Ripple Labs 獲得 NYDFS 批准 RLUSD 穩定幣，提振 XRP 價格

Ripple Labs 憑藉其 RLUSD 穩定幣取得了巨大勝利，獲得了紐約金融服務部 (NYDFS) 的批准。

Cryptocurrency firm Ripple Labs has secured a major win with the approval of its RLUSD stablecoin by the New York Department of Financial Services (NYDFS). The milestone achievement, announced by Ripple CEO Brad Garlinghouse, comes after months of speculation and marks a critical juncture in the company’s journey.

加密貨幣公司 Ripple Labs 的 RLUSD 穩定幣獲得紐約金融服務部 (NYDFS) 的批准，並取得了重大勝利。 Ripple 執行長 Brad Garlinghouse 在經過數月的猜測後宣布了這一里程碑式的成就，標誌著該公司發展歷程中的一個關鍵時刻。

“This just in…we have final approval from NYDFS for $RLUSD! Exchange and partner listings will be live soon – and reminder: when RLUSD is live, you’ll hear it from Ripple first,” said Garlinghouse.

「這只是…我們已獲得 NYDFS 對 RLUSD 的最終批准！交易所和合作夥伴清單很快就會上線，並提醒您：當 RLUSD 上線時，您將首先聽到來自 Ripple 的消息，」Garlinghouse 說。

This just in…we have final approval from @NYDFS for $RLUSD!

就在…我們已獲得 @NYDFS 的最終批准，價格為 RLUSD！

Exchange and partner listings (like @Uphold, @Bitstamp, @Bitso, @MoonPay, @IndependentRes, @CoinMENA, and @Bullish) will be live soon

交易所和合作夥伴清單（如 @Uphold、@Bitstamp、@Bitso、@MoonPay、@IndependentRes、@CoinMENA 和 @Bullish）即將上線

— and reminder:

- 並提醒：

when RLUSD is live, you’ll hear it from @Ripple first.

當 RLUSD 上線時，您將首先從 @Ripple 聽到它。

With the approval, Ripple can now tap into the lucrative New York market and further strengthen trust among institutions and investors. The state’s stringent crypto regulations and oversight are designed to protect consumers and ensure the integrity of the financial system.

獲得批准後，Ripple 現在可以進軍利潤豐厚的紐約市場，進一步增強機構和投資者之間的信任。該州嚴格的加密貨幣法規和監督旨在保護消費者並確保金融體系的完整性。

This achievement also solidifies Ripple's credibility as a compliance-first entity, a strategy that has been central to the company’s vision.

這項成就也鞏固了 Ripple 作為合規第一實體的信譽，而這項策略一直是公司願景的核心。

As highlighted by crypto analyst Vincent Van Code, RLUSD stands out from the crowd against the likes of USDT and USDC. The robust regulatory framework that Ripple has put in place for its stablecoin is evident. It aligns with four major U.S. financial regulations, including US GAAP, Basel III, the Dodd-Frank Act, and FDIC and Federal Reserve Rules, making it one of the most transparent and tightly knit stablecoins available.

正如加密貨幣分析師 Vincent Van Code 所強調的那樣，RLUSD 在與 USDT 和 USDC 等貨幣的競爭中脫穎而出。 Ripple 為其穩定幣制定的強有力的監管框架是顯而易見的。它符合美國四大金融法規，包括美國公認會計準則、巴塞爾協議 III、多德弗蘭克法案、聯邦存款保險公司和聯準會規則，使其成為最透明、最緊密的穩定幣之一。

RLUSD is fully backed by U.S. Treasury bonds and onshore assets, ensuring financial stability and adherence to stringent accounting standards. The stablecoin’s value is pegged to the U.S. dollar and is designed to maintain a 1:1 ratio.

RLUSD 完全由美國國債和境內資產支持，確保財務穩定並遵守嚴格的會計標準。該穩定幣的價值與美元掛鉤，旨在維持 1:1 的比率。

Unlike competitors, RLUSD’s adherence to Generally Accepted Accounting Principles (GAAP) ensures the stablecoin’s ability to withstand impairment tests. This key distinction sets it apart in the market.

與競爭對手不同，RLUSD 遵守公認會計原則 (GAAP)，確保穩定幣能夠承受減損測試。這一關鍵區別使其在市場上脫穎而出。

Furthermore, Ripple has embraced Basel III, a set of global banking rules established post-2007 financial crisis. These measures enhance RLUSD’s risk management and liquidity, making it safer for users.

此外，Ripple 還接受了巴塞爾 III，這是 2007 年金融危機後製定的一套全球銀行規則。這些措施增強了RLUSD的風險管理和流動性，讓使用者更加安全。

The assets backing the stablecoin are also securely stored in regulated institutions, meeting FDIC and Federal Reserve guidelines.

支持穩定幣的資產也安全地儲存在受監管的機構中，符合 FDIC 和聯準會的指導方針。

By aligning with the Dodd-Frank Act, Ripple ensures operational transparency for RLUSD. Introduced after the financial crisis, this regulation safeguards consumers and promotes clarity in financial markets, further boosting investor confidence in the stablecoin.

透過與《多德弗蘭克法案》保持一致，Ripple 確保了 RLUSD 的營運透明度。該法規是在金融危機後推出的，旨在保護消費者並促進金融市場的透明度，進一步增強投資者對穩定幣的信心。

The buzz surrounding RLUSD has had a positive impact on XRP, Ripple’s native cryptocurrency. Following the announcement, XRP surged 23%, climbing from $2.03 to a high of $2.40, despite a recent dip in the last week.

圍繞 RLUSD 的熱議對 Ripple 的原生加密貨幣 XRP 產生了積極影響。消息公佈後，XRP 飆升 23%，從 2.03 美元攀升至 2.40 美元的高點，儘管上周有所下跌。

This surge in XRP can be attributed to investor optimism about Ripple’s forward momentum. While the stablecoin’s launch won’t directly affect XRP, positive sentiment around Ripple's innovations often lifts the token.

XRP 的飆升可歸因於投資者對 Ripple 前進勢頭的樂觀態度。雖然穩定幣的推出不會直接影響 XRP，但圍繞 Ripple 創新的正面情緒往往會提振該代幣。

Investors view Ripple’s regulatory wins as a reflection of its credibility, which translates into heightened interest in XRP.

投資者將 Ripple 的監管勝利視為其可信度的反映，這意味著對 XRP 的興趣增加。

Although the exact date for RLUSD’s debut is still up in the air, Ripple plans to make the stablecoin accessible on prominent global platforms. This includes Uphold, Bitstamp, Bitso, MoonPay, Independent Reserve, CoinMENA, and Bullish.

儘管 RLUSD 首次亮相的確切日期仍懸而未決，但 Ripple 計劃在全球知名平台上提供這種穩定幣。其中包括 Uphold、Bitstamp、Bitso、MoonPay、Independent Reserve、CoinMENA 和 Bullish。

This widespread availability at launch will see Ripple attempt to redefine stablecoins globally, setting a new standard for compliance and stability in the crypto landscape.

推出後的廣泛可用性將使 Ripple 嘗試在全球範圍內重新定義穩定幣，為加密領域的合規性和穩定性設定新標準。

As RLUSD prepares to hit the markets, its robust framework could make it a game-changer in the stablecoin space, leaving competitors like USDT and USDC scrambling to keep up.

隨著 RLUSD 準備進入市場，其強大的框架可能會使其成為穩定幣領域的遊戲規則改變者，讓 USDT 和 USDC 等競爭對手競相跟上。