持观望态度，理由是比特币的波动性和已知的风险。他们的不情愿凸显了该行业的保守性质，该行业的任务是在澳大利亚强制性养老金制度下保障退休储蓄。

However, with the return that Bitcoin offers, the question remains: how long can they wait before joining the fray?

然而，随着比特币提供的回报，问题仍然存在：他们可以等多久才能加入竞争？